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Max Online: 36273 @ 01/23/13 02:34 PM
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#12829096 - 07/15/18 11:48 AM Insurance claim taking way too long
Snook20 Offline
Angler

Registered: 04/10/11
Posts: 364
Loc: Tyler
Long story short I was hit by a jetski a month ago and it was her fault. She filed the claim on her insurance which is pos Geico marine. The adjuster came out and looked at my G3 bass boat nearly four weeks ago. And he JUST met with her last week. I'm starting to get really irritated over the fact that I've had to sit here and look at my poor boat for a month and the claim handler in Virginia just keeps telling me to "be patient".. being that it's been over a month and there were no injuries do I have the right to really start putting the hammer down? I mean this is just RIDICULOUS. Even my father who is an Allstate agent that I have my boat insureance through said they could have had it taken care of weeks ago

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#12829099 - 07/15/18 11:53 AM Re: Insurance claim taking way too long [Re: Snook20]
SteezMacQueen Offline
TFF Celebrity

Registered: 11/02/14
Posts: 5890
Loc: Red Oak, Galveston, and Pagosa...
My Allstate agent had my sons car claim handled in less than a day.

The hammer WOULD HAVE BEEN DOWN!!
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#12829101 - 07/15/18 11:55 AM Re: Insurance claim taking way too long [Re: Snook20]
Snook20 Offline
Angler

Registered: 04/10/11
Posts: 364
Loc: Tyler
Well I shouldn't have to do this through my insurance and make my rates go up because it wasn't my fault. 1-800 insurance companies for ya

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#12829105 - 07/15/18 12:05 PM Re: Insurance claim taking way too long [Re: Snook20]
Bobby Milam Online   content
TFF Team Angler

Registered: 07/13/14
Posts: 3553
Loc: Arlington
I'm not sure your rates would go up because if it wasn't your fault, they are going to get reimbursed from the other company.

Ask your agent about your options and what it would do to you. Have you taken the boat to the dealer to get an estimate? If I remember correctly, it might be a total loss. I'd be using this time to get multiple assessments of what you are going to want. Don't rely on the insurance company

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#12829106 - 07/15/18 12:06 PM Re: Insurance claim taking way too long [Re: Snook20]
RedRanger Offline
burro desagradable

Registered: 08/20/03
Posts: 23948
Loc: Frisco, Texas
Let you insurance take care of you, and let them go after the person whom hit you and their insurance.

Isn't that what you pay them for?

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#12829133 - 07/15/18 12:52 PM Re: Insurance claim taking way too long [Re: RedRanger]
Chet Offline
Extreme Angler

Registered: 02/03/06
Posts: 1532
Loc: Ft Worth
Originally Posted By: RedRanger
Let you insurance take care of you, and let them go after the person whom hit you and their insurance.

Isn't that what you pay them for?


I'm thinking you do have ins. on your boat. Call your agent and he should get it taken care of fast, he doesn't want to pay for it. Working an ins problem yourself is crazy.
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#12829181 - 07/15/18 01:50 PM Re: Insurance claim taking way too long [Re: Chet]
Doug R. Online   content
TFF Celebrity

Registered: 06/11/12
Posts: 9700
Loc: back in the day
Originally Posted By: Chet
Originally Posted By: RedRanger
Let you insurance take care of you, and let them go after the person whom hit you and their insurance.

Isn't that what you pay them for?


I'm thinking you do have ins. on your boat. Call your agent and he should get it taken care of fast, he doesn't want to pay for it. Working an ins problem yourself is crazy.



Educate yourself on how your insurance coverage works and let your agent and insurance company work for you, that is what you pay them to do...

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#12829209 - 07/15/18 02:23 PM Re: Insurance claim taking way too long [Re: Snook20]
9094 Online   content
TFF Celebrity

Registered: 08/11/09
Posts: 7679
Loc: Albany
Progressive had me send pictures sent a check the same day. Also with a not that if there was any damage they missed have repair shop call them. I was back on water in a week.

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#12829304 - 07/15/18 04:07 PM Re: Insurance claim taking way too long [Re: 9094]
H2ODawg67 Offline
Angler

Registered: 04/07/17
Posts: 338
Loc: Kansas
I would make them pay you x amount for every day you can't get on the water.
_________________________
Formerly H2ODawg

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#12829362 - 07/15/18 05:39 PM Re: Insurance claim taking way too long [Re: Snook20]
forkduc Offline
TFF Guru

Registered: 03/28/07
Posts: 12039
Loc: Plano,Texas
Too long. Foremost did mine in a week.

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#12829441 - 07/15/18 06:55 PM Re: Insurance claim taking way too long [Re: Snook20]
Dax Davis Online   content
Extreme Angler

Registered: 10/27/08
Posts: 2226
Loc: Emory, Texas
You can file on yours and get it done and then your insurance will go after hers!!!! Will not affect your rates!
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#12829453 - 07/15/18 07:02 PM Re: Insurance claim taking way too long [Re: Snook20]
KingChamp202 Offline
Extreme Angler

Registered: 10/20/07
Posts: 1184
Loc: Splendora, Tx
Ask your dad lol.

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#12829797 - 07/16/18 05:48 AM Re: Insurance claim taking way too long [Re: H2ODawg67]
tmd11111 Offline
Pro Angler

Registered: 04/30/17
Posts: 899
Loc: San Angelo
Originally Posted By: H2ODawg67
I would make them pay you x amount for every day you can't get on the water.


Good luck with that.

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#12829856 - 07/16/18 07:22 AM Re: Insurance claim taking way too long [Re: Snook20]
Flooringit Offline
Extreme Angler

Registered: 06/30/15
Posts: 1192
Loc: Bella vista .arkansas
I think legally they have 30 days. But they are trying to make it your fault. That’s why they interviewed her
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2013 Phoenix 920xp

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#12830373 - 07/16/18 03:07 PM Re: Insurance claim taking way too long [Re: Snook20]
Snook20 Offline
Angler

Registered: 04/10/11
Posts: 364
Loc: Tyler
Well I got a call back today saying they wanna pay me 7,770 For my hull alone and 595 for the cost to transfer my outboard and accessories. I'm not gonna sign anything yet because theres no way in hell I'm gonna find a hull as nice as the one I've had for that money. Paid 10,500 cash 2 months ago for that boat. Feels like 3 hard years of saving is gone because some idiot on a jetski plowed into me. mad

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