texasfishingforum.com logo
Main Menu
Advertisement
Affiliates
Advertisement
Newest Members
TraeMartin, Power-Pole CS, T-Rigger, JoeGoes, EcKo
119150 Registered Users
Top Posters(All Time)
hopalong 120,565
TexDawg 119,510
Bigbob_FTW 94,875
John175☮ 85,892
Pilothawk 83,259
Bob Davis 81,465
Mark Perry 72,280
Derek 🐝 68,311
JDavis7873 67,416
Forum Statistics
Forums59
Topics1,037,799
Posts13,934,704
Members144,150
Most Online39,925
Dec 30th, 2023
Print Thread
Soft credit pulls. #12522955 12/01/17 06:48 PM
Joined: Oct 2010
Posts: 395
RecLending.com Offline OP
Angler
OP Offline
Angler
Joined: Oct 2010
Posts: 395
We have always had the option to do a "soft credit pull" in selected cases. This allows us to look at a credit bureau for an estimate with no mark on the customers bureau. The old system was a bit complicated and was very slow. As of now, ALL the credit pulls we do here are soft pulls.
I am a believer that MOST people have a general idea what their credit bureau looks like. With this tool, the credit pull we do will not show up and nothing dropped from a point standing.
Hey - for us in this business, it's a big deal.
The place to start is our website - www.reclending.com. Click on the Finance tab then Application.
Let us know how we can help.
Thank you,
Ken, Todd and the RecLending group.


RecLending
Office (517) 543-6921
Email: Info@Reclending.com
Todd's Cell: 517-294-0459
Re: Soft credit pulls. [Re: RecLending.com] #12525705 12/04/17 01:56 AM
Joined: Apr 2009
Posts: 986
D
Duma Offline
Pro Angler
Offline
Pro Angler
D
Joined: Apr 2009
Posts: 986
Wow!! I was just reading about that how every time we apply for a loan/credit and the creditor pull our credit reports and cause a drop in our credit score ( hard pull ) That is great that you can check our credits and result in a soft pull. Anyway, Thanks a MILLION Ken !! When everyone else turns me down for a boat loan you made it happen.

Re: Soft credit pulls. [Re: RecLending.com] #12540966 12/17/17 02:06 PM
Joined: Aug 2011
Posts: 2,957
B
Bob Landry Offline
Extreme Angler
Offline
Extreme Angler
B
Joined: Aug 2011
Posts: 2,957
You can also sign up for Credit Karma and check your credit score with no ill effect. And it's free.


2015 Seaark 1872 MV CC Etec-90
Two Helix 12 CHIRP SI's, , MinnKota Riptide ST80/i-pilot Link, Bob's Hydraulic
2020 Robalo R200 CC, Yamaha 150

Bitter Gun Owner
Bitter Clinger
Armed Infidel
Re: Soft credit pulls. [Re: RecLending.com] #12542166 12/18/17 03:28 PM
Joined: Oct 2010
Posts: 395
RecLending.com Offline OP
Angler
OP Offline
Angler
Joined: Oct 2010
Posts: 395
Not picking on Credit Karma but remember, you get what you pay for. We talk to people often that use one of MANY free services and we see scores all over the map. Often the services are "auto enhanced" meaning the scoring can be a bit skewed. Credit services are mostly geared for auto loan business. They will tend to score more points for a standard auto loan than some other bureau services.
There has to be a reason why a company just offers a free service. I would imagine the people that work there need to be paid as well. Not exactly sure how they get paid. Another thing to remember is that bureau scores can vary from one to the other. Each of the three major bureaus score thing differently. If they match, it's a fluke.
It basically comes down to what is on the bureau.
This could go on all day but PLEASE JUST BE CAREFUL where you post your information and how much weight you put into things that are free.
Thank you,
Ken


RecLending
Office (517) 543-6921
Email: Info@Reclending.com
Todd's Cell: 517-294-0459
Re: Soft credit pulls. [Re: RecLending.com] #12544983 12/20/17 04:59 PM
Joined: Dec 2012
Posts: 6,680
44 Diesel Offline
TFF Celebrity
Offline
TFF Celebrity
Joined: Dec 2012
Posts: 6,680
Are the scores from your credit card companies very reliable?

Re: Soft credit pulls. [Re: 44 Diesel] #12545330 12/20/17 09:05 PM
Joined: Oct 2010
Posts: 395
RecLending.com Offline OP
Angler
OP Offline
Angler
Joined: Oct 2010
Posts: 395
Originally Posted By: 44 Diesel
Are the scores from your credit card companies very reliable?


As reliable as credit scores can be. You can pull all three at the exact same time - if you get two scores to match, it's a fluke.
We even see different scores on the same bureau pulled from two different places. Score is helpful and useful. The lost important thing is what is on it. Open items for example have different weight from place to place.
Moving target is the kindest way I can describe it.
Ken


RecLending
Office (517) 543-6921
Email: Info@Reclending.com
Todd's Cell: 517-294-0459
Re: Soft credit pulls. [Re: RecLending.com] #12546955 12/22/17 01:35 AM
Joined: Dec 2012
Posts: 6,680
44 Diesel Offline
TFF Celebrity
Offline
TFF Celebrity
Joined: Dec 2012
Posts: 6,680
thumb thanks

Re: Soft credit pulls. [Re: RecLending.com] #12573285 01/11/18 05:07 AM
Joined: Jun 2005
Posts: 12,923
DanDaBald Offline
TFF Guru
Offline
TFF Guru
Joined: Jun 2005
Posts: 12,923
Just when you get it figured out . . . . . . .


flag NEVER FORGET 9/11/2001 flag
Previous Thread
Index
Next Thread

© 1998-2022 OUTDOOR SITES NETWORK all rights reserved USA and Worldwide
Powered by UBB.threads™ PHP Forum Software 7.7.3