$130 rod? Not likely, at all.
And, no, to the idea of a hard pulling fish creating more force on the guides.
When a large bass gets on line and bends or flexes your rod, it alters the resistance on the guides by spreading it out. It isn't at all like, say, a rope anchored over the edge of an unmovable cliff dangling down with a load on it. That would create an obvious stress point where a break would occur where the rope and the unmovable edge meet. With your rod, as it flexes, its lifting lever actually shortens and the tip points down so the braid is no longer at the more or less 90 degrees bend as it would be if you just took the line up taut without a fish on board.
Anyway, drop a 20 lbs. plate on the floor, hook up, pull like a fish is on and you will see that the braid is pressing down on a whole lot more rod "real estate" than any one guide and certainly the tip of the rod which is almost entirely not involved at that point. It might not even be touching the bottom of that terminal guide at all.
Hope this helps!
Hey! if you are concerned about that braid noise, several brands are slick and don't make that sound. Sufix 832 is quiet, for example.