Main Menu
Newest Members
RTGB, thomascat, BmacBmac1, goodag2, DALLASTIGER84
107427 Registered Users
Top Posters
TexDawg 88158
Pilothawk 76220
JDavis7873® 67390
John175® 66864
FattyMcButterpants 60846
Derek 🐝 59798
Tritonman 57928
LoneStarSon® 54263
SkeeterRonnie 53303
Mark Perry 51862
Forum Stats
107427 Members
60 Forums
804828 Topics
10194896 Posts

Max Online: 36273 @ 01/23/13 02:34 PM
Topic Options
#12497655 - 11/09/17 06:52 AM Progressive want Pay
Tmac Offline

Registered: 03/11/03
Posts: 208
Loc: bryan,tx.
Having a very bad experience with Progressive
Hit a rock on the Red River and damaged lower unit
Shop determined the prop shaft was bent and bottom of skag was broken off and one blade was broke on prop
Progressive is refusing to cover the prop because in their assessment since only one blade was damaged that it was not possible to have been caused by the rock that the other two blades would have to have been damaged
Even though they admit the shaft was bent and skag broken they still refuse to cover the prop

This is the most arrogant agent I have ever talked to and if anyone knows of a state agency where I can file a complaint I would appreciate knowing

I urge all boat owners to never use Progressive and when it’s time to renew please go anywhere else to save yourself from the misery I am goi g through

#12497665 - 11/09/17 07:15 AM Re: Progressive want Pay [Re: Tmac]
Flippin-Out Offline
Extreme Angler

Registered: 02/25/15
Posts: 2141
Loc: Magnolia, TX
You sometimes make a mistake by marrying a skag (or is it "scag"?), but you bend the SKEG on your outboard.....

You can change insurance providers at any time, not just when an insured period of time ends. A per day pro-rated refund will be given for unused time in the insured period. You can then start a new policy period with a new provider.

There is usually an appeals process for denied coverage. Arguing with an agent isn't it, I'd bet. Getting the shop that assessed the damage to write an explanation as to how the observed damage is feasible probably is a more reasonable part of that process. Damage to one blade is feasible in a single collision event, you're just unable to explain why, and you're telling it to the wrong person. It will also need to be written clearly and submitted for review by the claims investigator, not your agent.

Edited by Flippin-Out (11/09/17 07:20 AM)

#12497938 - 11/09/17 11:03 AM Re: Progressive want Pay [Re: Tmac]
fouzman Offline

Registered: 01/20/09
Posts: 46494
Loc: Houston, TX
I've had two large claims paid by Progressive without any problems. But my agent is Bob at Worldwide Marine Insurers and he's about as hands on as any agent I've ever known. You should give him a call when you make the change.
"Things turn out best for those who make the best of the way things turn out" - Zachary Troy Schrah - a young man with vision far beyond his years.

#12497963 - 11/09/17 11:25 AM Re: Progressive want Pay [Re: Tmac]
6BOOMER Offline
Pro Angler

Registered: 01/16/12
Posts: 885
Loc: Del Rio, Tx
I use Progressive through USAA. Hit a submerged bridge last week, replacing lower unit and new prop as I type. Also minor hull damage. I have no problem with Progressive..

#12512652 - 11/22/17 09:20 AM Re: Progressive want Pay [Re: Tmac]
Classic Fiberglass Offline
Pro Angler

Registered: 05/19/10
Posts: 886
Loc: Denton, Texas
Progressive is typically the easiest to deal with at my shop but it also varies per adjuster. You can request that a 3rd party marine survey look at the damage and give his assessment.

#12513495 - 11/22/17 09:32 PM Re: Progressive want Pay [Re: Tmac]
ETX Guide Kristopher Douglas. Offline
Extreme Angler

Registered: 06/14/08
Posts: 1328
Loc: lake palestine ,tx
Progressive screwed me out of a legit claim 10 years ago. They haven't seen a dime from me since.

#12519290 - 11/28/17 04:35 PM Re: Progressive want Pay [Re: Tmac]
texasbass1 Offline
TFF Celebrity

Registered: 02/12/05
Posts: 5871
Loc: The Colony, TX
It may be your adjuster, I've never had any problem with Progressive covering damages. They pay quick too
Pat Leach

USAF MSgt Retired

#12524341 - 12/02/17 03:25 PM Re: Progressive want Pay [Re: Tmac]
TFF Celebrity

Registered: 09/14/04
Posts: 7319
Bob at worldwide has been great for me.

" Success is a ladder you can not climb with your hands in your pockets."

#12536632 - 12/13/17 06:34 AM Re: Progressive want Pay [Re: Tmac]
SkeeterRonnie Offline
Super Freak

Registered: 02/25/03
Posts: 53303
Loc: Campbell, TX
go above the adjuster and speak to his superior and voice your concerns, keep climbing up that old corporate ladder until someone gives you the results. the squeaky wheel gets the grease..

#12620316 - 02/10/18 10:30 AM Re: Progressive want Pay [Re: 6BOOMER]
Bob Davis Online   content
Bunkeroid Bob

Registered: 05/30/02
Posts: 23565
Loc: Dallas, Texas, USA
Originally Posted By: 6BOOMER
I use Progressive through USAA. Hit a submerged bridge last week, replacing lower unit and new prop as I type. Also minor hull damage. I have no problem with Progressive..

Good to hear, I just changed to USAA last month. All of my insurane, home, car, truck, rv etc. USAA doesn't cover boats though but as you stated they use Progressive. So I now have Progressive for the boat. That was hard to swallow for me since progressive the company is progressive.

#12621366 - 02/10/18 11:42 PM Re: Progressive want Pay [Re: Tmac]
Alumacraft 14 Offline

Registered: 02/24/06
Posts: 166
Loc: Texas
Won't.... bolt


© 1998-2017 OUTDOOR SITES NETWORK all rights reserved USA and Worldwide