its hard to beat USAA but not e1 is able to get it. I have mine with State Farm and they were great when I had a claim. (lower unit) OUCH
and my wife works there as well. as far as auto i am insured somewhere else.
Give her a call an see what she can offer you.
Louise George @ 817-267-1102. Make sure you tell her you are from TFF
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Louise George