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I need good boat insurance....Suggestions?
#3062159
01/29/09 06:27 PM
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Joined: Sep 2004
Posts: 1,445
SkeeterEater
OP
Extreme Angler
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OP
Extreme Angler
Joined: Sep 2004
Posts: 1,445 |
Just looking to save a few dollars anywhere I can. Any suggestions?
Take Dead Aim I'd rather be lost on the water than found at work! SkeeterEater
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Re: I need good boat insurance....Suggestions?
[Re: SkeeterEater]
#3062530
01/29/09 07:47 PM
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Joined: Feb 2008
Posts: 3,333
Ken Starling
TFF Team Angler
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TFF Team Angler
Joined: Feb 2008
Posts: 3,333 |
I dont know how everyone else feels but 95% of the folks i run with have progressive.We also carry it on our travel trailers and vehicles also.
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Re: I need good boat insurance....Suggestions?
[Re: Ken Starling]
#3062539
01/29/09 07:49 PM
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Joined: Dec 2008
Posts: 1,862
ChrisMorris
Extreme Angler
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Extreme Angler
Joined: Dec 2008
Posts: 1,862 |
I have my insurance through farmers along with my home and my vehicle insurance. You may check into it, I think most companies will give you a break for having all your insurance with them.
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Re: I need good boat insurance....Suggestions?
[Re: ChrisMorris]
#3062549
01/29/09 07:53 PM
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Joined: Feb 2007
Posts: 3,336
Dillon Lee Ins & Guide Service
Minute Man
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Minute Man
Joined: Feb 2007
Posts: 3,336 |
I have my insurance through farmers along with my home and my vehicle insurance. You may check into it, I think most companies will give you a break for having all your insurance with them. +1 for farmers/foremost max out your liability too its not real expensive to do that
www.dobynsrods.comFarmers-DILLON LEE INSURANCE 903 575 0000 Century 21 Premier Group Realtor 903 767 0971 Dillon Lee Premier Guide Service 903 767 0971
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Re: I need good boat insurance....Suggestions?
[Re: Dillon Lee Ins & Guide Service]
#3062569
01/29/09 07:58 PM
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Joined: Mar 2008
Posts: 1,241
John A.
Extreme Angler
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Extreme Angler
Joined: Mar 2008
Posts: 1,241 |
I have progressive and i have never had a claim so im not sure how they are in that department. It is the cheapest that i have found though
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Re: I need good boat insurance....Suggestions?
[Re: John A.]
#3062719
01/29/09 08:24 PM
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Joined: Jan 2007
Posts: 2,625
203 CHAMP
Extreme Angler
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Extreme Angler
Joined: Jan 2007
Posts: 2,625 |
foremost have been good to me and good rates
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Re: I need good boat insurance....Suggestions?
[Re: 203 CHAMP]
#3062949
01/29/09 09:26 PM
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Joined: Apr 2008
Posts: 3,906
JPost
TFF Team Angler
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TFF Team Angler
Joined: Apr 2008
Posts: 3,906 |
Progressive is mine. It was the least expensive I found. I totaled my trailer and lower unit/Prop a few months after I bought my rig (jack knifed avoiding a deer going 70 plus). They covered everything. The adjuster was a bit of a pain but in the end I was satisfied with the claim. Also, they didn't jack-up my premium on renewal.
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Re: I need good boat insurance....Suggestions?
[Re: JPost]
#3062987
01/29/09 09:33 PM
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Joined: Jan 2007
Posts: 6,738
Jersey Dan
Guido
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Guido
Joined: Jan 2007
Posts: 6,738 |
Progressive is mine. It was the least expensive I found. I totaled my trailer and lower unit/Prop a few months after I bought my rig (jack knifed avoiding a deer going 70 plus). They covered everything. The adjuster was a bit of a pain but in the end I was satisfied with the claim. Also, they didn't jack-up my premium on renewal. Did you insurance go up at all?
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Re: I need good boat insurance....Suggestions?
[Re: 203 CHAMP]
#3062998
01/29/09 09:35 PM
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Joined: Dec 2008
Posts: 140
Nitro Dan
Outdoorsman
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Outdoorsman
Joined: Dec 2008
Posts: 140 |
I have progressive as well. I hit a stump up the river and put a 14 inch gash in my boat. I called the insurance company and they sent someone to Bass Pro Shop which is where I brought the boat to have it looked at. The guys at BPS said they could get the work done for me at a cost of 975.00 which was a bit more than I expected. I got a call form the agent who dropped by to look at the boat and he told me he estimated the damage at 1800.00 and that he would subtract my 500.00 deductable and send me a check for 1300.00. He also said that if I could get the work done for 975.00, good on you. Oh ya, have I satisfied all your needs??? I said hell yes and used the extra money to install a keel guard. This all got done in a week also.
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Re: I need good boat insurance....Suggestions?
[Re: Jersey Dan]
#3063043
01/29/09 09:45 PM
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Joined: Apr 2008
Posts: 3,906
JPost
TFF Team Angler
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TFF Team Angler
Joined: Apr 2008
Posts: 3,906 |
No price increase. In fact, they said if I had a clean year this year they were going to lower it.
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Re: I need good boat insurance....Suggestions?
[Re: Ken Starling]
#3063099
01/29/09 09:54 PM
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Joined: Apr 2008
Posts: 906
stevefromtyler
Pro Angler
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Pro Angler
Joined: Apr 2008
Posts: 906 |
I live in Tyler, and Progressive totally screwed me. I hit something running wide open in the Atchafalaya, and shelled my Lower unit. They said it was worn gears, but paid for my prop and propshaft. I am a maintenence freak, and the 2005 motor was in excellent condition before this. I didn't accept this, and wrote the commisioner, but since they "paid" , the commisioner doesn't get involved with amounts of claim, as long as there is a "settlement". The lawyers would have cost me more than the repair, and most didn't want the case. How did the gears wear out at the same time the prop and shaft got bent? The adjustor is not good here for the most part, though they pay for a lot of claims. They really got a lot of bad press from me and others last year on bassboatcentral. I switched to State Farm. A lot of my friends did too after this fiasco. Just a honest reply from my experience with these guys. You may fare better with them than I did, I am just giving you a heads up. I am well known around here, and try not to disrespect anyone, but I got screwed!!!This case is widely known among the guys here in Tyler, and I will never have a policy covered by them as long as I am in this area. My 2 cents. STEVE T
-A man is only as good as his word! -Please don't let your lack of planning become my emergency!! -The nine most terrifying words in the English language-- "I'm from the government, and I'm here to help"-Ronald Reagan
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Re: I need good boat insurance....Suggestions?
[Re: stevefromtyler]
#3063121
01/29/09 10:00 PM
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Joined: Jul 2003
Posts: 1,158
Lynn
Extreme Angler
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Extreme Angler
Joined: Jul 2003
Posts: 1,158 |
I have Progressive also. Just had a claim and it was hassle free.
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Re: I need good boat insurance....Suggestions?
[Re: Lynn]
#3063247
01/29/09 10:35 PM
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Joined: Mar 2004
Posts: 6,737
J C Outdoors
TFF Celebrity
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TFF Celebrity
Joined: Mar 2004
Posts: 6,737 |
Traditionally Progress is good with claims service, but if you get a jerk for an adjuster it does not matter who you have. SafeCo boat insurance can save you some money over Progressive sometimes. No experience with formost/farmers but have heard a few that had it and were satisfied. Definitely shop your insurance, you might save $300 bucks a year. Be sure and get coverage on your tackle and graphs as well.
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Re: I need good boat insurance....Suggestions?
[Re: SkeeterEater]
#3063647
01/29/09 11:43 PM
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Joined: Oct 2008
Posts: 8
minnerbucket
Green Horn
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Green Horn
Joined: Oct 2008
Posts: 8 |
Try ANPAC---very good rates.
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Re: I need good boat insurance....Suggestions?
[Re: minnerbucket]
#3063661
01/29/09 11:46 PM
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Joined: Jan 2007
Posts: 207
Bass47
Outdoorsman
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Outdoorsman
Joined: Jan 2007
Posts: 207 |
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