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Dec 30th, 2023
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 Allstate insurance
#12717067
04/15/18 01:50 AM
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Joined: May 2006
Posts: 6,656
Kerry Dugan
OP
TFF Celebrity
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OP
TFF Celebrity
Joined: May 2006
Posts: 6,656 |
Homeowners insurance has gone downhill in last few years.
That is all, carry on.
Reel Thrill’s Guide Service
Hybrid Striped Bass
White Bass
Richland Chambers Lake
469-891-1323
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Re: Allstate insurance
[Re: Kerry Dugan]
#12717069
04/15/18 01:52 AM
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Joined: Feb 2014
Posts: 8,591
Smurfs
TFF Celebrity
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TFF Celebrity
Joined: Feb 2014
Posts: 8,591 |
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Re: Allstate insurance
[Re: Kerry Dugan]
#12717215
04/15/18 04:32 AM
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Joined: Aug 2003
Posts: 30,319
RedRanger
burro desagradable
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burro desagradable
Joined: Aug 2003
Posts: 30,319 |
Homeowners insurance has gone downhill in last few years.
That is all, carry on. Allstate has become the one of the worst HomeOnwers Insurance company out there
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Re: Allstate insurance
[Re: RedRanger]
#12717245
04/15/18 08:01 AM
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Joined: May 2006
Posts: 6,656
Kerry Dugan
OP
TFF Celebrity
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OP
TFF Celebrity
Joined: May 2006
Posts: 6,656 |
Homeowners insurance has gone downhill in last few years.
That is all, carry on. Allstate has become the one of the worst HomeOnwers Insurance company out there Getting [censored] my parents. They have used em for years, about a year ago a decent hail storm came through. Mother called and inspector came out. Checked roof and stated that there is some damage, but not significant to worry about. Couple months later another one came through. 3 neighbors had roof replaced. Allstate once again stated yes you has hail damage, not significant enough to replace roof. Fast forward to a couple weeks ago. Parents had to renew homeowners policy. Inspector came out, look at everything around the house. Mother received a letter today of cancellation due to pre exsisting dmage mother called and they stated roof is damaged and we cant cover your home.
Last edited by Kerry Dugan; 04/15/18 08:03 AM.
Reel Thrill’s Guide Service
Hybrid Striped Bass
White Bass
Richland Chambers Lake
469-891-1323
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Re: Allstate insurance
[Re: Kerry Dugan]
#12717275
04/15/18 11:02 AM
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Joined: Aug 2003
Posts: 30,319
RedRanger
burro desagradable
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burro desagradable
Joined: Aug 2003
Posts: 30,319 |
Homeowners insurance has gone downhill in last few years.
That is all, carry on. Allstate has become the one of the worst HomeOnwers Insurance company out there Getting [censored] my parents. They have used em for years, about a year ago a decent hail storm came through. Mother called and inspector came out. Checked roof and stated that there is some damage, but not significant to worry about. Couple months later another one came through. 3 neighbors had roof replaced. Allstate once again stated yes you has hail damage, not significant enough to replace roof. Fast forward to a couple weeks ago. Parents had to renew homeowners policy. Inspector came out, look at everything around the house. Mother received a letter today of cancellation due to pre exsisting dmage mother called and they stated roof is damaged and we cant cover your home. I deal with them on water leaks in the houses, I wouldn't have them. At one time they were pretty good, them days are gone
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Re: Allstate insurance
[Re: Kerry Dugan]
#12717342
04/15/18 01:06 PM
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Joined: Nov 2002
Posts: 54,427
RayBob
Super Freak
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Super Freak
Joined: Nov 2002
Posts: 54,427 |
They were pretty bad to some post Hurricane Rita around here .
Advice? Wise men don't need it. Fools won't heed it.
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Re: Allstate insurance
[Re: Kerry Dugan]
#12717384
04/15/18 01:39 PM
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Joined: Jun 2013
Posts: 657
Chevy4dr57
Pro Angler
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Pro Angler
Joined: Jun 2013
Posts: 657 |
Great insurers until you need them to pay for coverage. You get what you pay for.........
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Re: Allstate insurance
[Re: Kerry Dugan]
#12717449
04/15/18 02:40 PM
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Joined: Jul 2009
Posts: 1,539
dkershen
Extreme Angler
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Extreme Angler
Joined: Jul 2009
Posts: 1,539 |
I was with them 25 years over 4 houses. Had a very large hail claim last spring. They paid the claim and then dropped me like a hot rock. Took forever to find a new insurance company because no one wanted to touch me after that claim. Now paying twice the premium to Farmers because they knew they had me over a barrel.
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Re: Allstate insurance
[Re: dkershen]
#12717457
04/15/18 02:44 PM
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Joined: Mar 2004
Posts: 10,699
Team Skeeterless
TFF Guru
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TFF Guru
Joined: Mar 2004
Posts: 10,699 |
I was with them 25 years over 4 houses. Had a very large hail claim last spring. They paid the claim and then dropped me like a hot rock. Took forever to find a new insurance company because no one wanted to touch me after that claim. Now paying twice the premium to Farmers because they knew they had me over a barrel. Premium has nothing to do with having you over a barrel. Only based on rating factors, areas and such but certainly not charging more just cause your having a hard time finding someone to cover you. Lol
Nick Larsen
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Re: Allstate insurance
[Re: dkershen]
#12717464
04/15/18 02:47 PM
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Joined: Aug 2003
Posts: 30,319
RedRanger
burro desagradable
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burro desagradable
Joined: Aug 2003
Posts: 30,319 |
I was with them 25 years over 4 houses. Had a very large hail claim last spring. They paid the claim and then dropped me like a hot rock. Took forever to find a new insurance company because no one wanted to touch me after that claim. Now paying twice the premium to Farmers because they knew they had me over a barrel. Insurances uses C.L.U.E. System to track claims on the houses.
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Re: Allstate insurance
[Re: RedRanger]
#12717529
04/15/18 04:00 PM
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Joined: Sep 2003
Posts: 1,718
aclaimsman
Extreme Angler
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Extreme Angler
Joined: Sep 2003
Posts: 1,718 |
I was with them 25 years over 4 houses. Had a very large hail claim last spring. They paid the claim and then dropped me like a hot rock. Took forever to find a new insurance company because no one wanted to touch me after that claim. Now paying twice the premium to Farmers because they knew they had me over a barrel. Insurances uses C.L.U.E. System to track claims on the houses. Not only do they track your homeowner claims, they track your'e overall claims history. Bad driver, workers comp claims, homeowners, etc, make for a bad risk.
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Re: Allstate insurance
[Re: Kerry Dugan]
#12717582
04/15/18 04:40 PM
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Joined: Oct 2004
Posts: 16,903
SheldonS
TFF Guru
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TFF Guru
Joined: Oct 2004
Posts: 16,903 |
Homeowners insurance has gone downhill in last few years.
That is all, carry on. Allstate has become the one of the worst HomeOnwers Insurance company out there Getting [censored] my parents. They have used em for years, about a year ago a decent hail storm came through. Mother called and inspector came out. Checked roof and stated that there is some damage, but not significant to worry about. Couple months later another one came through. 3 neighbors had roof replaced. Allstate once again stated yes you has hail damage, not significant enough to replace roof. Fast forward to a couple weeks ago. Parents had to renew homeowners policy. Inspector came out, look at everything around the house. Mother received a letter today of cancellation due to pre exsisting dmage mother called and they stated roof is damaged and we cant cover your home. Need to do this ASAP. https://www.tdi.texas.gov/consumer/complfrm.html
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Re: Allstate insurance
[Re: SheldonS]
#12717585
04/15/18 04:45 PM
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Joined: Aug 2003
Posts: 30,319
RedRanger
burro desagradable
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burro desagradable
Joined: Aug 2003
Posts: 30,319 |
Homeowners insurance has gone downhill in last few years.
That is all, carry on. Allstate has become the one of the worst HomeOnwers Insurance company out there Getting [censored] my parents. They have used em for years, about a year ago a decent hail storm came through. Mother called and inspector came out. Checked roof and stated that there is some damage, but not significant to worry about. Couple months later another one came through. 3 neighbors had roof replaced. Allstate once again stated yes you has hail damage, not significant enough to replace roof. Fast forward to a couple weeks ago. Parents had to renew homeowners policy. Inspector came out, look at everything around the house. Mother received a letter today of cancellation due to pre exsisting dmage mother called and they stated roof is damaged and we cant cover your home. Need to do this ASAP. https://www.tdi.texas.gov/consumer/complfrm.html The big 3 Insurance companies in Texas back around 2000 took all the bite out of the TDI. They are now just a neutered joke. Remember when they all stopped selling homeowner insurance in Texas, and companies like Farmers was cancelling long time customers. TDI had no power over them. They did away with the HO-A and HO-B policies and when they started selling homewoners again they offered a much water down version with the same rates.
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Re: Allstate insurance
[Re: Kerry Dugan]
#12717662
04/15/18 06:29 PM
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Joined: Mar 2004
Posts: 10,699
Team Skeeterless
TFF Guru
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TFF Guru
Joined: Mar 2004
Posts: 10,699 |
Is that where your hate for Farmers comes from RR?? Cause theres far more to the story but your correct about the HOB going away at the time simply bc it lacked the word sudden when talking about water discharge so courts determined that mold was covered under the HOB in TX. The mold issue would have bankrupted all major insurers and when insurance companies asked to get sudden added to the HOB policy language they were denied by TDI. Thats why everyone stopped selling and had to come up with new policies. Its was not a fun time to be working for an agents office thats for sure.
Nick Larsen
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Re: Allstate insurance
[Re: RedRanger]
#12717698
04/15/18 07:48 PM
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Joined: Jan 2006
Posts: 32,920
Scagnetti
TFF Guru
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TFF Guru
Joined: Jan 2006
Posts: 32,920 |
Allstate has become the one of the worst HomeOnwers Insurance company out there
Getting [censored] my parents. They have used em for years, about a year ago a decent hail storm came through. Mother called and inspector came out. Checked roof and stated that there is some damage, but not significant to worry about. Couple months later another one came through. 3 neighbors had roof replaced. Allstate once again stated yes you has hail damage, not significant enough to replace roof. Fast forward to a couple weeks ago. Parents had to renew homeowners policy. Inspector came out, look at everything around the house. Mother received a letter today of cancellation due to pre exsisting dmage mother called and they stated roof is damaged and we cant cover your home. Need to do this ASAP. https://www.tdi.texas.gov/consumer/complfrm.html The big 3 Insurance companies in Texas back around 2000 took all the bite out of the TDI. They are now just a neutered joke. Remember when they all stopped selling homeowner insurance in Texas, and companies like Farmers was cancelling long time customers. TDI had no power over them. They did away with the HO-A and HO-B policies and when they started selling homewoners again they offered a much water down version with the same rates. A friend of mine, who is also a long time State Farm agent, once told me that if it was up to the insurance companies, theyd wish that California, Texas and Florida would all float out into the ocean and be gone because of all the catastrophic property claims from those states
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