For years at cedar creek, we have gone out on a pontoon during the summer months. Drop about 4 lights in about 20 to 25 ft of water off a point and before long bam! The sandies show up. We have always just used minnows, they work great. Every now and then ya get a couple good crappie and hybrids.
Hope this helps. We have never done it during the fall months, but I'm sure it will work.
Mike
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10 lb. hybrid, 54 lb. cat on 3/4 ounce slab-- Hubbard