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Jan 23rd, 2013
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Credit score #12711307
04/10/18 06:38 PM
04/10/18 06:38 PM
Joined: Jan 2008
Posts: 158
TX,Henderson,
M
mox22 Offline OP
Outdoorsman
mox22  Offline OP
Outdoorsman
M

Joined: Jan 2008
Posts: 158
TX,Henderson,
What credit score do they use to determine for a boat loan

Re: Credit score [Re: mox22] #12711794
04/11/18 07:59 AM
04/11/18 07:59 AM
Joined: Oct 2010
Posts: 352
reclending.com Offline
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reclending.com  Offline
Angler

Joined: Oct 2010
Posts: 352
Originally Posted By: mox22
What credit score do they use to determine for a boat loan


Thank you for the question. If you mean what bureau do lenders pull - that depends on the lender. A lender will pull the same bureau or use a consistent pattern. Some use different ones based on where the buyer lives. Others pull the same one every time no matter where the buyer is. There is no changing the pattern or going off track. If they do, then it open all kinds of opportunity for inconsistency and they can't have that.
If you mean score, that depends on the lender too. Some take only cream and others will take bruised credit as long as it is healed up.
Let me know how we can help.
Thank you,
Ken
(517) 543-6921 - Office

Re: Credit score [Re: mox22] #12713724
04/12/18 01:28 PM
04/12/18 01:28 PM
Joined: Mar 2010
Posts: 3,482
Gonzales, Tx
C
ChuChu1 Online content
TFF Team Angler
ChuChu1  Online Content
TFF Team Angler
C

Joined: Mar 2010
Posts: 3,482
Gonzales, Tx
I can add what I have experienced. A dealer will try to get you to finance at a higher down payment and a higher interest by telling you your credit score is a little low. My credit score has been 812 to 822 for as long as I can remember but a dealer told me it was too low. I laughed and walked.


Snowflakes and entitled brats will be the doom of America!


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