Call Bianca at Farmers insurance in spring 281-350-8444. I just got my foremost policy January this year. I got the elite policy which includes tournament reimbursement coverage that will cover me up to $250 in tournament fees if I am unable to attend due to a covered loss or death of a family member. Also there is a coverage called Trip interruption which covers you if you are more than 250 miles from your storage location and there is a loss foremost will pay up to $1200 for hotel, meals and transportation home. Very happy with the agents attention detail that came along with a Great Policy!