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Most Online39,925 Dec 30th, 2023
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Re: I need the help of smart people right now
[Re: ReelBusy]
#13311028
10/14/19 12:48 PM
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Joined: Nov 2003
Posts: 10,380
barndoor
TFF Guru
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TFF Guru
Joined: Nov 2003
Posts: 10,380 |
Take the damn keys away guys. Lock 'em up. I guess that is what I don’t understand. He has done this in the past, hide the keys. He could have killed an innocent person.
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Re: I need the help of smart people right now
[Re: Mudshark]
#13311047
10/14/19 01:04 PM
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Joined: Apr 2008
Posts: 40,797
CCTX
mapquest
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mapquest
Joined: Apr 2008
Posts: 40,797 |
Kids are smart and will find away Keys can be copied/duplicated Agree with hiding the keys, but a physical barrier like “The Club” is very effective
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Re: I need the help of smart people right now
[Re: Mudshark]
#13311057
10/14/19 01:16 PM
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Joined: Jan 2003
Posts: 19,220
Jimbo
TFF Guru
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TFF Guru
Joined: Jan 2003
Posts: 19,220 |
He's young and he needs tough love, but at his age filing charges for theft of the vehicle would probably do more harm than good. Locking the car and taking away the keys will probably not work too well and could lead him to taking someone elses car. You don't need advise from this forum as much as you need to have counseling for him, or you both need to have a sit down draw the line type of talk and hoping it's not too late. Him wrecking the car should have opened his eyes. Just my 2 cents.
Just one more cast!
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Re: I need the help of smart people right now
[Re: Mudshark]
#13311090
10/14/19 01:47 PM
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Joined: Mar 2003
Posts: 10,721
Fishin' Nut
TFF Guru
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TFF Guru
Joined: Mar 2003
Posts: 10,721 |
At 16 my son got a speeding ticket for doing 105 in a 55. At his court hearing we forced him to surrender his license. He had to wait until his 18th birthday to get one on his own as an adult. He is now 35 and has never gotten another ticket since he got his license. Actions have consequences.
He is truly a sick individual.
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Re: I need the help of smart people right now
[Re: nitroZ7girl]
#13311149
10/14/19 02:49 PM
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Joined: Jan 2009
Posts: 1,649
spankyttx
Extreme Angler
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Extreme Angler
Joined: Jan 2009
Posts: 1,649 |
My daughter is in the insurance biz and my other daughter had something similar happen with her son who is on the autism spectrum and while he had his learners permit. Your insurance agent will advise you to not exclude him from your policy. You will need this protection in case it happens again because you can be sued since he is a minor. The insurance will pay for the defense. She says insurance costs are the least of your worries. yeah, i didn't say mud's son was un-insurable, i did say he probably won't be on mud's policy. as in license issues his son will deal with, it's up to what the state and dps says now, dps can postpone him getting his license and the state may make him go on a high risk policy (sr-22). mud or the state can choose to pursue charges or not, and yes, mud needs to protect his own policy. as stated above, tickets, accidents, and cancellations will follow you around in the insurance world
LI-SI-WI-NWI
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Re: I need the help of smart people right now
[Re: Mudshark]
#13311156
10/14/19 02:54 PM
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Joined: Jul 2007
Posts: 12,395
RipDaLips
Old n Crusty
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Old n Crusty
Joined: Jul 2007
Posts: 12,395 |
Best of luck Mud.
I can't offer anything as for the insurance, but do be honest with them when making the claim.
Did he give you his side of the story? Personally, I'd give him an arse whupping as long as that story was and a new pair of walking shoes.
Some folks mouths, flat out runs their minds.
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Re: I need the help of smart people right now
[Re: Mudshark]
#13311262
10/14/19 04:31 PM
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Joined: Apr 2010
Posts: 4,145
OTFF
TFF Team Angler
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TFF Team Angler
Joined: Apr 2010
Posts: 4,145 |
Sorry for your dilemma.
I would say do not do anything that puts your child, and decisions that affect him in the hands of law enforcement. The do not, and will not, care or have what is good for him as a consideration. Even if it makes the situation easier for you. Do not do this.
You do not have to provide him a car or insurance and can keep this from happening, but do not get LEO involved.
Luke 6:22-23
22 Blessed are you when people hate you, when they exclude you, insult you, and slander your name as evil because of the Son of Man.
23 Rejoice in that day and leap for joy. Take note—your reward is great in heaven, for this is the way their ancestors used to treat the prophets.
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Re: I need the help of smart people right now
[Re: Mudshark]
#13311305
10/14/19 05:02 PM
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Joined: Apr 2008
Posts: 10,548
JavelinJ
TFF Guru
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TFF Guru
Joined: Apr 2008
Posts: 10,548 |
A claim is a claim is a claim if single vehicle. The pole probably did not jump out in front of him.
My sons truck was totaled last year by his "friend". Single vehicle accident into a very solid h-brace. No stolen vehicle report filed.
Insurance still payed and insurance still went up.
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Re: I need the help of smart people right now
[Re: Mudshark]
#13311542
10/14/19 08:34 PM
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Joined: Dec 2006
Posts: 45,504
Mudshark
OP
TFF Guru
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OP
TFF Guru
Joined: Dec 2006
Posts: 45,504 |
So far, State Farm has been pretty good to work with, the underwriters could still throw a monkey wrench in the deal, but since the boy had a learners permit but now has no car, they are telling me that he will bare the brundt of the pain, once he gets his real license but at this point it probably won’t be until 18. If he didn’t have the learners permit, then I would be in a much more difficult situation. We will see how things shake out in about a week or two.
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Re: I need the help of smart people right now
[Re: Mudshark]
#13311543
10/14/19 08:36 PM
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Joined: Apr 2008
Posts: 40,797
CCTX
mapquest
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mapquest
Joined: Apr 2008
Posts: 40,797 |
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Re: I need the help of smart people right now
[Re: Mudshark]
#13311545
10/14/19 08:37 PM
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Joined: Mar 2015
Posts: 12,108
UGLYSHCTICK
TFF Guru
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TFF Guru
Joined: Mar 2015
Posts: 12,108 |
So far, State Farm has been pretty good to work with, the underwriters could still throw a monkey wrench in the deal, but since the boy had a learners permit but now has no car, they are telling me that he will bare the brundt of the pain, once he gets his real license but at this point it probably won’t be until 18. If he didn’t have the learners permit, then I would be in a much more difficult situation. We will see how things shake out in about a week or two. you should have a blanket made from that picture for him.... a constant reminder.
Just want to make folks smile, and spit coffee on their keyboard.
If you put beans in your chili, you don't know beans about chili.
God doesn't create temporary people, you will spend eternity somewhere. Choose wisely.
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Re: I need the help of smart people right now
[Re: UGLYSHCTICK]
#13311957
10/15/19 01:59 AM
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Joined: Feb 2008
Posts: 8,590
Brandon Adamcik
TFF Celebrity
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TFF Celebrity
Joined: Feb 2008
Posts: 8,590 |
So far, State Farm has been pretty good to work with, the underwriters could still throw a monkey wrench in the deal, but since the boy had a learners permit but now has no car, they are telling me that he will bare the brundt of the pain, once he gets his real license but at this point it probably won’t be until 18. If he didn’t have the learners permit, then I would be in a much more difficult situation. We will see how things shake out in about a week or two. you should have a blanket made from that picture for him.... a constant reminder. Then wrap all his **** in the blanket and send him packing.
Czechfish
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Re: I need the help of smart people right now
[Re: Mudshark]
#13312191
10/15/19 12:54 PM
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Joined: Mar 2003
Posts: 10,721
Fishin' Nut
TFF Guru
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TFF Guru
Joined: Mar 2003
Posts: 10,721 |
So far, State Farm has been pretty good to work with, the underwriters could still throw a monkey wrench in the deal, but since the boy had a learners permit but now has no car, they are telling me that he will bare the brundt of the pain, once he gets his real license but at this point it probably won’t be until 18. If he didn’t have the learners permit, then I would be in a much more difficult situation. We will see how things shake out in about a week or two. True. My insurance rates didn't go up until my son got his license. They assume a licensed adult will be in the car when they have a learners permit.
He is truly a sick individual.
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Re: I need the help of smart people right now
[Re: Mudshark]
#13312196
10/15/19 12:56 PM
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Joined: Mar 2003
Posts: 10,721
Fishin' Nut
TFF Guru
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TFF Guru
Joined: Mar 2003
Posts: 10,721 |
Did he ever give a reason why he took the car?
He is truly a sick individual.
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Re: I need the help of smart people right now
[Re: Mudshark]
#13312251
10/15/19 01:38 PM
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Joined: Jun 2016
Posts: 10,356
Nickbyrd
TFF Guru
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TFF Guru
Joined: Jun 2016
Posts: 10,356 |
Dammit boy ! Some of us learn things the hard way ... looks like that’s the way it’s going to go . Hang in there mud !
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