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#2568944 - 08/20/08 12:22 PM
Home Shield Warranties
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Extreme Angler
Registered: 06/07/02
Posts: 2958
Loc: Bedford
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Does anyone use this service? Supposedly, you pay approx $40 to $50 per month and if you need repairs on applicances, A/C, etc, they have a list of contractors to come and check out the problem. You pay an additional $50 or so for service call and then they repair as needed including "free replacement" of appliance if it can't be fixed. I've never purchased any type of warranty like this but of course get stuff in the envelope with my house payment and it made me curious. Good or bad experiences with this service? Thanks
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#2568958 - 08/20/08 12:25 PM
Re: Home Shield Warranties
[Re: scott01]
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Extreme Angler
Registered: 12/07/06
Posts: 2114
Loc: Waco
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Yep, I have it and use it. I have had the outside unit on my A/C replaced, 50 bucks, electrical issues, 50 bucks, garbage disposal replaced twice(kids throwing stuff in), 50 bucks. Has saved me way more than I have paid in. I bought a house with "issues". I would definately recomend American Home Shield. Its pretty easy to get service and they usually show up within 48 Hrs for me.
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Shane
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#2568962 - 08/20/08 12:25 PM
Re: Home Shield Warranties
[Re: scott01]
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TFF Celebrity
Registered: 03/19/08
Posts: 7567
Loc: Lakeside Village (Morgan, TX)
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I can't remember who we used when we purchased the lake house last year...It was like $300 for the 1 year warranty (we made the seller pay for that) and then we paid the $75 deductible for any calls...Only had to use it 2 times...First time we didn't have to pay the deductible, the realtor covered it and the second time paid for the warranty (a valve went out on the propane furnace at Thanksgiving)...We did have to pay that guy up front and submit a receipt for reimbursement...
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#2568966 - 08/20/08 12:26 PM
Re: Home Shield Warranties
[Re: OK, Waco]
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Extreme Angler
Registered: 09/21/07
Posts: 1741
Loc: San Angelo
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+1
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#2568968 - 08/20/08 12:26 PM
Re: Home Shield Warranties
[Re: FattyMcButterpants]
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Extreme Angler
Registered: 12/07/06
Posts: 2114
Loc: Waco
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it is ok but coverage is in fine print...read what it doesnt cover Never had something they wouldnt cover yet but yes there are things that wont get covered.
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Shane
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#2568975 - 08/20/08 12:27 PM
Re: Home Shield Warranties
[Re: OK, Waco]
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TFF Team Angler
Registered: 08/24/05
Posts: 4064
Loc: DFW
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I had it and used it when a leak was found under my house foundation. They paid like $75 for the repair, but I had to pay $1200.00 for access to the leak 
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We All Live Down Stream
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#2568981 - 08/20/08 12:28 PM
Re: Home Shield Warranties
[Re: OK, Waco]
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TFF Team Angler
Registered: 12/28/02
Posts: 4105
Loc: Sachse, TX, USA
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It isn't extremely easy to get them to replace they want to fix everything. I ended up letting it lapse and ended up taking the premium money (put some with it) and replaced the A/C and furnace.
They just use local contractors, not a bad deal if you don't mind things being fixed and not replaced.
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#2569576 - 08/20/08 03:26 PM
Re: Home Shield Warranties
[Re: Kingfisher196]
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Outdoorsman
Registered: 07/09/08
Posts: 25
Loc: Waco, TX.
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I've used American Home Shield for years with no issues. >> visit them @ www.AHS.com.I have used them when buying and/or selling homes. You can pay a yearly lump sum or make payments. Good piece of mind. It's a great tool for homes over 7yrs. old with the "minimum construction" appliances mentalilty of most general contractors that you're not familiar with.
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"Luck is when opportunity meets preparation".
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#2570242 - 08/20/08 06:36 PM
Re: Home Shield Warranties
[Re: water_surge]
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Outdoorsman
Registered: 06/30/07
Posts: 175
Loc: Ft. worth
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I had it and used it when a leak was found under my house foundation. They paid like $75 for the repair, but I had to pay $1200.00 for access to the leak your homeowners may cover a portion of that.
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#2570296 - 08/20/08 06:58 PM
Re: Home Shield Warranties
[Re: nitroslim]
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Extreme Angler
Registered: 05/28/03
Posts: 2675
Loc: DFW
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I have had good luck with American Home Shield. Some of the others...not so much.
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Brian McCarty "Proudly Serving the TFF Family Since 2003" Keller Williams Realty http://www.TFFRealtor.comBrianMcCarty@kw.com 214.683.7663
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#2570337 - 08/20/08 07:21 PM
Re: Home Shield Warranties
[Re: Brian McCarty]
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TFF Celebrity
Registered: 03/13/04
Posts: 6521
Loc: Spring (Houston), TX
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It is OK as stated by others, but they ARE an insurance company of sorts, therefore the goal is to take in money and NOT pay out money. They are certainly tough when you have a claim
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#2572281 - 08/21/08 12:26 PM
Re: Home Shield Warranties
[Re: coach_lancaster]
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Angler
Registered: 02/11/08
Posts: 428
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I recently purchased a warrant through them. It seemed like a no brainer after paying 1000.00 dollars for a AC repair even though the part was warrantied through the original contractor. The refrigerant and labor was not. I even convinced my sister and dad to buy one for there homes. Dads AC quit the next week. They are giving him some hassle. They claim the inside unit and outside unit are different seer ratings and causing the outside unit to burn up. Hence there is a inproper installation voiding the full warranty. They are willing to replace the bad part one time. They will replace both parts for a increased cost. Then everything would be warrantied. Were pursuing other avenues now on his repair. GE issues a home waaranty and someone on our BASS club swears by there customer service. They do write warrantys though more exspensive than AHS.
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#2572333 - 08/21/08 12:40 PM
Re: Home Shield Warranties
[Re: Tgutie]
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Outdoorsman
Registered: 02/23/06
Posts: 241
Loc: McKinney, TX
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[quote= They claim the inside unit and outside unit are different seer ratings and causing the outside unit to burn up. Hence there is a inproper installation voiding the full warranty. [/quote] Our home warranty provider said the same on AC repair for us last year. It may well have been the truth, but we kept pushing and insisting. Finally ended up about $300.00 out of pocket for an outside unit installed (of the correct size we're told  ). Don't let up on them as I agree with others, the way they make thier money is avoiding claim payments however possible. PK
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#2572490 - 08/21/08 01:23 PM
Re: Home Shield Warranties
[Re: coach_lancaster]
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Extreme Angler
Registered: 09/30/04
Posts: 2039
Loc: Spring Branch near Canyon Lake
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AHS are in business to NOT pay claims. If some one else is paying for it, fine, but don't expect it to be any great insurance for you against any potential problems the home may have. AHS will find a way to not pay if at all possible or say the problem was pre-existing which they do not cover either.
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FISH ON!! <'///><
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#2572496 - 08/21/08 01:24 PM
Re: Home Shield Warranties
[Re: Tgutie]
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Extreme Angler
Registered: 09/30/04
Posts: 2039
Loc: Spring Branch near Canyon Lake
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I recently purchased a warrant through them. It seemed like a no brainer after paying 1000.00 dollars for a AC repair even though the part was warrantied through the original contractor. The refrigerant and labor was not. I even convinced my sister and dad to buy one for there homes. Dads AC quit the next week. They are giving him some hassle. They claim the inside unit and outside unit are different seer ratings and causing the outside unit to burn up. Hence there is a inproper installation voiding the full warranty. They are willing to replace the bad part one time. They will replace both parts for a increased cost. Then everything would be warrantied. Were pursuing other avenues now on his repair. GE issues a home waaranty and someone on our BASS club swears by there customer service. They do write warrantys though more exspensive than AHS. exactly right. I had the same thing happen. They will not replace a mismatched system.
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FISH ON!! <'///><
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#2572520 - 08/21/08 01:34 PM
Re: Home Shield Warranties
[Re: buda13]
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Extreme Angler
Registered: 12/07/06
Posts: 2114
Loc: Waco
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Man, I dont know why but I have never had any of the issues you guys are talking about. Maybe location? I'm sure the metroplex gets alot more calls on it than the Waco area.
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Shane
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#2572548 - 08/21/08 01:40 PM
Re: Home Shield Warranties
[Re: buda13]
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Extreme Angler
Registered: 09/30/04
Posts: 2039
Loc: Spring Branch near Canyon Lake
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AHS are in business to NOT pay claims. If some one else is paying for it, fine, but don't expect it to be any great insurance for you against any potential problems the home may have. AHS will find a way to not pay if at all possible or say the problem was pre-existing which they do not cover either. Exactly!!! If something goes out they try to find every way possible to avoid paying. They will find a "pre existing" condition, or say the unit want properly maintained, or installed incorrectly... they are very good at getting out of paying. I guess it could be a worthwhile thing to have if you buy a new home with all new appliances and such, kinda hard for them to say it was a pre existing condition then! a new home will have it's own warranty as will the appliances...and without paying a $50 copay
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FISH ON!! <'///><
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#2573657 - 08/21/08 07:42 PM
Re: Home Shield Warranties
[Re: Hendo]
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Angler
Registered: 02/11/08
Posts: 428
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Wow guys I wish I would have checked here first. My position with AHS is my dad has a Receipt of a complete new unit installed 6 months prior to policy start date. The AC failed three weeks into policy. He (my father) entered into contract with a new cooling airconditioner. They took payment and issued policy. They did not require an inspection and as a layman we tend to follow if it's working it must be write positioning. Buy insurance policy in case of mechanical failure. Now this. Keep posting folks. Lets here what you have to say.
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#2573680 - 08/21/08 07:57 PM
Re: Home Shield Warranties
[Re: scott01]
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TFF Team Angler
Registered: 12/31/05
Posts: 4168
Loc: Benbrook, TX
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Guy at work is fighting with them now.
4 Years ago the replaced his A/C unit and botched the job. Something about running lines or ducts too small.
Now it's out again and the A/C company is giving him, the run around. They are having to replace the unit as well as all of the lines or ducts that they screwed up the first time.
This has been going on for at least two weeks now and still no air at his house.
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