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#3420325 - 05/02/09 02:54 PM what do you guys pay a year for insurance?
StumpJumper1 Online   content
TFF Team Angler

Registered: 04/14/08
Posts: 3261
Loc: Lake Belton
if you want to tell. i got a quote for my boat, without personal effects, for about 600. that seemed a little high. the boat is worth about 28,000.
_________________________
GO BIG OR GO HOME


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#3420361 - 05/02/09 03:12 PM Re: what do you guys pay a year for insurance? [Re: StumpJumper1]
epicoutdoors Offline
Extreme Angler

Registered: 02/18/08
Posts: 1403
Loc: On The Water NE Texas
Mine is $478 for 32K.

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#3430668 - 05/05/09 09:46 AM Re: what do you guys pay a year for insurance? [Re: epicoutdoors]
Big Red 12 Offline
TFF Guru

Registered: 04/21/05
Posts: 38185
Loc: Crandall, TX
Two boats 35K & 17K. $549 a year.
_________________________
www.SteveHodge.org
www.EasyViewTackle.com

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#3431348 - 05/05/09 12:16 PM Re: what do you guys pay a year for insurance? [Re: StumpJumper1]
KingwoodCat Offline
TFF Guru

Registered: 10/30/04
Posts: 17785
Loc: Kingwood TX
Originally Posted By: StumpJumper1
if you want to tell. i got a quote for my boat, without personal effects, for about 600. that seemed a little high. the boat is worth

about 28,000.



I just bought a 2007 BassCat Pantera IV and it is insured for more than that. I pay $563 per year with $500 deductable, 300K liability.
_________________________
"I predict future happiness for Americans, if they can prevent the government from wasting the labors of the people under the pretense of taking care of them."
— Thomas Jefferson


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#3433633 - 05/05/09 10:15 PM Re: what do you guys pay a year for insurance? [Re: KingwoodCat]
Hawg Dawg Offline
Pro Angler

Registered: 03/07/08
Posts: 884
Loc: Deer Park & Zapata, TX
Check out www.Ballins.com I have two boats insured with them. Total value 40,000 for less than 500 a year.
_________________________
New PB: 10 lbs. 13 oz. Lake Falcon
Old PB: 10 lbs. 4 oz Lake Falcon
PB: Ind Sack 38 lbs. 4 oz
PB: Team Sack 41lbs. 12 oz.

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#3439073 - 05/07/09 08:33 AM Re: what do you guys pay a year for insurance? [Re: Hawg Dawg]
Tejasbasshunter Online   shocked
TFF Celebrity

Registered: 03/03/05
Posts: 6021
Loc: Republic of Texas
42k boat
10k gear
300k liability
520.00/year
_________________________


TFF Pledge - "Boom-Boom"

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#3450607 - 05/10/09 08:40 PM Re: what do you guys pay a year for insurance? [Re: Tejasbasshunter]
Tgutie Online   content
Extreme Angler

Registered: 02/11/08
Posts: 1397
Loc: Zapata,/DFW Tx
I have a speeding ticket and a boat claim that paid out 16k. My insurance went from 520 a year to 800 for 24k in coverage plus 8k in gear and 300k personnel liability. plus towing at 250 deductible. The ticket and claim hurt............Farmers refused to renew policy. so now it is with progressive.

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#3642934 - 06/30/09 08:46 PM Re: what do you guys pay a year for insurance? [Re: StumpJumper1]
Ranger Bay Dude Offline
Outdoorsman

Registered: 08/03/08
Posts: 99
Loc: Cypress, Tx
28k boat
10k gear
300k liability
364.00/year

AARP smile
_________________________
Mark

22' Ranger Bay w/ 200 HP Yamaha....It works for me!!! smile

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#3647868 - 07/01/09 11:34 PM Re: what do you guys pay a year for insurance? [Re: Ranger Bay Dude]
undercover Offline
Outdoorsman

Registered: 01/07/08
Posts: 131
Loc: Humble
2008 Tracker insured for Replacement Cost ($15,000) and contents $142. Progressive
_________________________
A weed don't thump it: Set the hook!!

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#3661432 - 07/06/09 05:40 PM Re: what do you guys pay a year for insurance? [Re: undercover]
Donegonefishin Online   content
Pro Angler

Registered: 03/01/08
Posts: 653
Loc: Corinth, Texas
2010 Z520 - Total replacement not assumed value
$720/yr
$10k contents
$500 ded
$300k liability
Progressive

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#3668779 - 07/08/09 12:31 PM Re: what do you guys pay a year for insurance? [Re: Donegonefishin]
Jersey Dan Online   content
Guido

Registered: 01/01/07
Posts: 4348
Loc: Your sister's house
Anyone who is paying $500 and below... Can you please provide what company you are using. Can't seem to find anything for under $585.I've tried progressive,foremost, and Worldwide Marine Underwriters.

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#3690593 - 07/14/09 09:17 AM Re: what do you guys pay a year for insurance? [Re: Jersey Dan]
Ranger Bay Dude Offline
Outdoorsman

Registered: 08/03/08
Posts: 99
Loc: Cypress, Tx
Originally Posted By: Jersey Dan
Anyone who is paying $500 and below... Can you please provide what company you are using. Can't seem to find anything for under $585.I've tried progressive,foremost, and Worldwide Marine Underwriters.


Don't laugh...but I put my boat in my Mothers name so we could use AARP...LMAO!!! That's how mine is so affordable.
_________________________
Mark

22' Ranger Bay w/ 200 HP Yamaha....It works for me!!! smile

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#3695008 - 07/15/09 09:44 AM Re: what do you guys pay a year for insurance? [Re: StumpJumper1]
Terabass Offline
Green Horn

Registered: 04/03/09
Posts: 6
I was paying $698 for 35K and 5K for fishing equipment until I got a hold of Bob at Worldwide Marine Insurance. He lowered it to $459 per year plus got me way better coverage than I had. He also spent a lot of time education me on the different types of boat policies that there are. In order to compare prices on boat polices you need to also need to look at the type of policy and the coverages it provides. I urge you to get a hold of Bob and give him a chance to review your insurance.

Here’s a link Worldwide Marine Insurance

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#3716728 - 07/21/09 07:15 AM Re: what do you guys pay a year for insurance? [Re: Terabass]
cobra201 Offline
Angler

Registered: 09/26/08
Posts: 307
40K boat, 10K gear, 300K liability,420.00 year

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#3718774 - 07/21/09 03:04 PM Re: what do you guys pay a year for insurance? [Re: cobra201]
BigDave1 Online   content
Pro Angler

Registered: 01/07/08
Posts: 745
Loc: Allen, TX
15K coverage with $250 deductible. $264 per year at State Farm

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#3727599 - 07/23/09 12:41 PM Re: what do you guys pay a year for insurance? [Re: StumpJumper1]
Allie Offline
Extreme Angler

Registered: 06/24/08
Posts: 1005
Loc: Lake Fork/Princeton
Originally Posted By: StumpJumper1
if you want to tell. i got a quote for my boat, without personal effects, for about 600. that seemed a little high. the boat is worth about 28,000.


That does sound really high. We called Bob at Worldwide Marine Underwriters to insure our new boat.

Bob Luellen
Worldwide Marine Underwriters
800-339-1235
bob@worldwidemarineins.com
http://www.worldwidemarineins.com

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#3729239 - 07/23/09 06:03 PM Re: what do you guys pay a year for insurance? [Re: Allie]
Lake Fork Guide-Cody Malone Offline
TFF Guru

Registered: 04/21/06
Posts: 13223
Loc: Lake Fork, Texas
i spend to much but yet i just got a 10,000.00 check bc some lowlife stole my poles

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#3729306 - 07/23/09 06:18 PM Re: what do you guys pay a year for insurance? [Re: Lake Fork Guide-Cody Malone]
asx Offline
Outdoorsman

Registered: 06/26/09
Posts: 29
I have agreed value policy of 35k for boat and trailer 300k liability, if something does go wrong and the boat is totaled I would receive 35k today or 5 years from now this policy is great due to rising cost of a replacement Rig my Insurane premium has never been over $400.00 I live in MA which I thought had higher Insurance Rates but from I see for prices maybe not? I have never had a boat claim since I obtained marine Insurance, I use FITTS Insurance the best part about this is the Vice President is a Bass Fisherman so he clearly understands the needs of Tournament anglers, not sure if he insures out of state or not
Thanks
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asx
www.getyourlinewet.com

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#3729321 - 07/23/09 06:21 PM Re: what do you guys pay a year for insurance? [Re: asx]
Lake Fork Guide-Cody Malone Offline
TFF Guru

Registered: 04/21/06
Posts: 13223
Loc: Lake Fork, Texas
good deal!

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#3782211 - 08/05/09 10:03 PM Re: what do you guys pay a year for insurance? [Re: Lake Fork Guide-Cody Malone]
bomberboat Offline
Outdoorsman

Registered: 12/19/08
Posts: 38
crud i only have 100.000 liability with progressive $90 .00 for my boat and another $90 for uninsured boater = $180.00 in arkansas any boat over 50 hp needs 100.000 liability ins. but crud $90.00 for some other guy also . i have a 85 hp on a tri hull doubt i could hit 35 mph smile

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#3842360 - 08/20/09 06:15 PM Re: what do you guys pay a year for insurance? [Re: bomberboat]
Toxarch Offline
Extreme Angler

Registered: 08/20/09
Posts: 1170
Loc: Weatherford, TX
Originally Posted By: bomberboat
crud i only have 100.000 liability with progressive $90 .00 for my boat and another $90 for uninsured boater = $180.00 in arkansas any boat over 50 hp needs 100.000 liability ins. but crud $90.00 for some other guy also . i have a 85 hp on a tri hull doubt i could hit 35 mph smile


Get another quote from progressive with the same options except change the 100K liability to 300K or 500K liability. I found that since it's $100 minimum, I could get the 500K coverage on the policy for the same $100 price.
_________________________
In space, nobody can hear you scream for ice cream.


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#3843177 - 08/20/09 09:27 PM Re: what do you guys pay a year for insurance? [Re: Toxarch]
luvacatfight Offline
Angler

Registered: 08/04/09
Posts: 428
Loc: Lampasas
farm bureau 2 boats pretty cheap
_________________________
shudagonfishin

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#3902694 - 09/06/09 09:59 AM Re: what do you guys pay a year for insurance? [Re: luvacatfight]
rofd-ff-engineer Offline
Pro Angler

Registered: 06/17/09
Posts: 549
Loc: River Oaks/Quitman TX
Hopefully I got a decent deal with the coverage below. It was definitely cheaper than my first insurance prospect when I bought my boat



1057.00 a year

BI $250,000 EACH PERSON - $500,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $100,000 EACH ACCIDENT

UNINSURED BOATERS
$100,000 EACH PERSON - $300,000 EACH ACCIDENT

MED PAY/WATERSKIER'S MED PAY $7,500 EACH PERSON

COMPREHENSIVE $1,000 DED AGREED VALUE
AGREED VALUE $33,000

COLLISION $1,000 DED AGREED VALUE
AGREED VALUE $33,000

DISAPPEARING DEDUCTIBLE INCL
WRECKAGE REMOVAL INCL
MARINE ELECTRONICS DED $500 INCL
TRAILER DED $250 INCL
FUEL SPILL LIABILITY INCL
$1,000 REPLACEMENT COST PE $250 DED $11.00
EMERGENCY WATERCRAFT TOWING & LABOR $29.00
$500 EACH INCIDENT
COASTAL NAVIGATION 75 NAUTICAL MILES INCL
ROADSIDE ASSISTANCE INCL
_________________________

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#3902700 - 09/06/09 10:01 AM Re: what do you guys pay a year for insurance? [Re: rofd-ff-engineer]
rofd-ff-engineer Offline
Pro Angler

Registered: 06/17/09
Posts: 549
Loc: River Oaks/Quitman TX
I did this all online, so if there is a DFW TFF'er that is a progressive agent I would definitely like to have a 'personal' insurance agent! smile
_________________________

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#3925039 - 09/12/09 06:56 PM Re: what do you guys pay a year for insurance? [Re: rofd-ff-engineer]
J Rankin Offline
Extreme Angler

Registered: 08/31/09
Posts: 1264
Loc: spring tx
I'm required to have $100,000 on my boat for tournament perposes and i pay $ 250.00 a year with anglers advantage...

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