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#12497655 - 11/09/17 06:52 AM Progressive want Pay
Tmac Offline
Outdoorsman

Registered: 03/11/03
Posts: 208
Loc: bryan,tx.
Having a very bad experience with Progressive
Hit a rock on the Red River and damaged lower unit
Shop determined the prop shaft was bent and bottom of skag was broken off and one blade was broke on prop
Progressive is refusing to cover the prop because in their assessment since only one blade was damaged that it was not possible to have been caused by the rock that the other two blades would have to have been damaged
Even though they admit the shaft was bent and skag broken they still refuse to cover the prop

This is the most arrogant agent I have ever talked to and if anyone knows of a state agency where I can file a complaint I would appreciate knowing

I urge all boat owners to never use Progressive and when it’s time to renew please go anywhere else to save yourself from the misery I am goi g through

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#12497665 - 11/09/17 07:15 AM Re: Progressive want Pay [Re: Tmac]
Flippin-Out Offline
Extreme Angler

Registered: 02/25/15
Posts: 2018
Loc: Magnolia, TX
You sometimes make a mistake by marrying a skag (or is it "scag"?), but you bend the SKEG on your outboard.....

You can change insurance providers at any time, not just when an insured period of time ends. A per day pro-rated refund will be given for unused time in the insured period. You can then start a new policy period with a new provider.

There is usually an appeals process for denied coverage. Arguing with an agent isn't it, I'd bet. Getting the shop that assessed the damage to write an explanation as to how the observed damage is feasible probably is a more reasonable part of that process. Damage to one blade is feasible in a single collision event, you're just unable to explain why, and you're telling it to the wrong person. It will also need to be written clearly and submitted for review by the claims investigator, not your agent.


Edited by Flippin-Out (11/09/17 07:20 AM)

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#12497938 - 11/09/17 11:03 AM Re: Progressive want Pay [Re: Tmac]
fouzman Offline
Methuselah

Registered: 01/20/09
Posts: 45854
Loc: Houston, TX
I've had two large claims paid by Progressive without any problems. But my agent is Bob at Worldwide Marine Insurers and he's about as hands on as any agent I've ever known. You should give him a call when you make the change.
_________________________
"Things turn out best for those who make the best of the way things turn out" - Zachary Troy Schrah - a young man with vision far beyond his years.

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#12497963 - 11/09/17 11:25 AM Re: Progressive want Pay [Re: Tmac]
6BOOMER Online   content
Pro Angler

Registered: 01/16/12
Posts: 795
Loc: Del Rio, Tx
I use Progressive through USAA. Hit a submerged bridge last week, replacing lower unit and new prop as I type. Also minor hull damage. I have no problem with Progressive..

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