|
Forums59
Topics1,039,123
Posts13,959,580
Members144,187
| |
Most Online39,925
Dec 30th, 2023
|
|
 Shopping Insurance - Progressive expensive
#13208709
07/09/19 04:01 AM
|
Joined: Jun 2019
Posts: 1
cpayton86
OP
Green Horn
|
|
OP
Green Horn
Joined: Jun 2019
Posts: 1 |
After seeing many folks have $150-$500 annual premiums for their bass boat, with values from 10k to 50k, I'm stumped.
Progressive quoted me $1100/year... 400% more than I expected. This is on a 20 year old boat with a Mercury EFI 225, replacement value of $12,000 and full coverage except uninsured/medical, $500 deductibles.
Background: 0 insurance claims and 0 violations in the past 5 years. 17 years of boating experience but haven't purchased boat insurance before. Thoughts?
|
|
|
Re: Shopping Insurance - Progressive expensive
[Re: cpayton86]
#13215684
07/15/19 08:47 PM
|
Joined: Jan 2009
Posts: 185
Insurancepro
Outdoorsman
|
|
Outdoorsman
Joined: Jan 2009
Posts: 185 |
I have been able to help a lot of members here better understand marine insurance. Feel free to give me a call and I will help in any way I can. Thanks Bob Luellen 517-627-8080
|
|
|
Re: Shopping Insurance - Progressive expensive
[Re: cpayton86]
#13230538
07/30/19 10:45 PM
|
Joined: Feb 2015
Posts: 24
texaspirate
Outdoorsman
|
|
Outdoorsman
Joined: Feb 2015
Posts: 24 |
You had me checking... just for my own sense of good measure... i have a Ranger.. single axle 2001 with a mercury 200 EFI boat is in awesome shape but I keep it in a garage and so on... I checked to see what Im paying... Progressive $341 dollars.... at a replacement value of 16K
|
|
|
Re: Shopping Insurance - Progressive expensive
[Re: cpayton86]
#13230540
07/30/19 10:45 PM
|
Joined: Feb 2015
Posts: 24
texaspirate
Outdoorsman
|
|
Outdoorsman
Joined: Feb 2015
Posts: 24 |
You had me checking... just for my own sense of good measure... i have a Ranger.. single axle 2001 with a mercury 200 EFI boat is in awesome shape but I keep it in a garage and so on... I checked to see what Im paying... Progressive $341 dollars.... at a replacement value of 16K
|
|
|
Re: Shopping Insurance - Progressive expensive
[Re: cpayton86]
#13230546
07/30/19 10:52 PM
|
Joined: Oct 2016
Posts: 354
Tin Star Cajun
Angler
|
|
Angler
Joined: Oct 2016
Posts: 354 |
I shopped around and found Travelers the cheapest. I recently burned a cylinder and needed a rebuild. Travelers covered it $7,000! Im now a loyal customer!
The only difference between a little girls scream and a warrior's battle cry is the direction your'e running! ![[Linked Image]](https://texasfishingforum.com/forums/pics/usergals/2018/01/full-13-195584-preview.png)
|
|
|
Re: Shopping Insurance - Progressive expensive
[Re: cpayton86]
#13261666
08/27/19 07:45 PM
|
Joined: Feb 2005
Posts: 6,673
texasbass1
TFF Celebrity
|
|
TFF Celebrity
Joined: Feb 2005
Posts: 6,673 |
After seeing many folks have $150-$500 annual premiums for their bass boat, with values from 10k to 50k, I'm stumped.
Progressive quoted me $1100/year... 400% more than I expected. This is on a 20 year old boat with a Mercury EFI 225, replacement value of $12,000 and full coverage except uninsured/medical, $500 deductibles.
Background: 0 insurance claims and 0 violations in the past 5 years. 17 years of boating experience but haven't purchased boat insurance before. Thoughts? Call Bob he can set you up. I have Progressive through him for a third what they quoted you and I have agreed value higher than what you were quoted on an older boat
Pat Leach
USAF MSgt Retired
92 Procraft 180 Pro
24 Mercury 150 Pro XS 4 Stroke
Minn Kota Ulterra 80
|
|
|
Re: Shopping Insurance - Progressive expensive
[Re: cpayton86]
#13262849
08/28/19 08:15 PM
|
Joined: Mar 2012
Posts: 1,696
4Weight
Extreme Angler
|
|
Extreme Angler
Joined: Mar 2012
Posts: 1,696 |
I went to my home and auto agent with Farmers and got mine on a Marine agreement they have with Foremost Group. 202.00 a year for a 03 Triton TR186 with 150 Merc with replacement value of 15K.
Last edited by 4Weight; 08/28/19 08:16 PM.
|
|
|
Re: Shopping Insurance - Progressive expensive
[Re: 4Weight]
#13280914
09/14/19 09:29 PM
|
Joined: Feb 2008
Posts: 2,481
snowyriver6
Extreme Angler
|
|
Extreme Angler
Joined: Feb 2008
Posts: 2,481 |
Mine is thru Bob at progressive as well. Think I'm paying about 360 a year but will tell you this. Someone just stole my humminbird and messed up my trolling motor and progressive was more than fair in covering the loss. In fact they waved the deductible because I had never filed a claim before.
|
|
Moderated by banker-always fishing, chickenman, Derek 🐝, Duck_Hunter, Fish Killer, J-2, Jacob, Jons3825, JustWingem, Nocona Brian, Toon-Troller, Uncle Zeek, Weekender1
|
