A woman slammed into my boat today on a jetski. I won't go into details but she took full responsibility and it was indeed her fault. She is going to file a claim Monday but in the meantime I'm trying to figure out what the heck I'm going to do with my poor boat. It's a 2010 G3 eagle 176 that was in mint condition. Paid 10k for it two months ago now it's got huge dent and gaping hole in it. the trolling motor head also cracked from the shock some how. I will post pictures. I feel like this is something that will have to be done through G3 because I want my boat looking the way it did before the incident. Any of you guys got a suggestion?

What lake did this happen on? Had this almost happen to me on Cedar Creek a few years ago,girl about ten years old couldn't turn it.

palestine

New hull or totaled....bad deal, glad you are okay.

New hull. They will take everything off your boat, and put it on a new hull.

FILE ON YOUR INSURANCE!! Let them take it up with HER insurance company. It wouldn't be the first time stories have changed overnight.

There is no repair that is going to look right. There will likely be damage to the structure and welds that won't be visible without pulling the deck. The fastest solution would be to let your insurance cover the damage and replacement and then subrogate against her insurance company. Be sure to claim everything that is damaged, not just the hull, also any injury to you or passengers.

yeah, the boat is a total loss. you probably need to start thinking about a shop that will write you an estimate with a bottom dollar or a statement saying it is beyond repair and will never be the same again. be sure to tell who ever you file with you want the salvage value too because your considering keeping the boat. me, i would file on her ins first, if they accept liability, no need to file on yours, but if things don't go right with her ins carrier, only then would i file on mine

Well she is filling the claim tomorrow. and there were to many people around at my boat dock where she followed me back to that heard her say it was completely her fault multiple times. Including my father and neighbor who are both insurance agents. As for the hull. How would I get one like this if they don't make them anymore? I feel like I shouldnt have to settle for something less that's for sure

ins will pay a monetary value, they're not going to replace your boat for you. you go buy what you want with what you get for the value of your boat

This is the lousy part. If the hull isn�t repairable insurance will only pay retail value of the hull. Leaving you stuck with a motor and trailer. Trying to find a replacement is sadly not their problem.

What about the shop cost of per say mounting my outboard on a new hull? And trolling motor damage? This is getting super irritating

That�s where the fight comes in. Also demand sales tax if it�s totaled. So you don�t have to pay it twice.

The Trolling Motor repair can be done in 1/2 an hour, so depending on the shop's hourly rate.
You can order bottom housing from Jones Trolling motor or your own source.
Relatively easy to swap out.

Get a written quote on transferring all of your components to a new hull and submit it to her insurance adjuster, also the cost of parts and labor to repair the trolling motor. You are entitled to be paid for everything damaged. Collecting anything after they write a settlement check is going to be difficult at best.
It works the same as auto insurance. They will pay you the retail value of the hull based on age and condition. If there is a lien on the boat, the lien holder will be paid off from the proceeds and you'll get the balance.
This is where an agreed on value insurance policy statrts looking pretty good.

By components you mean my motor, electronics trolling motor etc? Should I take it up to the local G3 dealer?

I guess I'm giving a hard time understanding that if I paid 10'600 cash two months ago how am I going to find a new similar hull for the value of the current 2010 model hull. I mean it's not like they can just build a new one at the factory. And a 2018/17 model is probably more than what this is worth. I guess I just feel deviatated and angry that my poor boat that was in mint condition is gone for good and I'll have to put this nice 50 yammaha fouratroke on a ugly Jon boat hull

You aren't going to get a new hull for what yours is worth. You'll be paid for a 2010 hull.
That said, the $10,600 you paid for the rig included the motor and trailer. Those are not going to be included in the claim, so you are not going to get the full price for the entire rig, but you aren't replacing everything either.

My comments may not be 100% accurate, but that is how I understand the insurance system. Your first step and the one that will get you accurate information is to talk to your agent since he is ultimately the one who will go to bat for you.

If you don't agree with their reimbursement, you can always contact a lawyer and sue for damages.

Yes

You are fortunate she has insurance. We had 2 close ones Saturday on Texoma. I would hate to see the aftermath of a jet ski hitting a 22' CC at any speed. I have witnessed 2 jet ski wrecks. One involved 2 jet skis and I cheered as I watched them sink. Of course only after seeing the people were OK. Other one was an idiot on a jet ski who turned full speed in to the side of a 18' open bowrider. Happened in a No Wake zone. Fortunately he did not make contact as he sailed over the bow. Jet Skis are a nuisance both at the ramp and on the water.

Only advice I can give is from personal experience with a dopey squirt bike driver:
Go ahead and lawyer up, if you don't you'll wish you did.

what's the word snooky? did you finally figure out how the cow is gonna eat the corn or did you lawyer up?

I would think they would total the boat and pay you your original cost. That or pay twice as much to try and fix it. Good luck.

I have only one time seen a boat totaled that didn't include the motor and trailer and that was because the customer upgraded the motor after he got insurance on the boat.
Depending on the insurance company paying the claim they should write you a check everything. I see a totaled boat come through my shop about once a month and this is typically the way it works

Call me if we can help.

Any updates?

Ditto

One other thing that needs to be mentioned that the accident needs to be reported to Texas Parks and Wildlife. Any boating accident that damages someone else's property with more that $2,000 damages should be reported Per TP&W Code Section 31.105

Texas Parks and Wildlife

That sux hope they fix you up right

Been a long 3 weeks but after the adjuster and a reputable local aluminum boat builder/repair shop looked at it they both agreed its fixable IF G3 will send a piece of the extruded aluminum gunnel.