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Jan 23rd, 2013
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Shopping Insurance - Progressive expensive #13208709 07/09/19 04:01 AM
Joined: Jun 2019
Posts: 1
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cpayton86 Offline OP
Green Horn
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Green Horn
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Joined: Jun 2019
Posts: 1
After seeing many folks have $150-$500 annual premiums for their bass boat, with values from 10k to 50k, I'm stumped.

Progressive quoted me $1100/year... 400% more than I expected. This is on a 20 year old boat with a Mercury EFI 225, replacement value of $12,000 and full coverage except uninsured/medical, $500 deductibles.

Background: 0 insurance claims and 0 violations in the past 5 years. 17 years of boating experience but haven't purchased boat insurance before. Thoughts?

Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13215684 07/15/19 08:47 PM
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Insurancepro Offline
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I have been able to help a lot of members here better understand marine insurance. Feel free to give me a call and I will help in any way I can. Thanks Bob Luellen 517-627-8080

Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13230538 07/30/19 10:45 PM
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texaspirate Offline
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You had me checking... just for my own sense of good measure... i have a Ranger.. single axle 2001 with a mercury 200 EFI boat is in awesome shape but I keep it in a garage and so on... I checked to see what Im paying... Progressive $341 dollars.... at a replacement value of 16K

Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13230540 07/30/19 10:45 PM
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texaspirate Offline
Green Horn
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Joined: Feb 2015
Posts: 19
You had me checking... just for my own sense of good measure... i have a Ranger.. single axle 2001 with a mercury 200 EFI boat is in awesome shape but I keep it in a garage and so on... I checked to see what Im paying... Progressive $341 dollars.... at a replacement value of 16K

Re: Shopping Insurance - Progressive expensive [Re: cpayton86] #13230546 07/30/19 10:52 PM
Joined: Oct 2016
Posts: 134
Tin Star Cajun Offline
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I shopped around and found Travelers the cheapest. I recently burned a cylinder and needed a rebuild. Travelers covered it $7,000! I’m now a loyal customer!


The only difference between a little girls scream and a warrior's battle cry is the direction your'e running!

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