That may work well on a little older boat. I'm talking about a very nice boat but older and they don't want to pay anything when it gets killed. This older boat may have been updated with new seats,carpet and so on. If it's worth more than the book shows you may need to make an adjustment. If the insurance co. will go along with you. You may need to show them some invoices on the money you dumped into the boat.
TAKE A PHOTO HOME NOT THE FISH. CATCH AND RELEASE
Set the hook first and ask questions later.