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#11685153 - 06/23/16 06:36 PM Bass Boat craziness
kobefish Offline

Registered: 03/28/09
Posts: 27
Just a question for you guys who love to fish like I do. I consider myself a guy who has worked his whole life and has done pretty good for himself and my family. We are a middle class family with bills like everyone else but have stayed ahead of being major debt. So the question is.....How do you guys afford a quality bass boat? I really think the boat market has gone crazy. It is very easy to pay 6-7 hundred a month for boat, storage, tackle, fuel ect. I really have a hard time with justifying that kind of money. Thoughts?

#11685168 - 06/23/16 06:47 PM Re: Bass Boat craziness [Re: kobefish]
Bass-N-Buck Master Online   content
Extreme Angler

Registered: 02/16/13
Posts: 1928
Loc: Fort Worth, Texas
these days toys are really expensive just go with what you can afford. i'm in your boat can't see how some people afford the price of things these days.

Look at it this way we all have a hand in creating the price of things. businesess charge what people will pay.

EX: most cell phones cost less than $100 to make yet people will pay $600-$800 for one that's crazy not me...

#11685175 - 06/23/16 06:52 PM Re: Bass Boat craziness [Re: kobefish]
FCSPrez Offline
Green Horn

Registered: 09/17/14
Posts: 1
Loc: People's Republic of Austin
I'm middle class (I work for the state so I'll never be rich), like you, with three adult kids. I bought an 89 18.5' Champion with a 96 150 HP Mercury a couple years ago. Paid 3.5 K. Payment $115. Storage $53. Average $250 on repairs. I only fish twice a month so no more than $30 gad. So far I've done 4.8 K in repairs. I wish I had bought a newer boat, but have changed out just about all of the usual suspects. It's doable - just realize that boat stands for Break Out Another Thousand.

I maintain a bass fishing rotation. For details see

For fishing, hunting, and clay target shooting opportunities see our calendar at Event details are found at

#11685273 - 06/23/16 07:27 PM Re: Bass Boat craziness [Re: kobefish]
djones03 Offline

Registered: 09/11/13
Posts: 147
You can finance boats for 10+ yrs, I bought 07 basscat last year, and I drive a paid off 98 Z71 so I can afford my boat payment, you normally have to make sacrifices somewhere.

#11685293 - 06/23/16 07:35 PM Re: Bass Boat craziness [Re: kobefish]
Kiss88 Offline
Green Horn

Registered: 03/08/16
Posts: 18
Buy the boat you can afford......learn to fish like a BOSS......maybe you can win a brand new boat fishing tournaments.

Other than that, im with ya all the way.....boat prices are absolutely ridiculous!!!!!

#11685304 - 06/23/16 07:38 PM Re: Bass Boat craziness [Re: kobefish]
Txmedic033 Offline
TFF Team Angler

Registered: 08/13/13
Posts: 3607
Loc: Longview, Tx
I choose to drive a 2005 truck that has been paid off for several years. That allowed me to buy a very nice used bay boat and be able to easily afford the payment. I do all of the work myself and that saves me a small fortune. Plus I love learning how to work on things.

#11685325 - 06/23/16 07:47 PM Re: Bass Boat craziness [Re: Txmedic033]
Happykamper Online   content
TFF Celebrity

Registered: 01/20/07
Posts: 7273
Loc: Southlake, Texas
It is pretty tough to own a late model boat unless you make some good money, the key is to get that first one paid for, then you start slowly upgrading, I have had a new boat every year or two for over 30 years, it cost me around 5K-7K or so a year to do that, may not be the smartest thing to do but I always have a new one and it is paid for, never did understand the guys that would go buy a 60K dollar boat and put it on a 12-15 year note, most of the time I think it does not work out too well.

#11685335 - 06/23/16 07:50 PM Re: Bass Boat craziness [Re: kobefish]
Bruce Allen Online   content
Extreme Angler

Registered: 06/11/06
Posts: 1768
Loc: Emory, Texas
there are a lot of quality used bass boats out there for a lot less than new ones. Instead of paying 30K, 40K 50K 60K 70K or more look for a boat in good condition that is about 15 years old for 15K or less.

You may have to look to find the one you want. Stick with the brands that have a good reputation. And you don't necessarily need a 21' boat with a giant motor either. 150's will gets you there a lot cheaper.
Lake Fork Anglers
Faze 4 Bass Anglers
Hard Core..Major League Fishing format

Lake Fork Sportsman's Association

#11685351 - 06/23/16 07:56 PM Re: Bass Boat craziness [Re: kobefish]
Mike Zachary Offline
Extreme Angler

Registered: 07/15/07
Posts: 1022
Loc: ada, ok
I have always paid one off (started with an 02 Ranger 520) and sold and put all that money back into a newer (not new) one. I have owned an 08, 09, 13,14, and now a 15, all top of line Rangers. I will usually have to finance 10K or so and put it on the highest payment I can afford. The downfall to this is paying excise tax everytime I swap. I also have a side business that supports this. My wife gets all of the fire dept. income. I also pull with an 06 Duramax (paid for) so I don't have a truck payment taking away from the boat fund.

Edited by Mike Zachary (06/23/16 07:58 PM)

#11685381 - 06/23/16 08:06 PM Re: Bass Boat craziness [Re: kobefish]
EastTexasBassin Online   content
Pro Angler

Registered: 07/15/09
Posts: 785
Loc: Lake Ray Hubbard
I got my '99 Skeeter sx176 for 6k. Paid it off in one year. It certainly isn't the biggest or fastest, but it gets me on the fish and it has had very few issues. An unexpected stump led to a new lower unit. ( insurance paid for it) It's needed a few minor repairs here and there but fortunately I've been able to do them myself after watching a few you-tube videos.

#11685405 - 06/23/16 08:14 PM Re: Bass Boat craziness [Re: kobefish]
Im RICK JAMES Online   happy
Pro Angler

Registered: 02/13/09
Posts: 666
Loc: Alvord,tx
My wife works super hard to make my boat payment.
It's a dog eat dog world and I'm wearing milkbone underwear

2015 Skeeter ZX225 (Lil Mule)

#11685419 - 06/23/16 08:18 PM Re: Bass Boat craziness [Re: kobefish]
cephusjoe Offline
Pro Angler

Registered: 04/02/13
Posts: 955
my truck was paid off and has been since 2008, my wife's car was less than a year from being paid off and I pulled the trigger on a 24k boat that I got in early 2014. We had it pretty tight for the year that we made payments on both. The next year and this year we really buckled down on the payments and its pretty much paid off. I sacrifice driving an 02 f250 7.3 diesel that I love. My wife wants me to get a new truck and I tell her I don't want a new truck I want a new boat. My advice is have your vehicles paid off and find a good 20 to 25k boat. My payments were 260 a month for 10 years with a 5.5 interest rate. People say I'm crazy for financing a boat for 10. Yes that's a long time and I paid it off in 3 but if times get tough you not stuck with a 650 payments either. Hope this helps

Edited by cephusjoe (06/23/16 08:19 PM)
Mcurtain county okie

#11685500 - 06/23/16 08:47 PM Re: Bass Boat craziness [Re: kobefish]
stetson Offline

Registered: 03/31/14
Posts: 312
It all depends on what you can manage and what you are using them for, right now I'm
In your boat I have a 14 year old boat and balancing traveling all over for college events, Tuition and living I couldn't afford a new boat right now and fish every week and while people say rigs don't matter they actually do it hurts when you find fish 50 miles up the Tennessee river and you boat doesn't hold enough fuel and no places to get fuel or at 64mph takes to long to get up there compared to the new Phoenix and rangers, but I guess that's part of it someone has to have the upper hand and if possible might as well be you,
Tarleton State Bass Fishing
PB: 12.11 el salto
Trying to stick fish since 1994!

#11685520 - 06/23/16 08:55 PM Re: Bass Boat craziness [Re: kobefish]
gatoreyes Offline

Registered: 11/04/07
Posts: 397
Loc: Keller, TX
I've always had aluminum boats, economical to buy, operate and tow. They may not be as glamorous as some boats, but they are functional and less apt to break your wallet.

#11685553 - 06/23/16 09:05 PM Re: Bass Boat craziness [Re: kobefish]
Mark Perry Online   content

Registered: 01/09/04
Posts: 48021
Loc: Point Reyes
You are confusing what you "think" you need in order to go fishing with what you actually need to do so. There are tons of affordable boats out there that are older and lightly used.

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