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Max Online: 36273 @ 01/23/13 02:34 PM
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#11687330 - 06/24/16 05:23 PM Boat Insurance For Older Boats
lonestar Offline
Angler

Registered: 07/03/01
Posts: 471
Loc: Cleburne, TX
Is it possible to insure boats that are more than 10 years old. Have a 2002 Triumph Center Console with 2002 140 hp 4 stroke Suzuki. It is in really good shape. Can this boat and motor be insured?

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#11689285 - 06/26/16 06:35 AM Re: Boat Insurance For Older Boats [Re: lonestar]
RedRanger Online   content
burro desagradable

Registered: 08/20/03
Posts: 21153
Loc: Frisco, Texas
Of course it can be insured
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#11689404 - 06/26/16 08:48 AM Re: Boat Insurance For Older Boats [Re: lonestar]
Ol Man River Offline
Extreme Angler

Registered: 06/16/11
Posts: 1293
Loc: Orange, Texas
Originally Posted By: lonestar
Is it possible to insure boats that are more than 10 years old. Have a 2002 Triumph Center Console with 2002 140 hp 4 stroke Suzuki. It is in really good shape. Can this boat and motor be insured?


Yes sir, it should be insured if it has any substantial value unless you are willing to accept the risk yourself and pay for any damages if they occur. In most cases the cost of insurance on an older boat is reasonable and worth it for peace of mind not to mention the liability when on the water with others.

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#11797538 - 08/25/16 10:26 PM Re: Boat Insurance For Older Boats [Re: lonestar]
J Rankin Offline
Extreme Angler

Registered: 08/31/09
Posts: 2378
Loc: spring tx
I just got my 99 skeeter 202c insured through charter and was only $278.00 a year.. Full tournament coverage
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#11798930 - 08/26/16 04:53 PM Re: Boat Insurance For Older Boats [Re: lonestar]
Insurancepro Offline
Outdoorsman

Registered: 01/23/09
Posts: 157
Getting insurance for a older boat is easy. Just be careful on what you buy. A lot of companies will have depreciation on machinery. I have been able to help a lot of the members here to better understand Marine insurance. Feel free to give me a call if I can help in anyway. Thanks Bob Luellen 800-339-1235

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#11997024 - 12/21/16 02:24 PM Re: Boat Insurance For Older Boats [Re: lonestar]
83falcon Offline
Pro Angler

Registered: 04/16/08
Posts: 584
Loc: Lewisville, TX
I had an appraisal done on my 82 falcon and 2013 aluminum trailer. I then took it to AAA and had them do a agreed to value policy. If not, like with my claim with Allstate, I would get dinged 2% of each year of the boats age. It hurt bad when they deducted 50% from my repair bill.

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#12094005 - 02/14/17 02:19 PM Re: Boat Insurance For Older Boats [Re: lonestar]
hopalong Online   content
Pumpkin Head

Registered: 09/06/08
Posts: 75515
Loc: drake river ranch (formerly pi...
I carry 300,000 liability and 5,000 medical per person on an 82 champion 184.

just got my bill, 75.00 a yr.
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#12095040 - 02/15/17 06:41 AM Re: Boat Insurance For Older Boats [Re: hopalong]
jla11868 Offline
Green Horn

Registered: 01/28/17
Posts: 13
Loc: Lake Palestine
what ins co. do you have?

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