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Shopping Insurance - Progressive expensive #13208709 07/09/19 04:01 AM
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cpayton86 Offline OP
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After seeing many folks have $150-$500 annual premiums for their bass boat, with values from 10k to 50k, I'm stumped.

Progressive quoted me $1100/year... 400% more than I expected. This is on a 20 year old boat with a Mercury EFI 225, replacement value of $12,000 and full coverage except uninsured/medical, $500 deductibles.

Background: 0 insurance claims and 0 violations in the past 5 years. 17 years of boating experience but haven't purchased boat insurance before. Thoughts?

Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13215684 07/15/19 08:47 PM
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Insurancepro Offline
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I have been able to help a lot of members here better understand marine insurance. Feel free to give me a call and I will help in any way I can. Thanks Bob Luellen 517-627-8080

Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13230538 07/30/19 10:45 PM
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texaspirate Offline
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You had me checking... just for my own sense of good measure... i have a Ranger.. single axle 2001 with a mercury 200 EFI boat is in awesome shape but I keep it in a garage and so on... I checked to see what Im paying... Progressive $341 dollars.... at a replacement value of 16K

Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13230540 07/30/19 10:45 PM
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texaspirate Offline
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You had me checking... just for my own sense of good measure... i have a Ranger.. single axle 2001 with a mercury 200 EFI boat is in awesome shape but I keep it in a garage and so on... I checked to see what Im paying... Progressive $341 dollars.... at a replacement value of 16K

Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13230546 07/30/19 10:52 PM
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Tin Star Cajun Offline
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I shopped around and found Travelers the cheapest. I recently burned a cylinder and needed a rebuild. Travelers covered it $7,000! Im now a loyal customer!


The only difference between a little girls scream and a warrior's battle cry is the direction your'e running!

Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13261666 08/27/19 07:45 PM
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texasbass1 Offline
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Originally Posted by cpayton86
After seeing many folks have $150-$500 annual premiums for their bass boat, with values from 10k to 50k, I'm stumped.

Progressive quoted me $1100/year... 400% more than I expected. This is on a 20 year old boat with a Mercury EFI 225, replacement value of $12,000 and full coverage except uninsured/medical, $500 deductibles.

Background: 0 insurance claims and 0 violations in the past 5 years. 17 years of boating experience but haven't purchased boat insurance before. Thoughts?



Call Bob he can set you up. I have Progressive through him for a third what they quoted you and I have agreed value higher than what you were quoted on an older boat


Pat Leach
USAF MSgt Retired
93 Procraft 180 Pro
16 Mercury 150 4 Stroke
Minn Kota Ulterra 80
Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13262849 08/28/19 08:15 PM
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4Weight Online Content
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I went to my home and auto agent with Farmers and got mine on a Marine agreement they have with Foremost Group. 202.00 a year for a 03 Triton TR186 with 150 Merc with replacement value of 15K.

Last edited by 4Weight; 08/28/19 08:16 PM.

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Re: Shopping Insurance - Progressive expensive [Re: 4Weight] #13280914 09/14/19 09:29 PM
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snowyriver6 Offline
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Mine is thru Bob at progressive as well. Think I'm paying about 360 a year but will tell you this. Someone just stole my humminbird and messed up my trolling motor and progressive was more than fair in covering the loss. In fact they waved the deductible because I had never filed a claim before.

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