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Transom issues
#11728918
07/18/16 06:13 PM
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Joined: Jan 2012
Posts: 840
rowlettfisherman
OP
Pro Angler
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OP
Pro Angler
Joined: Jan 2012
Posts: 840 |
Does anyone know if insurance companies pay for transom issues do to I'm guessing rot? It cracked at the lake Thursday. I didn't hit anything, and don't wish to lie to them and say I did.
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Re: Transom issues
[Re: rowlettfisherman]
#11729283
07/18/16 10:21 PM
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Joined: Nov 2007
Posts: 5,521
ssmith
TFF Celebrity
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TFF Celebrity
Joined: Nov 2007
Posts: 5,521 |
insurance is made for accidental damage not normal repairs. how old is your boat?
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Re: Transom issues
[Re: rowlettfisherman]
#11729300
07/18/16 10:31 PM
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Joined: Nov 2002
Posts: 5,050
BMCD
TFF Celebrity
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TFF Celebrity
Joined: Nov 2002
Posts: 5,050 |
if it was caused from impact they should. But they have been getting alot more pressure to not cover even impact issues.
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Re: Transom issues
[Re: rowlettfisherman]
#11729447
07/19/16 12:36 AM
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Joined: Jul 2014
Posts: 4,340
Bobby Milam
TFF Team Angler
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TFF Team Angler
Joined: Jul 2014
Posts: 4,340 |
No. If it is bad rot and you struck something, I think that they might argue that it was the rot that caused the damage. Boat probably isn't worth paying for a new transom to be installed. I'd look into a pourable transom. I did one on my last boat and it wasn't that hard, cost was about $400 and it was as strong or stronger than new.
Of course, I'd call the insurance and see what they say. You never know, you might get lucky.
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Re: Transom issues
[Re: Bobby Milam]
#11729480
07/19/16 12:53 AM
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Joined: Sep 2003
Posts: 352
Von
Angler
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Angler
Joined: Sep 2003
Posts: 352 |
Boat probably isn't worth paying for a new transom to be installed. Says who??? If the rest of the boat is solid...why not fix it? You seen the prices on used boats lately?
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Re: Transom issues
[Re: rowlettfisherman]
#11729481
07/19/16 12:54 AM
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Joined: Sep 2003
Posts: 352
Von
Angler
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Angler
Joined: Sep 2003
Posts: 352 |
Does the transom flex? Brown goo coming out of any bolt holes? Where did it crack?
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Re: Transom issues
[Re: Von]
#11729784
07/19/16 03:45 AM
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Joined: Jul 2014
Posts: 4,340
Bobby Milam
TFF Team Angler
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TFF Team Angler
Joined: Jul 2014
Posts: 4,340 |
Boat probably isn't worth paying for a new transom to be installed. Says who??? If the rest of the boat is solid...why not fix it? You seen the prices on used boats lately? Well, could say you since you were on a few months ago going on about how many Champions, Rangers and bass cats you had found for $3000. Unless it is a big Champion in great shape, a pourable transom repair makes much more sense.
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Re: Transom issues
[Re: Bobby Milam]
#11730125
07/19/16 01:58 PM
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Joined: Mar 2013
Posts: 317
Big Lunker
Angler
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Angler
Joined: Mar 2013
Posts: 317 |
No. If it is bad rot and you struck something, I think that they might argue that it was the rot that caused the damage. Boat probably isn't worth paying for a new transom to be installed. I'd look into a pourable transom. I did one on my last boat and it wasn't that hard, cost was about $400 and it was as strong or stronger than new.
Of course, I'd call the insurance and see what they say. You never know, you might get lucky. I re-did my Old Skeeter transom with a liquid product called, (SEACAST). After it was cured, the transom is stronger than the day the boat was made. Good Stuff!!!
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Re: Transom issues
[Re: Bobby Milam]
#11734395
07/21/16 04:03 PM
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Joined: Sep 2003
Posts: 352
Von
Angler
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Angler
Joined: Sep 2003
Posts: 352 |
Boat probably isn't worth paying for a new transom to be installed. Says who??? If the rest of the boat is solid...why not fix it? You seen the prices on used boats lately? Well, could say you since you were on a few months ago going on about how many Champions, Rangers and bass cats you had found for $3000. Unless it is a big Champion in great shape, a pourable transom repair makes much more sense. I agree w the pourable. It is what it is in finding the boats. Dont know what to tell ya..Didnt "go on" bout finding boats. I said we found quite a few. Still seeing them. Not sure what the big deal is w that... Btw..buddy bought a 370 Ranger w 150 Merc. Hds5. Hyd steering. New tires. 3 new batteries for 3200. Very nice solid boat. He has put prob 30 hours on it. Towed it to Table Rock last weekend. No issues..They are out there...
Last edited by Von; 07/21/16 04:09 PM.
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Re: Transom issues
[Re: rowlettfisherman]
#11734434
07/21/16 04:20 PM
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Joined: Sep 2012
Posts: 1,736
InTheClear
Extreme Angler
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Extreme Angler
Joined: Sep 2012
Posts: 1,736 |
If the loss is greater than the value of the boat (assuming the policy is not liability only), the insurance company could total the boat, and at that point the boat belongs to the insurance company at which you'd have an opportunity but with no guarantee to re-purchase it from them.
Last edited by InTheClear; 07/21/16 06:18 PM.
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Re: Transom issues
[Re: rowlettfisherman]
#11734723
07/21/16 06:44 PM
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Joined: Oct 2005
Posts: 794
TexasPescado
Pro Angler
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Pro Angler
Joined: Oct 2005
Posts: 794 |
A buddy at work has an '90 Champion sitting in his back yard that he just poured a SeaCast transom in. He's looking to get rid of it ASAP. He's in Wylie, PM me if you want his contact info.
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Re: Transom issues
[Re: rowlettfisherman]
#11735934
07/22/16 11:47 AM
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Joined: Mar 2014
Posts: 3,908
Topwater2
TFF Team Angler
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TFF Team Angler
Joined: Mar 2014
Posts: 3,908 |
My buddy has a 86 Champion, 89 Evinrude 175, garage kept. New carpet, new tires, and more for $5000 firm. This boat is clean and well kept.
FishKen
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