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Jan 23rd, 2013
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Insurance claim taking way too long #12829096
07/15/18 04:48 PM
07/15/18 04:48 PM
Joined: Apr 2011
Posts: 366
Tyler
S
Snook20 Offline OP
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Snook20  Offline OP
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Joined: Apr 2011
Posts: 366
Tyler
Long story short I was hit by a jetski a month ago and it was her fault. She filed the claim on her insurance which is pos Geico marine. The adjuster came out and looked at my G3 bass boat nearly four weeks ago. And he JUST met with her last week. I'm starting to get really irritated over the fact that I've had to sit here and look at my poor boat for a month and the claim handler in Virginia just keeps telling me to "be patient".. being that it's been over a month and there were no injuries do I have the right to really start putting the hammer down? I mean this is just RIDICULOUS. Even my father who is an Allstate agent that I have my boat insureance through said they could have had it taken care of weeks ago

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Re: Insurance claim taking way too long [Re: Snook20] #12829099
07/15/18 04:53 PM
07/15/18 04:53 PM
Joined: Nov 2014
Posts: 6,601
Red Oak, Galveston, and Pagosa...
S
SteezMacQueen Online happy
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SteezMacQueen  Online Happy
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Joined: Nov 2014
Posts: 6,601
Red Oak, Galveston, and Pagosa...
My Allstate agent had my sons car claim handled in less than a day.

The hammer WOULD HAVE BEEN DOWN!!


Eat. Sleep. Fish.
Re: Insurance claim taking way too long [Re: Snook20] #12829101
07/15/18 04:55 PM
07/15/18 04:55 PM
Joined: Apr 2011
Posts: 366
Tyler
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Snook20 Offline OP
Angler
Snook20  Offline OP
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Joined: Apr 2011
Posts: 366
Tyler
Well I shouldn't have to do this through my insurance and make my rates go up because it wasn't my fault. 1-800 insurance companies for ya

Re: Insurance claim taking way too long [Re: Snook20] #12829105
07/15/18 05:05 PM
07/15/18 05:05 PM
Joined: Jul 2014
Posts: 3,642
Arlington
B
Bobby Milam Online content
TFF Team Angler
Bobby Milam  Online Content
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Joined: Jul 2014
Posts: 3,642
Arlington
I'm not sure your rates would go up because if it wasn't your fault, they are going to get reimbursed from the other company.

Ask your agent about your options and what it would do to you. Have you taken the boat to the dealer to get an estimate? If I remember correctly, it might be a total loss. I'd be using this time to get multiple assessments of what you are going to want. Don't rely on the insurance company

Re: Insurance claim taking way too long [Re: Snook20] #12829106
07/15/18 05:06 PM
07/15/18 05:06 PM
Joined: Aug 2003
Posts: 24,317
Frisco, Texas
RedRanger Online content
burro desagradable
RedRanger  Online Content
burro desagradable

Joined: Aug 2003
Posts: 24,317
Frisco, Texas
Let you insurance take care of you, and let them go after the person whom hit you and their insurance.

Isn't that what you pay them for?

Re: Insurance claim taking way too long [Re: RedRanger] #12829133
07/15/18 05:52 PM
07/15/18 05:52 PM
Joined: Feb 2006
Posts: 1,553
Ft Worth
Chet Offline
Extreme Angler
Chet  Offline
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Joined: Feb 2006
Posts: 1,553
Ft Worth
Originally Posted By: RedRanger
Let you insurance take care of you, and let them go after the person whom hit you and their insurance.

Isn't that what you pay them for?


I'm thinking you do have ins. on your boat. Call your agent and he should get it taken care of fast, he doesn't want to pay for it. Working an ins problem yourself is crazy.


Re: Insurance claim taking way too long [Re: Chet] #12829181
07/15/18 06:50 PM
07/15/18 06:50 PM
Joined: Jun 2012
Posts: 9,863
Texas
D
Douglas J Online content
TFF Celebrity
Douglas J  Online Content
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Joined: Jun 2012
Posts: 9,863
Texas
Originally Posted By: Chet
Originally Posted By: RedRanger
Let you insurance take care of you, and let them go after the person whom hit you and their insurance.

Isn't that what you pay them for?


I'm thinking you do have ins. on your boat. Call your agent and he should get it taken care of fast, he doesn't want to pay for it. Working an ins problem yourself is crazy.



Educate yourself on how your insurance coverage works and let your agent and insurance company work for you, that is what you pay them to do...

Re: Insurance claim taking way too long [Re: Snook20] #12829209
07/15/18 07:23 PM
07/15/18 07:23 PM
Joined: Aug 2009
Posts: 7,959
Albany
9
9094 Online content
TFF Celebrity
9094  Online Content
TFF Celebrity
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Joined: Aug 2009
Posts: 7,959
Albany
Progressive had me send pictures sent a check the same day. Also with a not that if there was any damage they missed have repair shop call them. I was back on water in a week.

Re: Insurance claim taking way too long [Re: 9094] #12829304
07/15/18 09:07 PM
07/15/18 09:07 PM
Joined: Apr 2017
Posts: 361
Kansas
H
H2ODawg67 Online content
Angler
H2ODawg67  Online Content
Angler
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Joined: Apr 2017
Posts: 361
Kansas
I would make them pay you x amount for every day you can't get on the water.


Formerly H2ODawg
Re: Insurance claim taking way too long [Re: Snook20] #12829362
07/15/18 10:39 PM
07/15/18 10:39 PM
Joined: Mar 2007
Posts: 12,234
Plano,Texas
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forkduc Online content
TFF Guru
forkduc  Online Content
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Joined: Mar 2007
Posts: 12,234
Plano,Texas
Too long. Foremost did mine in a week.

Re: Insurance claim taking way too long [Re: Snook20] #12829441
07/15/18 11:55 PM
07/15/18 11:55 PM
Joined: Oct 2008
Posts: 2,240
Emory, Texas
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Dax Davis Offline
Extreme Angler
Dax Davis  Offline
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Joined: Oct 2008
Posts: 2,240
Emory, Texas
You can file on yours and get it done and then your insurance will go after hers!!!! Will not affect your rates!



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Re: Insurance claim taking way too long [Re: Snook20] #12829453
07/16/18 12:02 AM
07/16/18 12:02 AM
Joined: Oct 2007
Posts: 1,187
Splendora, Tx
K
KingChamp202 Offline
Extreme Angler
KingChamp202  Offline
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K

Joined: Oct 2007
Posts: 1,187
Splendora, Tx
Ask your dad lol.

Re: Insurance claim taking way too long [Re: H2ODawg67] #12829797
07/16/18 10:48 AM
07/16/18 10:48 AM
Joined: Apr 2017
Posts: 1,234
San Angelo
tmd11111 Online content
Extreme Angler
tmd11111  Online Content
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Joined: Apr 2017
Posts: 1,234
San Angelo
Originally Posted By: H2ODawg67
I would make them pay you x amount for every day you can't get on the water.


Good luck with that.

Re: Insurance claim taking way too long [Re: Snook20] #12829856
07/16/18 12:22 PM
07/16/18 12:22 PM
Joined: Jul 2015
Posts: 1,307
Bella vista .arkansas
F
Flooringit Offline
Extreme Angler
Flooringit  Offline
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Joined: Jul 2015
Posts: 1,307
Bella vista .arkansas
I think legally they have 30 days. But they are trying to make it your fault. That’s why they interviewed her


2013 Phoenix 920xp
Re: Insurance claim taking way too long [Re: Snook20] #12830373
07/16/18 08:07 PM
07/16/18 08:07 PM
Joined: Apr 2011
Posts: 366
Tyler
S
Snook20 Offline OP
Angler
Snook20  Offline OP
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Joined: Apr 2011
Posts: 366
Tyler
Well I got a call back today saying they wanna pay me 7,770 For my hull alone and 595 for the cost to transfer my outboard and accessories. I'm not gonna sign anything yet because theres no way in hell I'm gonna find a hull as nice as the one I've had for that money. Paid 10,500 cash 2 months ago for that boat. Feels like 3 hard years of saving is gone because some idiot on a jetski plowed into me. mad

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