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Jan 23rd, 2013
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Re: Boat Insurance For Older Boats [Re: lonestar] #12152642
03/22/17 02:17 PM
03/22/17 02:17 PM
Joined: Mar 2015
Posts: 364
Fort Worth, TX
8
89javelin100 Offline
Angler
89javelin100  Offline
Angler
8

Joined: Mar 2015
Posts: 364
Fort Worth, TX
Hmmm. please keep any info coming. I wanna know the nitty gritty and as skeeter ronnie said he thought he had the right one and NOPE.... I called your office several months Bob and didn't get much done. Also is buying a policy from out of state several states a good idea?????

Re: Boat Insurance For Older Boats [Re: lonestar] #12395850
08/22/17 09:49 AM
08/22/17 09:49 AM
Joined: Mar 2003
Posts: 1,292
Cisco,tx
scruboak Offline
Extreme Angler
scruboak  Offline
Extreme Angler

Joined: Mar 2003
Posts: 1,292
Cisco,tx
bolt most insurance (State Farm) worst company I ever dealt with.

Re: Boat Insurance For Older Boats [Re: lonestar] #12397592
08/23/17 03:31 PM
08/23/17 03:31 PM
Joined: Feb 2005
Posts: 6,462
The Colony, TX
T
texasbass1 Offline
TFF Celebrity
texasbass1  Offline
TFF Celebrity
T

Joined: Feb 2005
Posts: 6,462
The Colony, TX
I have a 92 model and Bob got me great insurance with a stated value policy. A lot of companies won't cover older boats or if they do won't cover much. Give Bob a call and see what he can do. I've had him as my agent for at least 5 yrs now, had a couple of claims (lower unit, transom, trailer, all at different times) handled quickly and painlessly.


Pat Leach
USAF MSgt Retired
93 Procraft 180 Pro
16 Mercury 150 4 Stroke
Minn Kota Ulterra 80
Re: Boat Insurance For Older Boats [Re: lonestar] #12449889
10/02/17 03:12 PM
10/02/17 03:12 PM
Joined: Oct 2017
Posts: 2
Houston, Texas
S
Sphynx Offline
Green Horn
Sphynx  Offline
Green Horn
S

Joined: Oct 2017
Posts: 2
Houston, Texas
There are so many and all with similar premium. This is my first boat so don't want to get stuck with bad insurance. I found United Marine Underwriters, Insurers: American Modern Insurance Group. They seem to have great coverage for good cost, anyone deal with them in the past.

Re: Boat Insurance For Older Boats [Re: lonestar] #12481627
10/28/17 12:35 AM
10/28/17 12:35 AM
Joined: Jan 2008
Posts: 1,906
San Antonio, Tx, 78227
C
Catch&Release-Me-Again Offline
Extreme Angler
Catch&Release-Me-Again  Offline
Extreme Angler
C

Joined: Jan 2008
Posts: 1,906
San Antonio, Tx, 78227
State Farm is IMHO the best, have had it for many years. Friend of mine had Progressive, nightmare, denied claim, costly mistake by my friend.

Re: Boat Insurance For Older Boats [Re: lonestar] #12722515
04/19/18 01:19 PM
04/19/18 01:19 PM
Joined: Apr 2018
Posts: 5
A
AllieHyder Offline
Green Horn
AllieHyder  Offline
Green Horn
A

Joined: Apr 2018
Posts: 5
We offer agreed value policies at Charter Lakes Marine Insurance, even for older vessels. We are a wholesaler, and underwrite each risk as its own. We take into consideration any upgrades or repairs and value the vessel at what its really worth. When your ready to shop your current insurance, give me call! I am happy to help smile

Allie Hyder
Charter Lakes- Texas Office
281-452-7800
Alexandra_Hyder@ajg.com

Re: Boat Insurance For Older Boats [Re: lonestar] #12729831
04/25/18 12:00 PM
04/25/18 12:00 PM
Joined: Aug 2011
Posts: 2,848
Austin, Tx
B
Bob Landry Online content
Extreme Angler
Bob Landry  Online Content
Extreme Angler
B

Joined: Aug 2011
Posts: 2,848
Austin, Tx
State Farm jacked me on a RV claim several years ago and wanted twice the premium price to insure my boat over Bob @Worldwide. I would never use them for a boat.


2015 Seaark 1872 MV CC Etec-90
Two Helix 12 CHIRP SI's, , MinnKota Riptide ST80/i-pilot Link, Bob's Hydraulic
2018 Robalo R180 CC, Yamaha 115

Bitter Gun Owner
Bitter Clinger
Armed Infidel
Re: Boat Insurance For Older Boats [Re: lonestar] #12773298
05/29/18 08:03 PM
05/29/18 08:03 PM
Joined: Jul 2002
Posts: 3,245
GARLAND/CANTON TX.
S
SNAKEBIT Offline
TFF Team Angler
SNAKEBIT  Offline
TFF Team Angler
S

Joined: Jul 2002
Posts: 3,245
GARLAND/CANTON TX.
been with Bob @ WORLDWIDE/ American modern ins quite some time.
have and agreed value policy.never had a claim
having to hash things out now after a stump incident at Fork.
they are telling me that since the boat is a 1999 that depreciation on the lower unit repair is 80 % !!!!!!
1500.00 on the estimate to repair so that would leave me with a 1200.00 repair!!
that's 3 years worth of insurance payments!!


Pro Staff




Re: Boat Insurance For Older Boats [Re: lonestar] #12773769
05/30/18 06:00 AM
05/30/18 06:00 AM
Joined: Feb 2003
Posts: 53,765
Campbell, TX
SkeeterRonnie Offline
Super Freak
SkeeterRonnie  Offline
Super Freak

Joined: Feb 2003
Posts: 53,765
Campbell, TX
.

Last edited by SkeeterRonnie; 05/30/18 12:20 PM.
Re: Boat Insurance For Older Boats [Re: lonestar] #12775616
05/31/18 05:56 PM
05/31/18 05:56 PM
Joined: Jul 2002
Posts: 3,245
GARLAND/CANTON TX.
S
SNAKEBIT Offline
TFF Team Angler
SNAKEBIT  Offline
TFF Team Angler
S

Joined: Jul 2002
Posts: 3,245
GARLAND/CANTON TX.
well update on the problems!
pays to keep your stuff in good condition and save paperwork on maintenance !!!!
after looking things over the insurance co. is paying 100 % on the claim, lower unit and 2600 in gelcoat repair !!!
no depreciation and since i have vanishing deductible after 6 years, 0 $ out of pocket !!!
and check got here in 3 days!

Last edited by SNAKEBIT; 06/05/18 03:57 PM. Reason: more info
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