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Jan 23rd, 2013
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Classic Financing #11453811
03/03/16 04:12 PM
03/03/16 04:12 PM
Joined: Jan 2004
Posts: 1,319
Dallas, TX
Classic Used Boats Online content OP
Extreme Angler
Classic Used Boats  Online Content OP
Extreme Angler

Joined: Jan 2004
Posts: 1,319
Dallas, TX
I have been offering loans to my boat buying customers for over 3 years. Now I am excited to offer financing for any bass boat loans! I specialize in the older bass boats but I have also loaned on a couple 2015 rigs. Don't let a poor credit score scare you away from buying a boat. If you have a steady job and an established bank account, I can get it done.

I am licensed by the OCCC, I have my boat dealers license, and trailer dealers license. I use all industry standard forms. There are no prepayment penalties. I pull the payment direct from your bank account on an agreed date each month. I do not sell your loan paper off. I keep it, and I manage it. If you get in a bind and can no longer afford it, you bring the boat to me and I do a fair clearing of your equity on the boat when it sells, and there is no hit to your credit if handled this way.

I can work direct with you or I can work with any boat dealer, but I do not work with finance companies who work for fees and sell off the paper. I maintain a vested interest. For any loan, my typical fees are $150 for documents, and if I am wiring funds the cost to wire of $35. There are no hidden fees - all fees are disclosed.

If you are in the market for a bass boat, and need a loan, please give me a call! I can also help with your buying decision. I have a little experience with bass boats!

Thanks
Mike Kernan
214-679-5186

Re: Classic Financing [Re: Classic Used Boats] #11455271
03/04/16 03:28 AM
03/04/16 03:28 AM
Joined: Mar 2015
Posts: 47
East Texas
Bobby Atchison Offline
Outdoorsman
Bobby Atchison  Offline
Outdoorsman

Joined: Mar 2015
Posts: 47
East Texas
I'm interested in a new to me boat but I have a trade in so what can you do for that situation?

Re: Classic Financing [Re: Classic Used Boats] #11455332
03/04/16 04:08 AM
03/04/16 04:08 AM
Joined: Jan 2004
Posts: 1,319
Dallas, TX
Classic Used Boats Online content OP
Extreme Angler
Classic Used Boats  Online Content OP
Extreme Angler

Joined: Jan 2004
Posts: 1,319
Dallas, TX
I consider trade ins. Please send me the details. If I am not a buyer, you can find a buyer and come to the table with buyer. In that case I can let you trade it in, and sell it to your buyer to help save taxes.

Re: Classic Financing [Re: Classic Used Boats] #11458795
03/06/16 02:48 PM
03/06/16 02:48 PM
Joined: Feb 2003
Posts: 53,716
Campbell, TX
SkeeterRonnie Offline
Super Freak
SkeeterRonnie  Offline
Super Freak

Joined: Feb 2003
Posts: 53,716
Campbell, TX
Mike is one of the nicest guys you can meet! He has always offered help to me! Last boat I sold, he told me if my buyer needed help he would float the loan on the Basscat! I can't recommend Mr Kernan enough! Great man with excellent business skills!

Re: Classic Financing [Re: Classic Used Boats] #11462514
03/08/16 03:58 AM
03/08/16 03:58 AM
Joined: Oct 2011
Posts: 2,196
Mark Jones Offline
Extreme Angler
Mark Jones  Offline
Extreme Angler

Joined: Oct 2011
Posts: 2,196
Mike handled financing for me on a recent boat purchase. Flawless process. thumb

Re: Classic Financing [Re: Classic Used Boats] #11478422
03/15/16 01:27 PM
03/15/16 01:27 PM
Joined: Mar 2015
Posts: 24
Orange Texas
T
txbasshunter77611 Offline
Outdoorsman
txbasshunter77611  Offline
Outdoorsman
T

Joined: Mar 2015
Posts: 24
Orange Texas
Do you have a dealership with used boats on the lot or do you just provide financing?


2000 Sprint 221 DC Pro Tournament
2000 Mercury 200
Humminbird 898c si-console
Humminbird Helix 7 di-bow
Lowrance X48 indash
52 gallon fuel tank-empty
Re: Classic Financing [Re: Classic Used Boats] #11488906
03/20/16 12:57 PM
03/20/16 12:57 PM
Joined: Jan 2004
Posts: 1,319
Dallas, TX
Classic Used Boats Online content OP
Extreme Angler
Classic Used Boats  Online Content OP
Extreme Angler

Joined: Jan 2004
Posts: 1,319
Dallas, TX
Occasionally I have boats. Two that we are refurbishing right now already have deposits on them. But I am willing to finance a boat you find on your own. I can provide some insight on any boats you are considering, after we have you pre-approved for a loan.

Thanks!

Re: Classic Financing [Re: Classic Used Boats] #11492530
03/22/16 04:49 AM
03/22/16 04:49 AM
Joined: May 2012
Posts: 3
B
bass_master13 Offline
Green Horn
bass_master13  Offline
Green Horn
B

Joined: May 2012
Posts: 3
I am interested i been looking for someone to help me to get in a bass boat if you think you can help me pm me or txt me please 9032887494 my name is jeremy

Re: Classic Financing [Re: Classic Used Boats] #11492756
03/22/16 12:43 PM
03/22/16 12:43 PM
Joined: Jan 2004
Posts: 1,319
Dallas, TX
Classic Used Boats Online content OP
Extreme Angler
Classic Used Boats  Online Content OP
Extreme Angler

Joined: Jan 2004
Posts: 1,319
Dallas, TX
PM sent. Just wanted to say thank you to those that have called. I put 7 anglers in boats this month.

Give me a call if I can help.

Thanks!
Mike Kernan
214-679-5186

Re: Classic Financing [Re: Classic Used Boats] #11499469
03/25/16 12:59 AM
03/25/16 12:59 AM
Joined: Nov 2013
Posts: 1,854
Cleburne Tx
J
JMac-D Offline
Extreme Angler
JMac-D  Offline
Extreme Angler
J

Joined: Nov 2013
Posts: 1,854
Cleburne Tx
Originally Posted By: Classic Used Boats
PM sent. Just wanted to say thank you to those that have called. I put 7 anglers in boats this month.

Give me a call if I can help.

Thanks!
Mike Kernan
214-679-5186


Great guy to deal with, thanks again...

Re: Classic Financing [Re: Classic Used Boats] #11511975
03/30/16 09:53 PM
03/30/16 09:53 PM
Joined: Jan 2004
Posts: 1,319
Dallas, TX
Classic Used Boats Online content OP
Extreme Angler
Classic Used Boats  Online Content OP
Extreme Angler

Joined: Jan 2004
Posts: 1,319
Dallas, TX
Thanks. If you need financing on a boat, give me a call. I am on the road a bunch fishing the FLW Tour, but I always have my cell phone.

Mike Kernan
214-679-5186

Re: Classic Financing [Re: Classic Used Boats] #11514667
04/01/16 12:02 AM
04/01/16 12:02 AM
Joined: Feb 2010
Posts: 510
J
JerryC Offline
Pro Angler
JerryC  Offline
Pro Angler
J

Joined: Feb 2010
Posts: 510
Mike is a great guy. Recommend him whole heartedly!


Jerry

Good Fishing To You
Re: Classic Financing [Re: Classic Used Boats] #11524796
04/06/16 12:58 PM
04/06/16 12:58 PM
Joined: Jan 2004
Posts: 1,319
Dallas, TX
Classic Used Boats Online content OP
Extreme Angler
Classic Used Boats  Online Content OP
Extreme Angler

Joined: Jan 2004
Posts: 1,319
Dallas, TX
My financing is a good fit for older boats-over 6 years because banks and credit unions do not often want to loan on them. The challenge is having the expertise to know what they are worth. Because I have been in and around bass boats for over 30 years, I can estimate value well. If you are selling your older boat, feel free to say 'Financing Available' in your ad and have the buyer call me. It very well may help you get it sold, and I appreciate the business!

Re: Classic Financing [Re: Classic Used Boats] #11535336
04/11/16 10:13 PM
04/11/16 10:13 PM
Joined: Aug 2009
Posts: 479
Quitman, Texas
D
Deputy T Offline
Angler
Deputy T  Offline
Angler
D

Joined: Aug 2009
Posts: 479
Quitman, Texas
Sent you a PM


In God we trust, All others I run through TCIC/NCIC
Re: Classic Financing [Re: Classic Used Boats] #11539645
04/13/16 03:14 PM
04/13/16 03:14 PM
Joined: Jan 2004
Posts: 1,319
Dallas, TX
Classic Used Boats Online content OP
Extreme Angler
Classic Used Boats  Online Content OP
Extreme Angler

Joined: Jan 2004
Posts: 1,319
Dallas, TX
Responded to all. Thanks

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