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Forums59
Topics1,039,150
Posts13,960,075
Members144,192
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Most Online39,925
Dec 30th, 2023
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 Boat Loans
#12382256
08/11/17 07:25 PM
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Joined: Mar 2011
Posts: 328
Stratos2011
OP
Angler
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OP
Angler
Joined: Mar 2011
Posts: 328 |
Where is the best place for boat loans?
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Re: Boat Loans
[Re: Stratos2011]
#12382268
08/11/17 07:32 PM
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Joined: Apr 2009
Posts: 2,753
Outdoordude
Extreme Angler
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Extreme Angler
Joined: Apr 2009
Posts: 2,753 |
Credit unions, in my experience.
Scott Jones
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Re: Boat Loans
[Re: Stratos2011]
#12382277
08/11/17 07:36 PM
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Joined: Sep 2012
Posts: 811
bbassfishes
Pro Angler
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Pro Angler
Joined: Sep 2012
Posts: 811 |
A credit Union will get you the best rate by far, but getting approved is the problem. Dealers tend to have relationships with banks that can help you get in the door, though depending on the dealer, they can give you higher rates to make more money for the salesman, so be careful with that.
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Re: Boat Loans
[Re: Stratos2011]
#12382332
08/11/17 08:21 PM
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Joined: Jul 2014
Posts: 4,340
Bobby Milam
TFF Team Angler
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TFF Team Angler
Joined: Jul 2014
Posts: 4,340 |
New or used? I used classic financing in the finance section of the forum. It was a fast painless loan on an old boat.
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Re: Boat Loans
[Re: Stratos2011]
#12382619
08/11/17 11:42 PM
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Joined: Aug 2009
Posts: 2,408
dimitri
Extreme Angler
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Extreme Angler
Joined: Aug 2009
Posts: 2,408 |
fun n sun just gave me a rate 2% less than wells fargo or texas trust credit union could offer. i checked other placed too but those are the 2 names i remember off the top of my head. i own my home and looked into a home equity loan which was 1% higher than the fun n sun rate.
Marine Electronics Installation
[by appointment only in Azle, Texas]
Graphs, Trolling Motors & Battery Chargers
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Re: Boat Loans
[Re: Stratos2011]
#12382688
08/12/17 12:59 AM
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Joined: Nov 2013
Posts: 298
Texasdeepv
Angler
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Angler
Joined: Nov 2013
Posts: 298 |
Credit union. One call and it was done.
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Re: Boat Loans
[Re: Stratos2011]
#12383260
08/12/17 03:59 PM
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Joined: May 2017
Posts: 136
TrailHand
Outdoorsman
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Outdoorsman
Joined: May 2017
Posts: 136 |
A separate bank account. You can make it online now. Make payments to it every month like you would with a boat moan, i mean boat loan, then pay for your boat and own it.
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Re: Boat Loans
[Re: Stratos2011]
#12383286
08/12/17 04:26 PM
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Joined: Mar 2007
Posts: 16,339
forkduc
TFF Guru
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TFF Guru
Joined: Mar 2007
Posts: 16,339 |
Try posting in the boat loans forum!
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Re: Boat Loans
[Re: Stratos2011]
#12383601
08/12/17 09:55 PM
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Joined: Feb 2010
Posts: 613
LunkerXpress
Pro Angler
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Pro Angler
Joined: Feb 2010
Posts: 613 |
Rec Lending beat my credit union and the process was pain free.
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