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Re: House payments
[Re: beartrap]
#13034971
01/19/19 02:19 PM
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Joined: Aug 2003
Posts: 30,308
RedRanger
burro desagradable
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burro desagradable
Joined: Aug 2003
Posts: 30,308 |
my house has been paid for since I retired almost 14 years ago...1,700 sq ft plus screened in back porch,fishing room and double carport plenty big enough for wife and I …....taxes run approx. $1,400 and insurance about $1,200.00 per year...
not wealthy but having everything paid for when we retired has enabled us to travel all over U.S. and Canada several times plus I go to argentina dove hunting and mexico fishing each year....
How is Georgia? Seems like a few guys from the TFF have retired and moved there? Did you look into Central America to live? Panama maybe?
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Re: House payments
[Re: bill oxner]
#13034974
01/19/19 02:25 PM
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Joined: Aug 2004
Posts: 3,629
Allen Bass Fisher
TFF Team Angler
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TFF Team Angler
Joined: Aug 2004
Posts: 3,629 |
House paid off almost 20 years ago (15 year mortgage). Retired almost 2 years ago. Once mortgage was paid off, invested the same amount (plus more if I got a raise). Stilll have to save about $600 a month for taxes.
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Re: House payments
[Re: RedRanger]
#13034986
01/19/19 02:35 PM
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Joined: Nov 2011
Posts: 7,011
beartrap
TFF Celebrity
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TFF Celebrity
Joined: Nov 2011
Posts: 7,011 |
my house has been paid for since I retired almost 14 years ago...1,700 sq ft plus screened in back porch,fishing room and double carport plenty big enough for wife and I …....taxes run approx. $1,400 and insurance about $1,200.00 per year...
not wealthy but having everything paid for when we retired has enabled us to travel all over U.S. and Canada several times plus I go to argentina dove hunting and mexico fishing each year....
How is Georgia? Seems like a few guys from the TFF have retired and moved there? Did you look into Central America to live? Panama maybe? considered relocating but most of my friends live here plus I like the fishing,dove hunting and weather....if I was a young guy I wouldn't live here because the demographics are ruining where I live in Albany,Ga
.we are ranked near the top in crime,poor schools,people on welfare and just about every non desirable category...we can't get capable city managers,police chiefs,school superintendents or young people to move here because of the above bad ratings...
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Re: House payments
[Re: bill oxner]
#13034989
01/19/19 02:37 PM
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Joined: Dec 2007
Posts: 14,330
bloo_rainger
TFF Guru
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TFF Guru
Joined: Dec 2007
Posts: 14,330 |
House is paid for. Thinking about buying another one in Arkansas.
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Re: House payments
[Re: RATZ]
#13035040
01/19/19 03:26 PM
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Joined: Feb 2004
Posts: 28,416
Okie Poke
TFF Guru
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TFF Guru
Joined: Feb 2004
Posts: 28,416 |
got one and if I didn't it would go to savings ^^^^^^^this^^^^^^^
๐ Dallas Cowboys....eventual Superbowl Champions ๐
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Re: House payments
[Re: Okie Poke]
#13035054
01/19/19 03:36 PM
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Joined: Jan 2007
Posts: 14,566
Happykamper
TFF Guru
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TFF Guru
Joined: Jan 2007
Posts: 14,566 |
I only have 3 house payments, finally got rid of the 4 th one so now I can get me a new boat payment.
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Re: House payments
[Re: bill oxner]
#13035067
01/19/19 03:45 PM
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Joined: Mar 2007
Posts: 2,334
TPACK
Extreme Angler
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Extreme Angler
Joined: Mar 2007
Posts: 2,334 |
Built first house in 1979 for 35,000.00 and paid off in 20 years(no payments). Sold it and bought another country house/shop on 5 acres and paid off in 15(no payments). Sold it in 2016 and built another country home/shop on 2 acres and paid cash (no payments). Still have taxes and insurance that runs about 4500 per year. Even though I owe nothing on our home we still have to pay " The Man ".
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Re: House payments
[Re: bill oxner]
#13035094
01/19/19 04:08 PM
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Joined: Apr 2007
Posts: 3,280
I'm The Dude
TFF Team Angler
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TFF Team Angler
Joined: Apr 2007
Posts: 3,280 |
If I did not have a house payment it would go into retirement, but I do so its not.
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Re: House payments
[Re: bill oxner]
#13035108
01/19/19 04:26 PM
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Joined: Jul 2012
Posts: 12,214
Cast
TFF Guru
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TFF Guru
Joined: Jul 2012
Posts: 12,214 |
Lake house is free and clear, just the $900 annual tax and homeowners insurance there. Here we still have a few years on the mortgage but the payment is low so no problem. Taxes here are $2200.
Cast I have a short attention spa
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Re: House payments
[Re: bill oxner]
#13035159
01/19/19 05:21 PM
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Joined: Sep 2017
Posts: 261
Chief262
Angler
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Angler
Joined: Sep 2017
Posts: 261 |
Paid off house in 2004, still "making the payment" ever month into an investment fund. Getting to be a nice egg.
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Re: House payments
[Re: bill oxner]
#13035163
01/19/19 05:22 PM
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Joined: Jan 2010
Posts: 19,810
Emit R Detsaw
TFF Guru
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TFF Guru
Joined: Jan 2010
Posts: 19,810 |
I call it renting from the bank. When we get this house paid off it will be like getting a raise. Extra retirement $$$ to have fun with.
May you be treated the way you treat other people, today and everyday!
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Re: House payments
[Re: bill oxner]
#13035182
01/19/19 05:37 PM
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Joined: Sep 2003
Posts: 18,070
Icepick
TFF Guru
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TFF Guru
Joined: Sep 2003
Posts: 18,070 |
2 houses. The first was paid off 18 years ago and have been renting it for 20. The house I live in will be paid for in 2020.
This thread needs more cowbell ...
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Re: House payments
[Re: bill oxner]
#13035192
01/19/19 05:51 PM
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Joined: Aug 2006
Posts: 3,980
machinist
TFF Team Angler
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TFF Team Angler
Joined: Aug 2006
Posts: 3,980 |
I was downsized/retired debt free in 2006 at 58. Then in 2012 we sold our house in town and bought a lake house that we had told the people if they ever decided to sell it we would buy it. I was still working as a contractor for $65 a hour so I paid it off in 5 years and now I just have insurance and taxes every year which is $3600.
I fish on the edge and stay out of the middle
99 BassCat Jag w/225 Merc Optimax Retired TXU Outage Manager
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Re: House payments
[Re: bill oxner]
#13035286
01/19/19 08:03 PM
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Joined: Jun 2004
Posts: 4,091
Ranger Z21
TFF Team Angler
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TFF Team Angler
Joined: Jun 2004
Posts: 4,091 |
Paid cash for our land in Vegas last year. House that we sold last summer was paid for. Our new home in Georgia that we bought in June had a small mortgage on it just to get some bills cleaned up. We just paid it off so now free and clear. Taxes and insurance here in Georgia are barely a third what they were in Texas. Utilities even cheaper. Now I need to get my shoulders replaced so I can start fishing again and retirement will even be better than it is already.
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Re: House payments
[Re: beartrap]
#13035577
01/20/19 02:07 AM
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Joined: Sep 2006
Posts: 10,018
Spiderman
TFF Guru
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TFF Guru
Joined: Sep 2006
Posts: 10,018 |
my house has been paid for since I retired almost 14 years ago...1,700 sq ft plus screened in back porch,fishing room and double carport plenty big enough for wife and I …....taxes run approx. $1,400 and insurance about $1,200.00 per year...
not wealthy but having everything paid for when we retired has enabled us to travel all over U.S. and Canada several times plus I go to argentina dove hunting and mexico fishing each year....
How is Georgia? Seems like a few guys from the TFF have retired and moved there? Did you look into Central America to live? Panama maybe? considered relocating but most of my friends live here plus I like the fishing,dove hunting and weather....if I was a young guy I wouldn't live here because the demographics are ruining where I live in Albany,Ga
.we are ranked near the top in crime,poor schools,people on welfare and just about every non desirable category...we can't get capable city managers,police chiefs,school superintendents or young people to move here because of the above bad ratings... my house has been paid for since I retired almost 14 years ago...1,700 sq ft plus screened in back porch,fishing room and double carport plenty big enough for wife and I …....taxes run approx. $1,400 and insurance about $1,200.00 per year...
not wealthy but having everything paid for when we retired has enabled us to travel all over U.S. and Canada several times plus I go to argentina dove hunting and mexico fishing each year....
How is Georgia? Seems like a few guys from the TFF have retired and moved there? Did you look into Central America to live? Panama maybe? considered relocating but most of my friends live here plus I like the fishing,dove hunting and weather....if I was a young guy I wouldn't live here because the demographics are ruining where I live in Albany,Ga
.we are ranked near the top in crime,poor schools,people on welfare and just about every non desirable category...we can't get capable city managers,police chiefs,school superintendents or young people to move here because of the above bad ratings... my house has been paid for since I retired almost 14 years ago...1,700 sq ft plus screened in back porch,fishing room and double carport plenty big enough for wife and I …....taxes run approx. $1,400 and insurance about $1,200.00 per year...
not wealthy but having everything paid for when we retired has enabled us to travel all over U.S. and Canada several times plus I go to argentina dove hunting and mexico fishing each year....
How is Georgia? Seems like a few guys from the TFF have retired and moved there? Did you look into Central America to live? Panama maybe? considered relocating but most of my friends live here plus I like the fishing,dove hunting and weather....if I was a young guy I wouldn't live here because the demographics are ruining where I live in Albany,Ga
.we are ranked near the top in crime,poor schools,people on welfare and just about every non desirable category...we can't get capable city managers,police chiefs,school superintendents or young people to move here because of the above bad ratings... Did you have much damage from Hurricane Michael? I worked there for awhile after the storm & there were a lot of trees down.
The Truth is six of the seven Dwarfs are not Happy!
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