Cypress, not sure if he can help you but he does deal with progressive.

Bob Luellen
Worldwide Marine Underwriters
800-339-1235
bob@worldwidemarineins.com
http://www.worldwidemarineins.com

so i bass fish and i have a 97 Skeeter bass boat that i have owned for about a year. The day i bought the boat i called Progressive to get a policy with them, i cut no corners and got the best insurance available just in case. Well two weeks ago i hit a log that was floating horizontally in lake Conroe. It was 6:30 in the morning and i was running the north side of the lake pre-fishing for the Sunday morning tournament. The motor jumped up and i knew something was wrong so i put the boat on the trailer and realized that my transom had stress cracks and i had alot of fiberglass missing off the bottom of the boat so i took it home. Monday morning 2 weeks ago i took it no North West Fiberglass on 2920 in tomball. Insurance has been trying for the last 2 weeks to not claim it, their newest excuse is that the bottom of my boat is delamination caused from storing my boat on the trailer and that it is a common skeeter problem that falls in the maintenance category. So i called skeeter boats and ended up talking to the vp of skeeter boats and has told me that he has never heard of such thing. So now the insurance company is sending over a marine surveyor to investigate. They are also sayin that the transom had moisture in it so that is not covered, but the boat shop owner said that the moisture was from the impact. Does anyone have any advice for me

Cypress,

"delamination caused from storing my boat on the trailer "

I bet that raised your eyebrows.

I am glad Bob was able to help you out. I had Bob underwrite my policy a couple of months ago and your post is a great example of having proper insurance and a great person to back you up.

Boat insurance with a pro is a must.

Hope you get back fishing soon.

haha.. she is a c*nt anyway

so i bass fish and i have a 97 Skeeter bass boat that i have owned for about a year. The day i bought the boat i called Progressive to get a policy with them, i cut no corners and got the best insurance available just in case. Well two weeks ago i hit a log that was floating horizontally in lake Conroe. It was 6:30 in the morning and i was running the north side of the lake pre-fishing for the Sunday morning tournament. The motor jumped up and i knew something was wrong so i put the boat on the trailer and realized that my transom had stress cracks and i had alot of fiberglass missing off the bottom of the boat so i took it home. Monday morning 2 weeks ago i took it no North West Fiberglass on 2920 in tomball. Insurance has been trying for the last 2 weeks to not claim it, their newest excuse is that the bottom of my boat is delamination caused from storing my boat on the trailer and that it is a common skeeter problem that falls in the maintenance category. So i called skeeter boats and ended up talking to the vp of skeeter boats and has told me that he has never heard of such thing. So now the insurance company is sending over a marine surveyor to investigate. They are also sayin that the transom had moisture in it so that is not covered, but the boat shop owner said that the moisture was from the impact. Does anyone have any advice for me

Hi Cypress Skeeter,

First of all let me say I'm glad nobody was injured. Second, did your policy include collision coverage? Since you stated you got the best policy, you probably did. I would do some google searches on "dispute boat insurance with carrier" to find general information on how to approach this type of thing; I'm sure people get denied all the time and are talking about how to deal with such a dispute. I did some searches for you and found several law firms right away that specialize in exactly this area. Find one in your geographical location and ask for a free consultation. A serious sounding letter from a law firm may only cost you a few hundred in order to get your carrier to cough up the money. Make a few calls and find out.

Next going forward, don't give a carrier you feel burned by another cent. You'll have to find a new insurance carrier. Check out policydog.com where you can buy boat insurance online. You can get an instant quote and if you like the price, buy right there, or use that quote to shop around.

Good luck!

Chris

I have Progressive and filed my first claim last year. I was getting the boat up on plane and hit a floater. It gnarled my prop and bent the prop shaft. Progressive paid the claim and I thought all was well. I just got my renewal and my premium went from $350 to $525. I'm not very happy about that and will look for another insurance company.

VetteRprMan could not have said it better, DONT EVER BUY INSURANCE OVER THE INTERNET!!!! Especially Progressive!

I am getting totally bent over right now on a damaged Skeeter ZX225 that Progressive won't help me get repaired. PM me if you want to hear my sob story.

PLEASE read your policy or you will become a victim like me!!!

kingdad.. call Karen... its easy...

I'm going through the same BS with Progressive. I have both my boat insured them them & I'm done with being treated like [censored].

Update!!!! Progressive paid up!!! Don't know why the change of heart, but thank god!!!!!!!!!!

I am very happy, and I cancelled the policy later the same day.

Who is Bob and what insurance co does he work for?

I don't have boat insurance yet but I do have progressive for my SUV. I won't be getting insurance through them that is for sure!

Bennie, if I am not mistaken, Bob sells Progressive, right?

Bonjour,

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I have Progressive and filed my first claim last year. I was getting the boat up on plane and hit a floater. It gnarled my prop and bent the prop shaft. Progressive paid the claim and I thought all was well. I just got my renewal and my premium went from $350 to $525. I'm not very happy about that and will look for another insurance company.

For all those with Progressive Insurance, you might want to check this out.




Thought you may like ot see this, too.

check Snopes on this

http://www.snopes.com/politics/business/peterlewis.asp


Progressive Insurance



This is a heads up regarding Progressive Auto Insurance. You know who they are. There the ones with the clever television ads featuring the perky brunette actress all dressed in white. What you might not know is that the chairman of Progressive is Peter Lewis, one of the largest funders of the left in America. He is your typical rich spoiled kid who took over the company from his father and apparently feels guilty for his success and now dedicates himself to making it impossible for anyone else to become wealthy.

Between 2001 and 2003, Lewis funneled $15 million to the ACLU, the group most responsible for destroying whats left of America s Judeo-Christian heritage. Indeed, Lewis is himself a ACLU member. One of the ACLU projects he earmarked his funds for was an effort to sue school districts that have drug-testing policies. In other words, this idiot wants teachers to be able to use drugs without fear of exposure. I wonder what he would think if all his own employees came to work drugged out every day.

Lewis also gave $12.5 million to MoveOn.org and American Coming Together, two key components of the socialist left. The former group is perhaps the main group used by the Obama forces to organize their activists; the latter group is a 527 political action group that essentially served as a front for the SEIU union thugs who ran ACORN. His funding for these groups was conditional on matching contributions from George Soros, the international socialist who finances much of the Obama political network.

Its disturbing that Lewis made a fortune as a result of capitalism but now finances a progressive movement that threatens to destroy the free enterprise system. He reminds me somewhat of Armand Hammer, the former head of Occidental Petroleum, who did business with Joseph Stalin and become his good friend around the same time Stalin was executing business men all over the USSR.

What angers me further is the way this company is targeting television shows watched by conservatives such as Fox News. Peter Lewis is making a fortune off of conservative Americans so that he can destroy our country. He is banking on no one finding out who he is. I think its time we expose this clown.

My boat insurance comes due next month will be changing companies for sure.

i think everbody has a Horror story about one insurance company or another!
have Progressive now on boat,suburban,and the Harley.won't go to anyone else!!
Allstate bent me over a barrel over a wreck that wasn't my fault,wouldn't go to court to fight the other people's insurance company,and told me i needed a lawyer!!!

Does Karen from State Farm Pay Bird Dog Fees?

Progressive is terrible, they denied a claim on my boat while I was in Iraq. Cost me over three grand. If I were to ever run into the girl from the comercials in a dark alley she isn't walking out.