I actually bought and paid in full for a 2023 SHO200…and used that boat and the Nitro Z7 as my reasoning. They sold it to me….I want even half way home from dropping off the boat to get it installed and they said “we can’t put this thing on your boat…we are a certified Yamaha dealer. We will sell you a 175 and you can flash it.” Then they couldn’t find a 175 anywhere on the list of dealers they partnered with, so a 150 and a flash kit became the plan.

I’ve only ever filed one boat claim, I got rear ended on the interestate as I was going about 10 in stalled traffic, a drunk women smoked me going about 80. Totaled my boat.

You might have a hard time getting your money back on the cost to flash, but insurance isn’t going to know anything about that. They don’t know anything about boats, I removed all my electronics and a few other things, and that didn’t affect what I received in the claim at all.

The drunk had progressive, they had no clue about anything to do with boats.

Crazy women asked me if it was okay if she hid her beer in the ditch before the cops came.

What were you putting it on? There weren’t many under 19 footers rated for 200 back in the day from what I remember. Here was my old rig.

all they say is max. rated hp on your cg plate, my 175 was on a champion 184 which was rated for 175 hp, technically I was 50 hp over but the engine was originally a 175 which matched the rating.

when you get in the big league then you have a max. hp no matter what your boat says, trails and jackpots, big bass etc. all just go with cg plate rating.