If you're primarily bankfishing, I'd start with a couple of inexpensive spinning outfits ($50-$100) and graduate to a baitcaster later as you gain confidence. You'll get a thousand and one recommendations for lures, but as an example, the small tackle box that I keep in Florida at my mom's house and get to use once or twice a year at the most contains:
- Small pond-sized spinner baits with matching trailers (chartreuse, white and blue primary colors)
- Rebel Pop-R or equivalent topwater popping lure
- Small chatterbait and/or buzzbait (chartreuse)(mostly because they're fun and topwater explosions are a blast!)
- Assortment of watermelon or pumpkin (base color) plastics, including finesse worms (fished wacky style), baby brush hogs, Senkos, 7" power worms (black/blue fleck or motoroil)
- Assortment of hooks:
- 3/0 - 4/0 Straight-shanked round bend worm hooks for Tx rig
- 3/0 - 4/0 Offset straight-shank for Carolina rigs
- 1/0 Split shot/drop shot hooks for wacky rigging the finesse and Senkos
- Weights in varying sizes and types (slip sinkers for Tx rigs; drop shot; large slip sinkers for Carolina rigs)
- I'd stick with Big Game monofilament line to start, and then keep using it long-term, with some fluoro and braid added for specific uses as you discover them
- Misc stuff like needlenose pliers (must have), snips, scissors, scale, hook degorger
- Sunscreen, bug spray, sunglasses, buff, wide-brimmed hat
- Tackle bag/box and plastic storage containers to keep it all in
That's enough from me... There are a lot of other folks who can weigh in with their favorites and their advice may be 180 degrees out of phase with mine, but that's the beauty of it: you can catch fish with just about anything at the right time and place if you have confidence in it. Figuring out the right time and place is the hard part!
Now I'll sit back and see what else pops up...