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Jan 23rd, 2013
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Interest rates? #12855322
08/06/18 06:34 PM
08/06/18 06:34 PM
Joined: Jul 2013
Posts: 4,995
Broken Arrow, OK
Bissett Offline OP
TFF Team Angler
Bissett  Offline OP
TFF Team Angler

Joined: Jul 2013
Posts: 4,995
Broken Arrow, OK
What would an average interest rate be for boat loans? Just looking for something I can use to crunch some numbers. I have excellent credit if that helps narrow it down and let's say I would be looking to put 10k-15k down and borrow 25k-30k.

I'd love to just save up and but one with cash but I don't think I can go boatless that much longer lol



Re: Interest rates? [Re: Bissett] #12855406
08/06/18 07:41 PM
08/06/18 07:41 PM
Joined: Oct 2010
Posts: 353
reclending.com Offline
Angler
reclending.com  Offline
Angler

Joined: Oct 2010
Posts: 353
Originally Posted By: Bissett
What would an average interest rate be for boat loans? Just looking for something I can use to crunch some numbers. I have excellent credit if that helps narrow it down and let's say I would be looking to put 10k-15k down and borrow 25k-30k.

I'd love to just save up and but one with cash but I don't think I can go boatless that much longer lol


Thank you for the question. We are seeing rates from the general upper 5%'s and up from there. Term will be based on the financed amount. The general cutoff line is around $25,000 for longest terms. We are ready when you are.
Thank you,
Ken

Re: Interest rates? [Re: Bissett] #12855485
08/06/18 08:29 PM
08/06/18 08:29 PM
Joined: Jul 2013
Posts: 4,995
Broken Arrow, OK
Bissett Offline OP
TFF Team Angler
Bissett  Offline OP
TFF Team Angler

Joined: Jul 2013
Posts: 4,995
Broken Arrow, OK
I appreciate it Ken! I'll definitely give you a shout when I'm ready!



Re: Interest rates? [Re: Bissett] #12859280
08/09/18 10:51 PM
08/09/18 10:51 PM
Joined: Jun 2008
Posts: 875
shotgunwilly Offline
Pro Angler
shotgunwilly  Offline
Pro Angler

Joined: Jun 2008
Posts: 875
Check with Resource One Credit Union. They offered me 3.8% on 72 months.

Re: Interest rates? [Re: Bissett] #12862631
08/13/18 01:29 PM
08/13/18 01:29 PM
Joined: Oct 2010
Posts: 353
reclending.com Offline
Angler
reclending.com  Offline
Angler

Joined: Oct 2010
Posts: 353
As with MOST Credit Unions, they have a footprint. There are a few national ones but not many. From what I saw, Resource One covers an area around Dallas, TX. Bissett looks to be from Oklahoma.
Ken

Last edited by reclending.com; 08/13/18 03:04 PM.
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