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Jan 23rd, 2013
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Re: buying used from a private owner [Re: WallVFD113] #12739740
05/02/18 09:52 AM
05/02/18 09:52 AM
Joined: Oct 2010
Posts: 352
reclending.com Offline
Angler
reclending.com  Offline
Angler

Joined: Oct 2010
Posts: 352
Originally Posted By: WallVFD113
I’m kind of like a guy up the post a little way, I’m looking at buying from a private seller who isn’t too fond of working with a “financial institution” but I am. How does this play out?

I would think as long as they get the amount of money that we agree on, it shouldn’t matter who it comes from...I like the guy’s boat but I don’t know if it’s more headache then it’s worth.


Each seller is a bit different but that's fine. We wire funds and track down loans against the boat being sold. I can't explain why someone would rather take a check from a stranger than a wire. A wire is real and automatically accessible. Some banks hold checks for 5 + business days to see if it clears. Once in a while we get a seller that is hard and fast "cash" as in dollar bills. We find that in those cases, there is often more to the story. Paying off liens of the seller, getting title or lien work done for the buyer is something that is a must. Handing dollars to a stranger and not knowing about any liens is very short sighted. Having the keys and the boat does not mean you really own it.
Let us know if we can help.
Thank you,
Ken

Re: buying used from a private owner [Re: reclending.com] #12740075
05/02/18 01:02 PM
05/02/18 01:02 PM
Joined: Jul 2014
Posts: 135
Tom Green County, Texas
WallVFD113 Offline
Outdoorsman
WallVFD113  Offline
Outdoorsman

Joined: Jul 2014
Posts: 135
Tom Green County, Texas
Thanks for the reply Ken, I’ll definitely let you know when/if I get ready to pull the trigger with this guy...we’re still in the early stages of the deal right now.


May GOD Bless you in everything you do!

Tight lines!
Re: buying used from a private owner [Re: Buschwacker] #12744254
05/05/18 09:07 AM
05/05/18 09:07 AM
Joined: Feb 2018
Posts: 43
Josephine, TX
D
dillydilly24 Offline
Outdoorsman
dillydilly24  Offline
Outdoorsman
D

Joined: Feb 2018
Posts: 43
Josephine, TX
Out of state can be difficult, but in state is pretty simple and most banks will wire the money on site. Anyone that’s dead set on a “cash only” buyer is going to dramatically decrease potential buyers. I can’t speak to reclending, but city credit union has always been extremely easy to work with.


Life’s a garden, dig it
Re: buying used from a private owner [Re: Buschwacker] #12750261
05/10/18 07:50 AM
05/10/18 07:50 AM
Joined: Oct 2010
Posts: 352
reclending.com Offline
Angler
reclending.com  Offline
Angler

Joined: Oct 2010
Posts: 352
I can speak for RecLending - we are really easy to deal with. (might be a bit bias).
Just as an added note - even dealing instate can be challenging. We often find sellers do not have correct or proper ownership docs. Just because you are in the same state, don't lower your guard. Being sure your seller has correct ownership docs helps to insure your trip to the state office is simple. What ever your state requires you to have titled or registered, expect your in-state seller to have the same exact things.
Ken

Re: buying used from a private owner [Re: Buschwacker] #12881294
08/29/18 11:20 PM
08/29/18 11:20 PM
Joined: Apr 2015
Posts: 1,663
Grand Prairie Tx
Curtbass Offline
Extreme Angler
Curtbass  Offline
Extreme Angler

Joined: Apr 2015
Posts: 1,663
Grand Prairie Tx
I can speak good also of RecLending, as a seller.
I sold a boat to a young man that didn't have a long credit history. RecLending was VERY easy to work with, wired funds direct to my account, & everything was completed in 5 working days. Easy Peasy!!!
That young man fishes 2-3 days per week & is VERY happy with his new to him rig.


92' ChampioN 201DCR Elite
13' Yamaha250SHO
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