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Jan 23rd, 2013
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Boat loan help #12902331
09/17/18 05:54 PM
09/17/18 05:54 PM
Joined: Aug 2018
Posts: 2
Wise county
C
Crestlinerpt20 Offline OP
Green Horn
Crestlinerpt20  Offline OP
Green Horn
C

Joined: Aug 2018
Posts: 2
Wise county
I am looking to finance and new boat soon. The lender is asking for a home decleration. Is this correct? What would they be needing it for?

Re: Boat loan help [Re: Crestlinerpt20] #12902438
09/17/18 07:32 PM
09/17/18 07:32 PM
Joined: Apr 2017
Posts: 1,153
San Angelo
tmd11111 Online content
Extreme Angler
tmd11111  Online Content
Extreme Angler

Joined: Apr 2017
Posts: 1,153
San Angelo
I've never had a lender ask for that for any loan I've ever taken. Then again credit rating, debt to income ratio and credit history could be a factor.

Re: Boat loan help [Re: Crestlinerpt20] #12903052
09/18/18 12:20 PM
09/18/18 12:20 PM
Joined: Oct 2010
Posts: 352
reclending.com Offline
Angler
reclending.com  Offline
Angler

Joined: Oct 2010
Posts: 352
A "home declaration" is generally from homeowners insurance. It would outline coverage on your homeowners insurance policy. Not really sure how that relates to a boat loan. Your boat, motor and trailer should be covered on it's own stand alone policy anyway. There is nothing I can think of on your homeowners insurance that would relate to the boat loan.
Let me know if we can help.
Thank you,
Ken
(517) 543-6921 - Office

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