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Max Online: 36273 @ 01/23/13 02:34 PM
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#11687330 - 06/24/16 05:23 PM Boat Insurance For Older Boats
lonestar Offline
Angler

Registered: 07/03/01
Posts: 470
Loc: Cleburne, TX
Is it possible to insure boats that are more than 10 years old. Have a 2002 Triumph Center Console with 2002 140 hp 4 stroke Suzuki. It is in really good shape. Can this boat and motor be insured?

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#11689285 - 06/26/16 06:35 AM Re: Boat Insurance For Older Boats [Re: lonestar]
RedRanger Offline
burro desagradable

Registered: 08/20/03
Posts: 20883
Loc: Frisco, Texas
Of course it can be insured
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#11689404 - 06/26/16 08:48 AM Re: Boat Insurance For Older Boats [Re: lonestar]
Ol Man River Offline
Extreme Angler

Registered: 06/16/11
Posts: 1257
Loc: Orange, Texas
Originally Posted By: lonestar
Is it possible to insure boats that are more than 10 years old. Have a 2002 Triumph Center Console with 2002 140 hp 4 stroke Suzuki. It is in really good shape. Can this boat and motor be insured?


Yes sir, it should be insured if it has any substantial value unless you are willing to accept the risk yourself and pay for any damages if they occur. In most cases the cost of insurance on an older boat is reasonable and worth it for peace of mind not to mention the liability when on the water with others.

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#11797538 - 08/25/16 10:26 PM Re: Boat Insurance For Older Boats [Re: lonestar]
J Rankin Offline
Extreme Angler

Registered: 08/31/09
Posts: 2378
Loc: spring tx
I just got my 99 skeeter 202c insured through charter and was only $278.00 a year.. Full tournament coverage
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#11798930 - 08/26/16 04:53 PM Re: Boat Insurance For Older Boats [Re: lonestar]
Insurancepro Online   content
Outdoorsman

Registered: 01/23/09
Posts: 157
Getting insurance for a older boat is easy. Just be careful on what you buy. A lot of companies will have depreciation on machinery. I have been able to help a lot of the members here to better understand Marine insurance. Feel free to give me a call if I can help in anyway. Thanks Bob Luellen 800-339-1235

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#11997024 - 12/21/16 02:24 PM Re: Boat Insurance For Older Boats [Re: lonestar]
83falcon Offline
Pro Angler

Registered: 04/16/08
Posts: 583
Loc: Lewisville, TX
I had an appraisal done on my 82 falcon and 2013 aluminum trailer. I then took it to AAA and had them do a agreed to value policy. If not, like with my claim with Allstate, I would get dinged 2% of each year of the boats age. It hurt bad when they deducted 50% from my repair bill.

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