You should be good with just the spool bearings, that's the only noticeable difference I can justify spending money on. Chronarch's are great reels to begin with so the other bearings will last and perform well. Go with the ABEC 7 Ceramics; you'll truly be able to cast farther, without corrosion. Orange seals if you'll ever use the reel for the coast/ saltwater; if the reel is just for freshwater the seals aren't necessary but never hurt.
I say we fish 5 days a week and work 2.