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Re: The Best Way TO Finance A Used Boat?
[Re: ring fry]
#1789326
12/07/07 06:40 PM
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Joined: Apr 2006
Posts: 3,773
Dr. Chase
OP
TFF Team Angler
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OP
TFF Team Angler
Joined: Apr 2006
Posts: 3,773 |
Brazos, good luck on the 'new' boat. You can always tow the bass buster behind you with all your tackle. Hope to see you this spring! SE Kansas grass grower oh you will see me bro, im still fishing the tswtt!
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Re: The Best Way TO Finance A Used Boat?
[Re: Dr. Chase]
#1789342
12/07/07 06:45 PM
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Joined: Nov 2005
Posts: 9,715
Donny.
TFF Celebrity
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TFF Celebrity
Joined: Nov 2005
Posts: 9,715 |
$30,000 120 mos 6% $333.14
$29,000 120 mos 6% $322.04
$30,000 120 mos 7% $348.42
$29000.00 120 mos 7% $336.81
Wherever you go they will be able to give you this info.
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Re: The Best Way TO Finance A Used Boat?
[Re: ring fry]
#1789359
12/07/07 06:49 PM
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Joined: Nov 2005
Posts: 9,715
Donny.
TFF Celebrity
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TFF Celebrity
Joined: Nov 2005
Posts: 9,715 |
04 Triton. TR-186 DC 150 Mercury, special addition $15k Please call 903-922-6313 or 903-922-6314 cell
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Re: The Best Way TO Finance A Used Boat?
[Re: Donny.]
#1789374
12/07/07 06:58 PM
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Joined: Feb 2003
Posts: 55,364
SkeeterRonnie
Super Freak
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Super Freak
Joined: Feb 2003
Posts: 55,364 |
hey Donny.. sounds like a deal for SnakeEyes.. hes like those toons!
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Re: The Best Way TO Finance A Used Boat?
[Re: SkeeterRonnie]
#1789672
12/07/07 08:38 PM
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Joined: Aug 2007
Posts: 33
WISH'NIWASFISH'N
Outdoorsman
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Outdoorsman
Joined: Aug 2007
Posts: 33 |
How much is your truck worth? Use it for collateral,if its worth enough. Rates are lower on auto's vs boats, easier to get a loan on an auto also.
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Re: The Best Way TO Finance A Used Boat?
[Re: BassSAT]
#1789686
12/07/07 08:42 PM
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Joined: Aug 2007
Posts: 674
Domn8tor~202
Pro Angler
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Pro Angler
Joined: Aug 2007
Posts: 674 |
a friend used capitol one..... he said they gave him a blank check for X amount of dollars to go find a boat. it was made for buying from a dealer not a driveway sale. but he was happy and interest was like 7.5 better than most a "luxury" item. I dont know alot I am only repeating what I ahve heard. I know when i went to boat shops to look at used boats they all seemed to know alot of loan people who could help me.
Disclaimer: I have no affiliation with anything or anyone on this board. I spend my free time here openly exchanging information and opinions based on the topics I or others choose to discuss.
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Re: The Best Way TO Finance A Used Boat?
[Re: Domn8tor~202]
#1789711
12/07/07 08:48 PM
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Joined: May 2007
Posts: 920
Terry M
Pro Angler
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Pro Angler
Joined: May 2007
Posts: 920 |
Glad to see Charger on the top of the list. This place has some really good prices on the model 496 Charger's
Last edited by Terry M; 12/07/07 08:48 PM.
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Re: The Best Way TO Finance A Used Boat?
[Re: ring fry]
#1790367
12/08/07 02:26 AM
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Joined: Dec 2003
Posts: 3,487
meP2too
TFF Team Angler
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TFF Team Angler
Joined: Dec 2003
Posts: 3,487 |
If you have good credit, go to your bank and take out a personal loan, or a line of credit. Pay back more than the minimum.
Better yet, use the one payment plan. That is save until you can pay cash. That is the cheapest in the long run.
By the way there is a nice 04 Ranger for sale at Rockwall Marine, $16,500.00. I cannot believe that Ranger was not on your list.
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Re: The Best Way TO Finance A Used Boat?
[Re: Dr. Chase]
#1790569
12/08/07 10:06 AM
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Joined: Oct 2006
Posts: 13,521
Ken A.
Groovy
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Groovy
Joined: Oct 2006
Posts: 13,521 |
Last edited by Ken A.; 12/09/07 04:06 PM.
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Re: The Best Way TO Finance A Used Boat?
[Re: Dr. Chase]
#1790993
12/08/07 05:55 PM
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Joined: Dec 2002
Posts: 7,984
udamdan
TFF Celebrity
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TFF Celebrity
Joined: Dec 2002
Posts: 7,984 |
I am looking to purchase my first actual bass boat this month. I have been fishing out of backseats and out of my bass buster all this time and I am ready to take the plunge. I am unsure if I want to purchase a new or used boat, either way I know I will be making payments. My credit is good, and I am wondering the best way to finance this thing. If I go new, then I can finance through the dealer, but if I find a late model rig being sold by the owner that fits my preference then I would also go that route. My preferred set up would be little to no money down and a long note. I bank with Washington Mutual and have done so for the past 10 years, but from what I see on their website they only loan for homes. What bank or financial institutions do you guys use or know of to finance a used boat? In case youre wondering, I am looking for the following boats (in this order of preference!) 1.) Charger 2.) Bass Cat 3.) Champion 4.) Gambler 5.) Cobra 6.) Hydra Sports 7.) Legend Any advise from you seasoned buyers is greatly appreciated. Call Jeff Scott @ Fun-N-Sun in Hurst 817-280-0303 and he will hook you up BrazosB http://www.funnsunboats.com/funnsun/
Dan Gleason 817-683-8652
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Re: The Best Way TO Finance A Used Boat?
[Re: udamdan]
#1791008
12/08/07 06:14 PM
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Joined: Jun 2004
Posts: 598
Fishing Frank
Pro Angler
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Pro Angler
Joined: Jun 2004
Posts: 598 |
Ken A is exactly right. You can try North texas marine or fun and sun They are both good to work with. If you are interested in a triton I have a 2003 tr-21 225 opti. in excellent condition. I would like to upgrade.
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Re: The Best Way TO Finance A Used Boat?
[Re: ring fry]
#1791062
12/08/07 07:22 PM
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Joined: Jan 2006
Posts: 48
pselkhunter
Outdoorsman
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Outdoorsman
Joined: Jan 2006
Posts: 48 |
New or used boat, Well do a little home work. Here are some pointers. First Decide on how much money you want to spend on the boat that fits you needs. Then go to dealer and look at the prices of the brand new boats. If you don't windup in the emergency room, Take the same boat and run the Nada on it a year old and look at the difference. If that doesn't make up your mind, Try and locate a prostaffer, A lot of times you can get a boat that is 6 mths. old That has not been title with full waranty and a reasonalbe dicount. Most banks will lend you most of the money on a same year model rig.
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Re: The Best Way TO Finance A Used Boat?
[Re: pselkhunter]
#1792073
12/09/07 01:58 PM
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Joined: Apr 2005
Posts: 45,685
Big Red 12
TFF Guru
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TFF Guru
Joined: Apr 2005
Posts: 45,685 |
One thing to remember about a long term note. You won't build up much equity for another purchase. It may lower your payments, but it won't cut into the principle much. Lot of times guys will end up upside down on the note. Can't get what they owe for it. Try to start out with what you can afford with a note no longer than 60 months, build some equity and upgrade as your salary goes up. Too many horror stories on upside down loans on 120 months.
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Re: The Best Way TO Finance A Used Boat?
[Re: WISH'NIWASFISH'N]
#1795086
12/10/07 04:39 PM
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Joined: Apr 2006
Posts: 3,773
Dr. Chase
OP
TFF Team Angler
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OP
TFF Team Angler
Joined: Apr 2006
Posts: 3,773 |
thank you for all the posts and pms. i am still shopping for my boat so if you are selling one then guive me a holler. i am interested in other brsnds/models then what has been mentioned if the deal is right. too bad the nuclear banana isnt still around
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Re: The Best Way TO Finance A Used Boat?
[Re: Dr. Chase]
#1796273
12/10/07 11:15 PM
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Joined: Apr 2005
Posts: 45,685
Big Red 12
TFF Guru
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TFF Guru
Joined: Apr 2005
Posts: 45,685 |
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