You might double check on that one. Personal property loss usually is $200-500 deductible. the 1% usually applies to the building, not the contents, or property not on sight.I have not had a claim in a long time, but last time I did, several deer rifles, a couple of handguns, gps, etc, was stolen out of the truck, all covered under home owners, I think $200 deductible
DON'T LET THE CLOTHES FOOL YA
Life is too short to fish with a dead crickett!