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#12152642 - 03/22/17 09:17 AM Re: Boat Insurance For Older Boats [Re: lonestar]
89javelin100 Offline
Angler

Registered: 03/14/15
Posts: 359
Loc: Fort Worth, TX
Hmmm. please keep any info coming. I wanna know the nitty gritty and as skeeter ronnie said he thought he had the right one and NOPE.... I called your office several months Bob and didn't get much done. Also is buying a policy from out of state several states a good idea?????

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#12395850 - 08/22/17 04:49 AM Re: Boat Insurance For Older Boats [Re: lonestar]
scruboak Offline
Extreme Angler

Registered: 03/11/03
Posts: 1292
Loc: Cisco,tx
bolt most insurance (State Farm) worst company I ever dealt with.

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#12397592 - 08/23/17 10:31 AM Re: Boat Insurance For Older Boats [Re: lonestar]
texasbass1 Offline
TFF Celebrity

Registered: 02/12/05
Posts: 6277
Loc: The Colony, TX
I have a 92 model and Bob got me great insurance with a stated value policy. A lot of companies won't cover older boats or if they do won't cover much. Give Bob a call and see what he can do. I've had him as my agent for at least 5 yrs now, had a couple of claims (lower unit, transom, trailer, all at different times) handled quickly and painlessly.
_________________________
Pat Leach



USAF MSgt Retired

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#12449889 - 10/02/17 10:12 AM Re: Boat Insurance For Older Boats [Re: lonestar]
Sphynx Offline
Green Horn

Registered: 10/02/17
Posts: 2
Loc: Houston, Texas
There are so many and all with similar premium. This is my first boat so don't want to get stuck with bad insurance. I found United Marine Underwriters, Insurers: American Modern Insurance Group. They seem to have great coverage for good cost, anyone deal with them in the past.

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#12481627 - 10/27/17 07:35 PM Re: Boat Insurance For Older Boats [Re: lonestar]
Catch&Release-Me-Again Offline
Extreme Angler

Registered: 01/21/08
Posts: 1900
Loc: San Antonio, Tx, 78227
State Farm is IMHO the best, have had it for many years. Friend of mine had Progressive, nightmare, denied claim, costly mistake by my friend.

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#12722515 - 04/19/18 08:19 AM Re: Boat Insurance For Older Boats [Re: lonestar]
AllieHyder Offline
Green Horn

Registered: 04/18/18
Posts: 5
We offer agreed value policies at Charter Lakes Marine Insurance, even for older vessels. We are a wholesaler, and underwrite each risk as its own. We take into consideration any upgrades or repairs and value the vessel at what its really worth. When your ready to shop your current insurance, give me call! I am happy to help smile

Allie Hyder
Charter Lakes- Texas Office
281-452-7800
Alexandra_Hyder@ajg.com

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#12729831 - 04/25/18 07:00 AM Re: Boat Insurance For Older Boats [Re: lonestar]
Bob Landry Offline
Extreme Angler

Registered: 08/10/11
Posts: 2837
Loc: Austin, Tx
State Farm jacked me on a RV claim several years ago and wanted twice the premium price to insure my boat over Bob @Worldwide. I would never use them for a boat.
_________________________
2015 Seaark 1872 MV CC Etec-90
Two Helix 12 CHIRP SI's, , MinnKota Riptide ST80/i-pilot Link, Bob's Hydraulic
2018 Robalo R180 CC, Yamaha 115

Bitter Gun Owner
Bitter Clinger
Armed Infidel

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#12773298 - 05/29/18 03:03 PM Re: Boat Insurance For Older Boats [Re: lonestar]
SNAKEBIT Offline
TFF Team Angler

Registered: 07/11/02
Posts: 3233
Loc: GARLAND/CANTON TX.
been with Bob @ WORLDWIDE/ American modern ins quite some time.
have and agreed value policy.never had a claim
having to hash things out now after a stump incident at Fork.
they are telling me that since the boat is a 1999 that depreciation on the lower unit repair is 80 % !!!!!!
1500.00 on the estimate to repair so that would leave me with a 1200.00 repair!!
that's 3 years worth of insurance payments!!
_________________________
Pro Staff





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#12773769 - 05/30/18 01:00 AM Re: Boat Insurance For Older Boats [Re: lonestar]
SkeeterRonnie Offline
Super Freak

Registered: 02/25/03
Posts: 53660
Loc: Campbell, TX
.


Edited by SkeeterRonnie (05/30/18 07:20 AM)

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#12775616 - 05/31/18 12:56 PM Re: Boat Insurance For Older Boats [Re: lonestar]
SNAKEBIT Offline
TFF Team Angler

Registered: 07/11/02
Posts: 3233
Loc: GARLAND/CANTON TX.
well update on the problems!
pays to keep your stuff in good condition and save paperwork on maintenance !!!!
after looking things over the insurance co. is paying 100 % on the claim, lower unit and 2600 in gelcoat repair !!!
no depreciation and since i have vanishing deductible after 6 years, 0 $ out of pocket !!!
and check got here in 3 days!


Edited by SNAKEBIT (06/05/18 10:57 AM)
Edit Reason: more info

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