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Max Online: 36273 @ 01/23/13 02:34 PM
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#11728918 - 07/18/16 01:13 PM Transom issues
rowlettfisherman Offline
Pro Angler

Registered: 01/25/12
Posts: 777
Does anyone know if insurance companies pay for transom issues do to I'm guessing rot? It cracked at the lake Thursday. I didn't hit anything, and don't wish to lie to them and say I did.

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#11729283 - 07/18/16 05:21 PM Re: Transom issues [Re: rowlettfisherman]
ssmith Online   content
Extreme Angler

Registered: 11/22/07
Posts: 2719
Loc: scotland tx
insurance is made for accidental damage not normal repairs. how old is your boat?

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#11729300 - 07/18/16 05:31 PM Re: Transom issues [Re: rowlettfisherman]
BMCD Online   content
TFF Team Angler

Registered: 11/01/02
Posts: 3720
Loc: Katy, Texas US
if it was caused from impact they should. But they have been getting alot more pressure to not cover even impact issues.

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#11729405 - 07/18/16 07:05 PM Re: Transom issues [Re: rowlettfisherman]
rowlettfisherman Offline
Pro Angler

Registered: 01/25/12
Posts: 777
89 champion

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#11729447 - 07/18/16 07:36 PM Re: Transom issues [Re: rowlettfisherman]
Bobby Milam Offline
Extreme Angler

Registered: 07/13/14
Posts: 2480
Loc: Arlington
No. If it is bad rot and you struck something, I think that they might argue that it was the rot that caused the damage. Boat probably isn't worth paying for a new transom to be installed. I'd look into a pourable transom. I did one on my last boat and it wasn't that hard, cost was about $400 and it was as strong or stronger than new.

Of course, I'd call the insurance and see what they say. You never know, you might get lucky.

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#11729480 - 07/18/16 07:53 PM Re: Transom issues [Re: Bobby Milam]
Von Offline
Angler

Registered: 09/09/03
Posts: 293
Loc: Claremore,OK
Originally Posted By: Bobby Milam
Boat probably isn't worth paying for a new transom to be installed.


Says who???

If the rest of the boat is solid...why not fix it? You seen the prices on used boats lately?

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#11729481 - 07/18/16 07:54 PM Re: Transom issues [Re: rowlettfisherman]
Von Offline
Angler

Registered: 09/09/03
Posts: 293
Loc: Claremore,OK
Does the transom flex? Brown goo coming out of any bolt holes? Where did it crack?

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#11729784 - 07/18/16 10:45 PM Re: Transom issues [Re: Von]
Bobby Milam Offline
Extreme Angler

Registered: 07/13/14
Posts: 2480
Loc: Arlington
Originally Posted By: Von
Originally Posted By: Bobby Milam
Boat probably isn't worth paying for a new transom to be installed.


Says who???

If the rest of the boat is solid...why not fix it? You seen the prices on used boats lately?


Well, could say you since you were on a few months ago going on about how many Champions, Rangers and bass cats you had found for $3000. Unless it is a big Champion in great shape, a pourable transom repair makes much more sense.

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#11730125 - 07/19/16 08:58 AM Re: Transom issues [Re: Bobby Milam]
Big Lunker Online   content
Outdoorsman

Registered: 03/17/13
Posts: 223
Originally Posted By: Bobby Milam
No. If it is bad rot and you struck something, I think that they might argue that it was the rot that caused the damage. Boat probably isn't worth paying for a new transom to be installed. I'd look into a pourable transom. I did one on my last boat and it wasn't that hard, cost was about $400 and it was as strong or stronger than new.

Of course, I'd call the insurance and see what they say. You never know, you might get lucky.
I re-did my Old Skeeter transom with a liquid product called, (SEACAST). After it was cured, the transom is stronger than the day the boat was made. Good Stuff!!!

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#11734395 - 07/21/16 11:03 AM Re: Transom issues [Re: Bobby Milam]
Von Offline
Angler

Registered: 09/09/03
Posts: 293
Loc: Claremore,OK
Originally Posted By: Bobby Milam
Originally Posted By: Von
Originally Posted By: Bobby Milam
Boat probably isn't worth paying for a new transom to be installed.


Says who???

If the rest of the boat is solid...why not fix it? You seen the prices on used boats lately?


Well, could say you since you were on a few months ago going on about how many Champions, Rangers and bass cats you had found for $3000. Unless it is a big Champion in great shape, a pourable transom repair makes much more sense.


I agree w the pourable.

It is what it is in finding the boats. Dont know what to tell ya..Didnt "go on" bout finding boats. I said we found quite a few. Still seeing them. Not sure what the big deal is w that...


Btw..buddy bought a 370 Ranger w 150 Merc. Hds5. Hyd steering. New tires. 3 new batteries for 3200. Very nice solid boat. He has put prob 30 hours on it. Towed it to Table Rock last weekend. No issues..They are out there...


Edited by Von (07/21/16 11:09 AM)

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#11734434 - 07/21/16 11:20 AM Re: Transom issues [Re: rowlettfisherman]
InTheClear Online   content
Extreme Angler

Registered: 09/28/12
Posts: 1359
Loc: Southwest Texas
If the loss is greater than the value of the boat (assuming the policy is not liability only), the insurance company could total the boat, and at that point the boat belongs to the insurance company at which you'd have an opportunity but with no guarantee to re-purchase it from them.


Edited by InTheClear (07/21/16 01:18 PM)

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#11734723 - 07/21/16 01:44 PM Re: Transom issues [Re: rowlettfisherman]
TexasPescado Offline
Pro Angler

Registered: 10/06/05
Posts: 748
Loc: Rowlett
Originally Posted By: rowlettfisherman
89 champion


A buddy at work has an '90 Champion sitting in his back yard that he just poured a SeaCast transom in. He's looking to get rid of it ASAP. He's in Wylie, PM me if you want his contact info.

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#11735934 - 07/22/16 06:47 AM Re: Transom issues [Re: rowlettfisherman]
Topwater2 Offline
Pro Angler

Registered: 03/06/14
Posts: 688
My buddy has a 86 Champion, 89 Evinrude 175, garage kept. New carpet, new tires, and more for $5000 firm. This boat is clean and well kept.
_________________________
FishKen

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#11737482 - 07/22/16 09:50 PM Re: Transom issues [Re: rowlettfisherman]
rowlettfisherman Offline
Pro Angler

Registered: 01/25/12
Posts: 777
Be hard to go back to under 20'

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