Mike is right. Score is only one part of the approval. Bureaus vary so much that generally what is on it is more important than the EXACT score. No number is a magic bullet that works every time. You can have a 780 and get declined based on lack of history, high CC debt, debt to income...... Several things play a part. The score generally is used to set the rate. The volume of trades and all the other items count toward the approval or decline.
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