Does that mean one's rates depends on how competent the agent is? How hard is is to write a policy accurately and honestly? I've actually gotten quotes from two different local State Farm agents and they came out identical! They asked detailed questions to apply all the correct ratings and discounts I qualify for. That's why it raises red flags when one says Karen at State Farm can get you better rates than any other SF agent because "she knows how to write it". Maybe she's just very thorough and gets you all the discounts and ratings you deserve (and only those you deserve).

well I highly doubt that Brandon. If that were the case, my wife would have never switched from her SF agent in greenville. She switched before we were married and not living together so there were no special circumstances that made her insurance drop drastically, other than the policy written wrong. So i doubt you would write the same policy as Karen, even if you are a state farm agent trying to get work.

Actually Ronnie, you are wrong. When it comes to State Farm we (all agents) use the exact same system to do our quoting. We are trained that way. I quote the same way that Karen does, just as she quotes the same way that they do in Lubbock or any where in the state for that matter. If the agent does his or her job correctly, the quote will be the exact same anywhere in the state. Feel free to PM me if you have any questions as to the quoting process or if you still doubt me and ill try to explain it a little more detailed. However I do quote the same way she does.

Just spoke with Karen. She will be on the forum soon guys!

State farm treated me well also but they didn't put a hundred dollars a month back in my pocket like Charla did when I switched my boat, house and cars. Her # 817 232-1511. I can really put the $1200.00 a year to better use.(Like fishin trips!)

... when it comes to State Farm we (all agents) use the exact same system to do our quoting. We are trained that way. I quote the same way that Karen does, just as she quotes the same way that they do in Lubbock or any where in the state for that matter. If the agent does his or her job correctly, the quote will be the exact same anywhere in the state. ... I do quote the same way she does.

Agreed, Karen has been great! Customer Service is top notch, I've only had one claim with them but it was the smoothest claim process I've been through. You can't go wrong here guys.

I dont think Karen has anything to worry about. She's not underquoting nor misrepresenting anything. I have had a few claims, and my parents have had some claims over the past 30 (did you see that... *** 30 YEARS *** )... She knows what she is doing, and does it very well.

For the best call:

Karen
Street Address:
660 West Campbell Road
Suite 100
Richardson, TX 75080-3301

Phone: (972) 231-1988
Fax: (972) 231-1986

Office Hours:
Mon-Fri 9:00am to 5:00pm
Evenings & Saturdays by Appt

Call Karen and go with the most trusted name in Insurance, State Farm. She can and will quote you great coverage for not only your boat but your car, home and health and life insurance as well.

Any of you guys gotten your refunds, for overcharging on their homeowners from State Farm?

Troll much? What does that have to do with boat insurance? I was never charged too much for my homeowners in the first place.