Allstate opened up a claim from 9 months prior to cover a blown powerhead to prevent me from having to pay another deductible. Previous claim was for a blown compressor in my fuel system. They cut me a check for the totaled motor minus what they paid out last April. I left a voice mail and they called and said they'd total out the motor and open the previous claim. If you don't have Allstate, you are doing yourself a disservice.