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Topics1,038,925
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Most Online39,925 Dec 30th, 2023
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Re: Health Insurance
[Re: chickenman]
#13281254
09/15/19 04:20 AM
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Joined: Nov 2009
Posts: 39,352
Dan90210 ☮
Jr Deputy Dan
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Jr Deputy Dan
Joined: Nov 2009
Posts: 39,352 |
If you like your doctor, you can keep your doctor. Can I shop around though? My Dr. keeps telling me to be 200lbs and thats good for me and blah blah. I tell her, "Look you fidget, Im 6'4 and I get hella hungry all the time at 200lbs!" Then she tells me to STFU lose weight and cut out tabacco/nicotine totally...no vaping even!" So I like her. Not sure shes a "keeper" but shes ok.
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Re: Health Insurance
[Re: 1ShotNoKills]
#13281255
09/15/19 04:22 AM
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Joined: Feb 2013
Posts: 38,563
Frank the Tank
TFF Guru
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TFF Guru
Joined: Feb 2013
Posts: 38,563 |
Dan, you vape?!?! ...... yes!!! We gotta hang out.
Jesus loves all of us
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Re: Health Insurance
[Re: Dan90210 ☮]
#13281257
09/15/19 04:23 AM
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Joined: Mar 2014
Posts: 29,828
Duck_Hunter
TFF Guru
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TFF Guru
Joined: Mar 2014
Posts: 29,828 |
If you like your doctor, you can keep your doctor. Can I shop around though? My Dr. keeps telling me to be 200lbs and thats good for me and blah blah. I tell her, "Look you fidget, Im 6'4 and I get hella hungry all the time at 200lbs!" Then she tells me to STFU lose weight and cut out tabacco/nicotine totally...no vaping even!" So I like her. Not sure shes a "keeper" but shes ok. You would look ridiculous at 200 pounds.
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Re: Health Insurance
[Re: Dan90210 ☮]
#13281261
09/15/19 04:29 AM
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Joined: Oct 2004
Posts: 38,931
chickenman
1:28
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1:28
Joined: Oct 2004
Posts: 38,931 |
If you like your doctor, you can keep your doctor. Can I shop around though? If you like your health care plan, you can keep it.
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Re: Health Insurance
[Re: chickenman]
#13281262
09/15/19 04:31 AM
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Joined: Nov 2009
Posts: 39,352
Dan90210 ☮
Jr Deputy Dan
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Jr Deputy Dan
Joined: Nov 2009
Posts: 39,352 |
If you like your doctor, you can keep your doctor. Can I shop around though? If you like your health care plan, you can keep it. Yo for real den. I is keepin mine.
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Re: Health Insurance
[Re: Duck_Hunter]
#13281263
09/15/19 04:37 AM
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Joined: Nov 2009
Posts: 39,352
Dan90210 ☮
Jr Deputy Dan
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Jr Deputy Dan
Joined: Nov 2009
Posts: 39,352 |
If you like your doctor, you can keep your doctor. Can I shop around though? My Dr. keeps telling me to be 200lbs and thats good for me and blah blah. I tell her, "Look you fidget, Im 6'4 and I get hella hungry all the time at 200lbs!" Then she tells me to STFU lose weight and cut out tabacco/nicotine totally...no vaping even!" So I like her. Not sure shes a "keeper" but shes ok. You would look ridiculous at 200 pounds. Got down to 197 18 months ago. Had a six pack. Looked ok but I was super hungry. ALWAYS. Dr. says my body operates best there... she has 15 years of data on me. Negotiated with her and we settled on 215.
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Re: Health Insurance
[Re: Dan90210 ☮]
#13281264
09/15/19 04:41 AM
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Joined: Mar 2014
Posts: 29,828
Duck_Hunter
TFF Guru
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TFF Guru
Joined: Mar 2014
Posts: 29,828 |
If you like your doctor, you can keep your doctor. Can I shop around though? My Dr. keeps telling me to be 200lbs and thats good for me and blah blah. I tell her, "Look you fidget, Im 6'4 and I get hella hungry all the time at 200lbs!" Then she tells me to STFU lose weight and cut out tabacco/nicotine totally...no vaping even!" So I like her. Not sure shes a "keeper" but shes ok. You would look ridiculous at 200 pounds. Got down to 197 18 months ago. Had a six pack. Looked ok but I was super hungry. ALWAYS. Dr. says my body operates best there... she has 15 years of data on me. Negotiated with her and we settled on 215. *ridiculously good looking
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Re: Health Insurance
[Re: ReelBusy]
#13281556
09/15/19 04:26 PM
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Joined: May 2019
Posts: 301
JAlfred
Angler
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Angler
Joined: May 2019
Posts: 301 |
"Simple math is all that is needed. People (reads all working people) contribute around 2.9% of their earnings for 40-49 years so they can then qualify at an old age. It's no surprise it's working out for you. Kind of pitiful from a mathematical standpoint." Actually, it is a surprise that a government program works on something as complex as health care and insurance. I fail to understand what is "pitiful" about it. Perhaps you could explain? Health insurance and health care in general are extremely important issues in America right now. I took this thread to be a possible source for a variety of viewpoints. My post was a sincere effort to hear other people's thoughts. What's actually pitiful is the current state of health insurance and health care in our country. It's more than pitiful--it's a disaster. I have two sons who are struggling to pay for their health insurance. They are not alone--many others have the same problem or don't have insurance at all. Several candidates for president in 2020 are advocating Medicare For All. I don't know if that is a good idea or not, but it's at least worth discussing--even on a fishing forum.
Last edited by JAlfred; 09/15/19 04:34 PM. Reason: Forgot to quote
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Re: Health Insurance
[Re: JAlfred]
#13281571
09/15/19 04:35 PM
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Joined: May 2002
Posts: 82,392
Bob Davis
Bunkeroid Bob
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Bunkeroid Bob
Joined: May 2002
Posts: 82,392 |
Actually, it is a surprise that a government program works on something as complex as health care and insurance. I fail to understand what is "pitiful" about it. Perhaps you could explain?
Health insurance and health care in general are extremely important issues in America right now. I took this thread to be a possible source for a variety of viewpoints. My post was a sincere effort to hear other people's thoughts.
What's actually pitiful is the current state of health insurance and health care in our country. It's more than pitiful--it's a disaster. I have two sons who are struggling to pay for their health insurance. They are not alone--many others have the same problem or don't have insurance at all.
Several candidates for president in 2020 are advocating Medicare For All. I don't know if that is a good idea or not, but it's at least worth discussing--even on a fishing forum. As noble as your intent was JAlfred, the reality is that Someone has to pay for health care. No sane person would ever want to go in debt for a medical degree, nursing or doctor etc. to work for free. The moral of the story is that everyone has to contribute to pay their own way in this world in some fashion. It is political theatre for the democratic candidates pandering to those low IQ folks who don't understand the concept of working to better themselves and society.
Foxtrot Juliet Bravo
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Re: Health Insurance
[Re: donothin]
#13281578
09/15/19 04:42 PM
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Joined: May 2019
Posts: 301
JAlfred
Angler
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Angler
Joined: May 2019
Posts: 301 |
We as a society are just not willing to deny medical help to people who show up at the emergency room. However, it is costly and has to be paid by someone. Insurance companies have negotiated down their cost so they don't share in the cost of taking care of the indigent. So, it is left on the backs of those who have money, but no insurance. No politician is willing to say that he is not in favor of treating a really sick child who has no money but none are willing to deal with the problem. I would bet that if we had a national plan for insurance with an option to those who preferred private insurance, but had to pay the additional costs of the private plan, within a few years, almost everyone would migrated to the national plan.
Health insurance is very inefficient. Insurance rates are set so they have a loss ration of about 75% meaning if they pay more than 75% of the premium in claims, they will up the rates. They don't intend to have any risk.
The affordable care act has had many problems that need to be fixed, and it has increased the cost to some who were barely able to afford what they had, but they did it to cover the cost of caring for those who were not paying any or very low premiums. This makes so much sense. Why do you suppose that we are having such a hard time getting here--or to any reasonable solution?
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Re: Health Insurance
[Re: Bob Davis]
#13281586
09/15/19 05:00 PM
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Joined: Sep 2008
Posts: 5,190
fishslime
TFF Celebrity
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TFF Celebrity
Joined: Sep 2008
Posts: 5,190 |
Actually, it is a surprise that a government program works on something as complex as health care and insurance. I fail to understand what is "pitiful" about it. Perhaps you could explain?
Health insurance and health care in general are extremely important issues in America right now. I took this thread to be a possible source for a variety of viewpoints. My post was a sincere effort to hear other people's thoughts.
What's actually pitiful is the current state of health insurance and health care in our country. It's more than pitiful--it's a disaster. I have two sons who are struggling to pay for their health insurance. They are not alone--many others have the same problem or don't have insurance at all.
Several candidates for president in 2020 are advocating Medicare For All. I don't know if that is a good idea or not, but it's at least worth discussing--even on a fishing forum. As noble as your intent was JAlfred, the reality is that Someone has to pay for health care. No sane person would ever want to go in debt for a medical degree, nursing or doctor etc. to work for free. The moral of the story is that everyone has to contribute to pay their own way in this world in some fashion. It is political theatre for the democratic candidates pandering to those low IQ folks who don't understand the concept of working to better themselves and society. I take this to mean that all who work very hard to make a living and simply can't afford health insurance that has anything but catastrophic coverage in the plan are low IQ (Where have we heard this before?) This response certainly has no noble quality to it. Those who like their insurance, can afford the premium, and want to keep it should be able to do so. However, there needs to be a public option for two reasons. It will be less costly for those who can't afford private plans, and it will serve to keep the insurance companies somewhat honest if they get their fees out of line with the public offering. Some will say this is socialized medicine. We already have socialized medicine. The insurance companies are the socialists. They set the fees that all doctors, hospitals, and medical services get paid. Everyone knows that. We are a better country than one who only thinks that those with the ample resources should have effective health care.
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Re: Health Insurance
[Re: Bob Davis]
#13281594
09/15/19 05:04 PM
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Joined: May 2019
Posts: 301
JAlfred
Angler
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Angler
Joined: May 2019
Posts: 301 |
Actually, it is a surprise that a government program works on something as complex as health care and insurance. I fail to understand what is "pitiful" about it. Perhaps you could explain?
Health insurance and health care in general are extremely important issues in America right now. I took this thread to be a possible source for a variety of viewpoints. My post was a sincere effort to hear other people's thoughts.
What's actually pitiful is the current state of health insurance and health care in our country. It's more than pitiful--it's a disaster. I have two sons who are struggling to pay for their health insurance. They are not alone--many others have the same problem or don't have insurance at all.
Several candidates for president in 2020 are advocating Medicare For All. I don't know if that is a good idea or not, but it's at least worth discussing--even on a fishing forum. As noble as your intent was JAlfred, the reality is that Someone has to pay for health care. No sane person would ever want to go in debt for a medical degree, nursing or doctor etc. to work for free. The moral of the story is that everyone has to contribute to pay their own way in this world in some fashion. It is political theatre for the democratic candidates pandering to those low IQ folks who don't understand the concept of working to better themselves and society. I totally understand this. However, I hope there is a better way for medical professionals (and their patients) to thrive. Medical costs for the same procedure vary widely across America and even across the same city. There is no evidence that the higher cost options result in a better outcome for the patient. The out-of-network trap can happen to anyone. The network provider lists for most (if not all) insurance plans are riddled with errors in my experience. If you are unlucky enough to need an emergency room visit, you have little to no control over who takes care of you. Yes, there is a lot of political theatre and pandering going on. But, there are many Americans who are not low IQ and who are working their butts off but are still living paycheck to paycheck. I think they would welcome and benefit from a better health insurance and health care system than we have now.
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Re: Health Insurance
[Re: JAlfred]
#13281603
09/15/19 05:14 PM
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Joined: Mar 2014
Posts: 29,828
Duck_Hunter
TFF Guru
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TFF Guru
Joined: Mar 2014
Posts: 29,828 |
"Simple math is all that is needed. People (reads all working people) contribute around 2.9% of their earnings for 40-49 years so they can then qualify at an old age. It's no surprise it's working out for you. Kind of pitiful from a mathematical standpoint." Actually, it is a surprise that a government program works on something as complex as health care and insurance. I fail to understand what is "pitiful" about it. Perhaps you could explain? Health insurance and health care in general are extremely important issues in America right now. I took this thread to be a possible source for a variety of viewpoints. My post was a sincere effort to hear other people's thoughts. What's actually pitiful is the current state of health insurance and health care in our country. It's more than pitiful--it's a disaster. I have two sons who are struggling to pay for their health insurance. They are not alone--many others have the same problem or don't have insurance at all. Several candidates for president in 2020 are advocating Medicare For All. I don't know if that is a good idea or not, but it's at least worth discussing--even on a fishing forum. The health insurance industry is a great example of why government red tape and overregulation is bad. It is not a free market, so of course it is a disaster. It’s gotten so bad, as politicians have chipped away at the market by regulation, that people blame the industry instead of he regulations, and now think that the only answer is total government takeover of the industry, which would be a disaster for many reasons, one of which is the same reason that the industry is “pitiful.”
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Re: Health Insurance
[Re: fish4bass]
#13281631
09/15/19 05:34 PM
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Joined: Mar 2017
Posts: 1,328
pchapin
Extreme Angler
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Extreme Angler
Joined: Mar 2017
Posts: 1,328 |
Anyone have employer providered health care that is decent priced?
Hard Rain does. For the last 22 years I have had employer provided health insurance. Some was United Healthcare, current is Blue Cross PPO. I have not had to change doctors for 22 years. 2019 my employer paid $712.32 per month. Deductible $1,500, max out of pocket $5,000. $30 co pay non specialist, $60 specialist. Have had no co pays for drugs this year as all are generic. Work for a CPA firm.
“No reasonable person would conclude that the statements were truly statements of fact” P01135809
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Re: Health Insurance
[Re: fish4bass]
#13281637
09/15/19 05:39 PM
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Joined: Jan 2008
Posts: 41,926
Ghost4BH
TFF Guru
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TFF Guru
Joined: Jan 2008
Posts: 41,926 |
Anyone have employer providered health care that is decent priced?
Hard Rain does. My employer covers approx 90% of my families health insurance, vision and dental.
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