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Insurance claim taking way too long
#12829096
07/15/18 04:48 PM
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Joined: Apr 2011
Posts: 405
SnK1993
OP
Angler
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OP
Angler
Joined: Apr 2011
Posts: 405 |
Long story short I was hit by a jetski a month ago and it was her fault. She filed the claim on her insurance which is pos Geico marine. The adjuster came out and looked at my G3 bass boat nearly four weeks ago. And he JUST met with her last week. I'm starting to get really irritated over the fact that I've had to sit here and look at my poor boat for a month and the claim handler in Virginia just keeps telling me to "be patient".. being that it's been over a month and there were no injuries do I have the right to really start putting the hammer down? I mean this is just RIDICULOUS. Even my father who is an Allstate agent that I have my boat insureance through said they could have had it taken care of weeks ago
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12829099
07/15/18 04:53 PM
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Joined: Nov 2014
Posts: 23,362
SteezMacQueen
TFF Guru
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TFF Guru
Joined: Nov 2014
Posts: 23,362 |
My Allstate agent had my sons car claim handled in less than a day.
The hammer WOULD HAVE BEEN DOWN!!
Eat. Sleep. Fish.
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12829101
07/15/18 04:55 PM
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Joined: Apr 2011
Posts: 405
SnK1993
OP
Angler
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OP
Angler
Joined: Apr 2011
Posts: 405 |
Well I shouldn't have to do this through my insurance and make my rates go up because it wasn't my fault. 1-800 insurance companies for ya
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12829105
07/15/18 05:05 PM
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Joined: Jul 2014
Posts: 4,340
Bobby Milam
TFF Team Angler
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TFF Team Angler
Joined: Jul 2014
Posts: 4,340 |
I'm not sure your rates would go up because if it wasn't your fault, they are going to get reimbursed from the other company.
Ask your agent about your options and what it would do to you. Have you taken the boat to the dealer to get an estimate? If I remember correctly, it might be a total loss. I'd be using this time to get multiple assessments of what you are going to want. Don't rely on the insurance company
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12829106
07/15/18 05:06 PM
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Joined: Aug 2003
Posts: 30,318
RedRanger
burro desagradable
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burro desagradable
Joined: Aug 2003
Posts: 30,318 |
Let you insurance take care of you, and let them go after the person whom hit you and their insurance.
Isn't that what you pay them for?
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Re: Insurance claim taking way too long
[Re: RedRanger]
#12829133
07/15/18 05:52 PM
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Joined: Feb 2006
Posts: 1,710
Chet
Extreme Angler
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Extreme Angler
Joined: Feb 2006
Posts: 1,710 |
Let you insurance take care of you, and let them go after the person whom hit you and their insurance.
Isn't that what you pay them for? I'm thinking you do have ins. on your boat. Call your agent and he should get it taken care of fast, he doesn't want to pay for it. Working an ins problem yourself is crazy.
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Re: Insurance claim taking way too long
[Re: Chet]
#12829181
07/15/18 06:50 PM
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Joined: Jun 2012
Posts: 20,698
Douglas J
TFF Guru
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TFF Guru
Joined: Jun 2012
Posts: 20,698 |
Let you insurance take care of you, and let them go after the person whom hit you and their insurance.
Isn't that what you pay them for? I'm thinking you do have ins. on your boat. Call your agent and he should get it taken care of fast, he doesn't want to pay for it. Working an ins problem yourself is crazy. Educate yourself on how your insurance coverage works and let your agent and insurance company work for you, that is what you pay them to do...
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12829209
07/15/18 07:23 PM
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Joined: Aug 2009
Posts: 11,132
9094
TFF Guru
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TFF Guru
Joined: Aug 2009
Posts: 11,132 |
Progressive had me send pictures sent a check the same day. Also with a not that if there was any damage they missed have repair shop call them. I was back on water in a week.
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Re: Insurance claim taking way too long
[Re: 9094]
#12829304
07/15/18 09:07 PM
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Joined: Apr 2017
Posts: 416
H2ODawg67
Angler
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Angler
Joined: Apr 2017
Posts: 416 |
I would make them pay you x amount for every day you can't get on the water.
Formerly H2ODawg
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12829362
07/15/18 10:39 PM
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Joined: Mar 2007
Posts: 16,329
forkduc
TFF Guru
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TFF Guru
Joined: Mar 2007
Posts: 16,329 |
Too long. Foremost did mine in a week.
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12829441
07/15/18 11:55 PM
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Joined: Oct 2008
Posts: 2,406
Dax Davis
Extreme Angler
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Extreme Angler
Joined: Oct 2008
Posts: 2,406 |
You can file on yours and get it done and then your insurance will go after hers!!!! Will not affect your rates!
Skeeter Boats www.Diamondsportsmarine.comDobyns Rods Burnin Stump Lodge Lake Fork DaxDavisFishing Lake Fork Guide Moritz Chevrolet XciteBaits Aftco BAJIO Sunglasses
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12829453
07/16/18 12:02 AM
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Joined: Oct 2007
Posts: 1,209
KingChamp202
Extreme Angler
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Extreme Angler
Joined: Oct 2007
Posts: 1,209 |
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Re: Insurance claim taking way too long
[Re: H2ODawg67]
#12829797
07/16/18 10:48 AM
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Joined: Apr 2017
Posts: 12,142
tmd11111
TFF Guru
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TFF Guru
Joined: Apr 2017
Posts: 12,142 |
I would make them pay you x amount for every day you can't get on the water. Good luck with that.
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12829856
07/16/18 12:22 PM
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Joined: Jul 2015
Posts: 1,502
Flooringit
Extreme Angler
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Extreme Angler
Joined: Jul 2015
Posts: 1,502 |
I think legally they have 30 days. But they are trying to make it your fault. Thats why they interviewed her
2013 Phoenix 920xp
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Re: Insurance claim taking way too long
[Re: SnK1993]
#12830373
07/16/18 08:07 PM
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Joined: Apr 2011
Posts: 405
SnK1993
OP
Angler
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OP
Angler
Joined: Apr 2011
Posts: 405 |
Well I got a call back today saying they wanna pay me 7,770 For my hull alone and 595 for the cost to transfer my outboard and accessories. I'm not gonna sign anything yet because theres no way in hell I'm gonna find a hull as nice as the one I've had for that money. Paid 10,500 cash 2 months ago for that boat. Feels like 3 hard years of saving is gone because some idiot on a jetski plowed into me.
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