Resource 1 in Carrollton offered 3.25% on a 11 year old boat up to 72 months. 20% down was required but this was the best deal thanks to fellow TFF'ers. Also thanks as well for the advice on Voyeger in Frisco. A 28k boat is going to cost me around $30.00/month with a deductible of $280.00. You guys saved me some money and I hope others can take advantage as well.