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Jan 23rd, 2013
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Foremost ...?? #12572302
01/10/18 05:20 PM
01/10/18 05:20 PM
Joined: Feb 2008
Posts: 168
E
emo Offline OP
Outdoorsman
emo  Offline OP
Outdoorsman
E

Joined: Feb 2008
Posts: 168
So I have boat insurance through Foremost via Farmers, Recently had some damage due to hitting something and it did damage to lower unit and I also noticed some damage to the hull. I check my hull from time to time but have not noticed anything until now. But supposedly after getting the boat in the air there was excess damage they determined to be older and therefore would not cover even if I filled an additional claim. The reason being is that since it is old damage (that I did not see) it is not considered maintenance. Anyone ever had this happen?

I am assuming it probably started as a hairline crack that I could not see and over time became worse, but not I am on the hook for the $2k in damages.

Re: Foremost ...?? [Re: emo] #12573730
01/11/18 04:40 PM
01/11/18 04:40 PM
Joined: Nov 2002
Posts: 4,363
Katy, Texas US
BMCD Offline
TFF Team Angler
BMCD  Offline
TFF Team Angler

Joined: Nov 2002
Posts: 4,363
Katy, Texas US
That's foremost, they are terrible about covering damage. What is the fiberglass guy saying?

Last edited by BMCD; 01/11/18 04:41 PM.
Re: Foremost ...?? [Re: BMCD] #12623768
02/12/18 05:58 PM
02/12/18 05:58 PM
Joined: Mar 2007
Posts: 12,318
Plano,Texas
F
forkduc Offline
TFF Guru
forkduc  Offline
TFF Guru
F

Joined: Mar 2007
Posts: 12,318
Plano,Texas
I have Foremost and have had 2 claims that were handled very well.

Re: Foremost ...?? [Re: emo] #12623824
02/12/18 06:27 PM
02/12/18 06:27 PM
Joined: Jan 2017
Posts: 665
Lindale, TX
S
Shallow Waters Offline
Pro Angler
Shallow Waters  Offline
Pro Angler
S

Joined: Jan 2017
Posts: 665
Lindale, TX
I have foremost and they were great with the one claim I have had so far. I was in a huge hurry to get the boat back and they were actually faster and having to wait on the shop to get things done so they could keep the claim going.

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