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Jan 23rd, 2013
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Classic Financing #11453811 03/03/16 04:12 PM
Joined: Jan 2004
Posts: 1,342
Classic Used Boats Offline OP
Extreme Angler
OP Offline
Extreme Angler
Joined: Jan 2004
Posts: 1,342
I have been offering loans to my boat buying customers for over 3 years. Now I am excited to offer financing for any bass boat loans! I specialize in the older bass boats but I have also loaned on a couple 2015 rigs. Don't let a poor credit score scare you away from buying a boat. If you have a steady job and an established bank account, I can get it done.

I am licensed by the OCCC, I have my boat dealers license, and trailer dealers license. I use all industry standard forms. There are no prepayment penalties. I pull the payment direct from your bank account on an agreed date each month. I do not sell your loan paper off. I keep it, and I manage it. If you get in a bind and can no longer afford it, you bring the boat to me and I do a fair clearing of your equity on the boat when it sells, and there is no hit to your credit if handled this way.

I can work direct with you or I can work with any boat dealer, but I do not work with finance companies who work for fees and sell off the paper. I maintain a vested interest. For any loan, my typical fees are $150 for documents, and if I am wiring funds the cost to wire of $35. There are no hidden fees - all fees are disclosed.

If you are in the market for a bass boat, and need a loan, please give me a call! I can also help with your buying decision. I have a little experience with bass boats!

Thanks
Mike Kernan
214-679-5186

Re: Classic Financing [Re: Classic Used Boats] #11455271 03/04/16 03:28 AM
Joined: Mar 2015
Posts: 50
Bobby Atchison Offline
Outdoorsman
Offline
Outdoorsman
Joined: Mar 2015
Posts: 50
I'm interested in a new to me boat but I have a trade in so what can you do for that situation?

Re: Classic Financing [Re: Classic Used Boats] #11455332 03/04/16 04:08 AM
Joined: Jan 2004
Posts: 1,342
Classic Used Boats Offline OP
Extreme Angler
OP Offline
Extreme Angler
Joined: Jan 2004
Posts: 1,342
I consider trade ins. Please send me the details. If I am not a buyer, you can find a buyer and come to the table with buyer. In that case I can let you trade it in, and sell it to your buyer to help save taxes.

Re: Classic Financing [Re: Classic Used Boats] #11458795 03/06/16 02:48 PM
Joined: Feb 2003
Posts: 54,040
SkeeterRonnie Online Happy
Super Freak
Online Happy
Super Freak
Joined: Feb 2003
Posts: 54,040
Mike is one of the nicest guys you can meet! He has always offered help to me! Last boat I sold, he told me if my buyer needed help he would float the loan on the Basscat! I can't recommend Mr Kernan enough! Great man with excellent business skills!

Re: Classic Financing [Re: Classic Used Boats] #11462514 03/08/16 03:58 AM
Joined: Oct 2011
Posts: 2,644
Mark Jones Online Content
Extreme Angler
Online Content
Extreme Angler
Joined: Oct 2011
Posts: 2,644
Mike handled financing for me on a recent boat purchase. Flawless process. thumb

Re: Classic Financing [Re: Classic Used Boats] #11478422 03/15/16 01:27 PM
Joined: Mar 2015
Posts: 24
T
txbasshunter77611 Offline
Outdoorsman
Offline
Outdoorsman
T
Joined: Mar 2015
Posts: 24
Do you have a dealership with used boats on the lot or do you just provide financing?


2000 Sprint 221 DC Pro Tournament
2000 Mercury 200
Humminbird 898c si-console
Humminbird Helix 7 di-bow
Lowrance X48 indash
52 gallon fuel tank-empty
Re: Classic Financing [Re: Classic Used Boats] #11488906 03/20/16 12:57 PM
Joined: Jan 2004
Posts: 1,342
Classic Used Boats Offline OP
Extreme Angler
OP Offline
Extreme Angler
Joined: Jan 2004
Posts: 1,342
Occasionally I have boats. Two that we are refurbishing right now already have deposits on them. But I am willing to finance a boat you find on your own. I can provide some insight on any boats you are considering, after we have you pre-approved for a loan.

Thanks!

Re: Classic Financing [Re: Classic Used Boats] #11492530 03/22/16 04:49 AM
Joined: May 2012
Posts: 3
B
bass_master13 Offline
Green Horn
Offline
Green Horn
B
Joined: May 2012
Posts: 3
I am interested i been looking for someone to help me to get in a bass boat if you think you can help me pm me or txt me please 9032887494 my name is jeremy

Re: Classic Financing [Re: Classic Used Boats] #11492756 03/22/16 12:43 PM
Joined: Jan 2004
Posts: 1,342
Classic Used Boats Offline OP
Extreme Angler
OP Offline
Extreme Angler
Joined: Jan 2004
Posts: 1,342
PM sent. Just wanted to say thank you to those that have called. I put 7 anglers in boats this month.

Give me a call if I can help.

Thanks!
Mike Kernan
214-679-5186

Re: Classic Financing [Re: Classic Used Boats] #11499469 03/25/16 12:59 AM
Joined: Nov 2013
Posts: 1,858
J
JMac-D Offline
Extreme Angler
Offline
Extreme Angler
J
Joined: Nov 2013
Posts: 1,858
Originally Posted By: Classic Used Boats
PM sent. Just wanted to say thank you to those that have called. I put 7 anglers in boats this month.

Give me a call if I can help.

Thanks!
Mike Kernan
214-679-5186


Great guy to deal with, thanks again...

Re: Classic Financing [Re: Classic Used Boats] #11511975 03/30/16 09:53 PM
Joined: Jan 2004
Posts: 1,342
Classic Used Boats Offline OP
Extreme Angler
OP Offline
Extreme Angler
Joined: Jan 2004
Posts: 1,342
Thanks. If you need financing on a boat, give me a call. I am on the road a bunch fishing the FLW Tour, but I always have my cell phone.

Mike Kernan
214-679-5186

Re: Classic Financing [Re: Classic Used Boats] #11514667 04/01/16 12:02 AM
Joined: Feb 2010
Posts: 514
J
JerryC Offline
Pro Angler
Offline
Pro Angler
J
Joined: Feb 2010
Posts: 514
Mike is a great guy. Recommend him whole heartedly!


Jerry

Good Fishing To You
Re: Classic Financing [Re: Classic Used Boats] #11524796 04/06/16 12:58 PM
Joined: Jan 2004
Posts: 1,342
Classic Used Boats Offline OP
Extreme Angler
OP Offline
Extreme Angler
Joined: Jan 2004
Posts: 1,342
My financing is a good fit for older boats-over 6 years because banks and credit unions do not often want to loan on them. The challenge is having the expertise to know what they are worth. Because I have been in and around bass boats for over 30 years, I can estimate value well. If you are selling your older boat, feel free to say 'Financing Available' in your ad and have the buyer call me. It very well may help you get it sold, and I appreciate the business!

Re: Classic Financing [Re: Classic Used Boats] #11535336 04/11/16 10:13 PM
Joined: Aug 2009
Posts: 480
D
Deputy T Offline
Angler
Offline
Angler
D
Joined: Aug 2009
Posts: 480
Sent you a PM


In God we trust, All others I run through TCIC/NCIC
Re: Classic Financing [Re: Classic Used Boats] #11539645 04/13/16 03:14 PM
Joined: Jan 2004
Posts: 1,342
Classic Used Boats Offline OP
Extreme Angler
OP Offline
Extreme Angler
Joined: Jan 2004
Posts: 1,342
Responded to all. Thanks

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