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Re: Insurance claim taking way too long [Re: Mark Perry] #12831565 07/17/18 06:25 PM
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Jake Shannon(Skeet4Life) Offline
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Originally Posted By: Mark Perry
Originally Posted By: Chris B
I'd beat that dent out and weld up the hole and enjoy my free boat.


Yep.

Let me take it to Palestine Ill bump into so many trees with it that dent will be beat right out.

Moritz Chevrolet - 9101 Camp Bowie W Blvd, Fort Worth, TX - Monte Coon (817) 696-2003
Re: Insurance claim taking way too long [Re: Jake Shannon(Skeet4Life)] #12831593 07/17/18 06:56 PM
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SnK1993 Offline OP
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Originally Posted By: Jake Shannon(Skeet4Life)
Originally Posted By: Mark Perry
Originally Posted By: Chris B
I'd beat that dent out and weld up the hole and enjoy my free boat.


Yep.

Let me take it to Palestine Ill bump into so many trees with it that dent will be beat right out.


Ironically Palestine is where I mainly fish.

Re: Insurance claim taking way too long [Re: K.D.] #12831750 07/17/18 09:18 PM
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tmd11111 Online Content
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Originally Posted By: K.D.
How much do you want for your totaled boat with the salvage title?

Seems like if I give you $2k for it, you're $300 to the good on the deal. banana



I'm in at $2100

Re: Insurance claim taking way too long [Re: SnK1993] #12831762 07/17/18 09:31 PM
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Douglas J Offline
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I will give you the difference in what the insurance company paid you and what you paid for the boat. You will end up with the exact amount of money in your pocket you began with...

Re: Insurance claim taking way too long [Re: Douglas J] #12831799 07/17/18 09:57 PM
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Texan Til I Die Offline
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Have the hull repaired so it's seaworthy, then wrap it. You'll have enough left over for some nice additional toys.


"If ever time should come, when vain and aspiring men shall possess the highest seats in Government, our country will stand in need of its experienced patriots to prevent its ruin." - Samuel Adams
Re: Insurance claim taking way too long [Re: Flooringit] #12832623 07/18/18 02:52 PM
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tsubrett Offline
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Originally Posted By: Flooringit
I think legally they have 30 days. But they are trying to make it your fault. Thats why they interviewed her


clearly you know nothing about insurance. They interview all parties to determine liability. They are just gathering facts and then determining liability. You don't know if they had issues getting a hold of their insured. You don't know if there was a coverage issue. There are tons of factors that go into a liability claim. 30 days is a pretty wild amount of time to wait however.

Re: Insurance claim taking way too long [Re: SnK1993] #12832629 07/18/18 02:55 PM
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89javelin100 Offline
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I heard always file claim with your own company so that way this is covered..?

Re: Insurance claim taking way too long [Re: 89javelin100] #12832632 07/18/18 02:57 PM
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tsubrett Offline
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Wouldn't be a bad idea if you have stated value policy and its a total loss. With the other carrier, they will only pay you actual cash value. Me personally, I would pursue my own carrier then have them subrogate the at fault carrier for damages. I have way more leverage with my carrier than with the other persons carrier.

Last edited by tsubrett; 07/18/18 02:57 PM.
Re: Insurance claim taking way too long [Re: SnK1993] #12832856 07/18/18 05:36 PM
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John175☮ Online Happy
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Cash that check and sell the boat to KD!


“Do not pray for easier lives. Pray to be stronger men.” -JFK
Re: Insurance claim taking way too long [Re: SnK1993] #12832877 07/18/18 05:56 PM
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TwoLakes Offline
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I'll go $2500 for the rig as is.

Re: Insurance claim taking way too long [Re: TwoLakes] #12833264 07/18/18 11:20 PM
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Douglas J Offline
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Originally Posted By: TwoLakes
I'll go $2500 for the rig as is.



$2550


#MFGA
Re: Insurance claim taking way too long [Re: SnK1993] #12833412 07/19/18 01:14 AM
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m.sherman Offline
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Well what i want to ask how did she hit you.
had she been drinking or just that careless Wow broadside of the boat also just wow !!

Re: Insurance claim taking way too long [Re: SnK1993] #12833689 07/19/18 01:07 PM
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HARD WORKN HAROLD Offline
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$2575.00 popcorn


DON'T LET THE CLOTHES FOOL YA
Life is too short to fish with a dead cricket!
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Re: Insurance claim taking way too long [Re: SnK1993] #12834200 07/19/18 06:50 PM
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InTheClear Offline
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As a former insurance agent I had to deal with my boat being rear-ended by someone, it sat for a month before an adjuster looked at it, another month before the check was processed. It was like pulling teeth, never again.

I didn't get my insurance involved because there was no need to, they have to file a claim to proceed at that point. Why file a claim with your insurance company if it isn't your fault? A claim is a claim is a claim as they say! The only way I would have got my insurance company involved is if, they didn't have insurance or there was a lapse in coverage on their part. At this point, you as the policy holder are possibly subject to a sur-charge at a future renewal based on the claim at fault or not, may not happen but insurance agents are not under-writters, under-writters determine your future rates.

Re: Insurance claim taking way too long [Re: SnK1993] #12834204 07/19/18 06:53 PM
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$2575.50


I am a Senager. (Senior teenager) I have everything that I wanted as a teenager, only 50 years later. I get an allowance every month. I have PU truck and a bass boat, I am blessed.
Conscience never acquits, it either accuses or excuses.
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