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Max Online: 36273 @ 01/23/13 02:34 PM
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#11453811 - 03/03/16 10:12 AM Classic Financing
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
I have been offering loans to my boat buying customers for over 3 years. Now I am excited to offer financing for any bass boat loans! I specialize in the older bass boats but I have also loaned on a couple 2015 rigs. Don't let a poor credit score scare you away from buying a boat. If you have a steady job and an established bank account, I can get it done.

I am licensed by the OCCC, I have my boat dealers license, and trailer dealers license. I use all industry standard forms. There are no prepayment penalties. I pull the payment direct from your bank account on an agreed date each month. I do not sell your loan paper off. I keep it, and I manage it. If you get in a bind and can no longer afford it, you bring the boat to me and I do a fair clearing of your equity on the boat when it sells, and there is no hit to your credit if handled this way.

I can work direct with you or I can work with any boat dealer, but I do not work with finance companies who work for fees and sell off the paper. I maintain a vested interest. For any loan, my typical fees are $150 for documents, and if I am wiring funds the cost to wire of $35. There are no hidden fees - all fees are disclosed.

If you are in the market for a bass boat, and need a loan, please give me a call! I can also help with your buying decision. I have a little experience with bass boats!

Thanks
Mike Kernan
214-679-5186
_________________________
www.ClassicBoatLoans.com

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#11455271 - 03/03/16 09:28 PM Re: Classic Financing [Re: Classic Used Boats]
Bobby Atchison Online   content
Outdoorsman

Registered: 03/08/15
Posts: 43
Loc: East Texas
I'm interested in a new to me boat but I have a trade in so what can you do for that situation?

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#11455332 - 03/03/16 10:08 PM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
I consider trade ins. Please send me the details. If I am not a buyer, you can find a buyer and come to the table with buyer. In that case I can let you trade it in, and sell it to your buyer to help save taxes.
_________________________
www.ClassicBoatLoans.com

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#11458795 - 03/06/16 08:48 AM Re: Classic Financing [Re: Classic Used Boats]
SkeeterRonnie Offline
Pot stirrer

Registered: 02/25/03
Posts: 53242
Loc: Campbell, TX
Mike is one of the nicest guys you can meet! He has always offered help to me! Last boat I sold, he told me if my buyer needed help he would float the loan on the Basscat! I can't recommend Mr Kernan enough! Great man with excellent business skills!
_________________________
www.rayhubbardbassclub.com
2017 RHBC Champions

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#11462514 - 03/07/16 09:58 PM Re: Classic Financing [Re: Classic Used Boats]
Mark Jones Online   content
Extreme Angler

Registered: 10/18/11
Posts: 2011
Mike handled financing for me on a recent boat purchase. Flawless process. thumb

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#11478422 - 03/15/16 08:27 AM Re: Classic Financing [Re: Classic Used Boats]
txbasshunter77611 Offline
Outdoorsman

Registered: 03/25/15
Posts: 24
Loc: Orange Texas
Do you have a dealership with used boats on the lot or do you just provide financing?
_________________________
2000 Sprint 221 DC Pro Tournament
2000 Mercury 200
Humminbird 898c si-console
Humminbird Helix 7 di-bow
Lowrance X48 indash
52 gallon fuel tank-empty

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#11488906 - 03/20/16 07:57 AM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
Occasionally I have boats. Two that we are refurbishing right now already have deposits on them. But I am willing to finance a boat you find on your own. I can provide some insight on any boats you are considering, after we have you pre-approved for a loan.

Thanks!
_________________________
www.ClassicBoatLoans.com

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#11492530 - 03/21/16 11:49 PM Re: Classic Financing [Re: Classic Used Boats]
bass_master13 Offline
Green Horn

Registered: 05/28/12
Posts: 3
I am interested i been looking for someone to help me to get in a bass boat if you think you can help me pm me or txt me please 9032887494 my name is jeremy

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#11492756 - 03/22/16 07:43 AM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
PM sent. Just wanted to say thank you to those that have called. I put 7 anglers in boats this month.

Give me a call if I can help.

Thanks!
Mike Kernan
214-679-5186
_________________________
www.ClassicBoatLoans.com

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#11499469 - 03/24/16 07:59 PM Re: Classic Financing [Re: Classic Used Boats]
JMac-D Online   content
Extreme Angler

Registered: 11/27/13
Posts: 1703
Loc: Cleburne Tx
Originally Posted By: Classic Used Boats
PM sent. Just wanted to say thank you to those that have called. I put 7 anglers in boats this month.

Give me a call if I can help.

Thanks!
Mike Kernan
214-679-5186


Great guy to deal with, thanks again...

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#11511975 - 03/30/16 04:53 PM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
Thanks. If you need financing on a boat, give me a call. I am on the road a bunch fishing the FLW Tour, but I always have my cell phone.

Mike Kernan
214-679-5186
_________________________
www.ClassicBoatLoans.com

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#11514667 - 03/31/16 07:02 PM Re: Classic Financing [Re: Classic Used Boats]
JerryC Online   content
Pro Angler

Registered: 02/20/10
Posts: 505
Loc: Troup
Mike is a great guy. Recommend him whole heartedly!
_________________________
Jerry

Good Fishing To You

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#11524796 - 04/06/16 07:58 AM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
My financing is a good fit for older boats-over 6 years because banks and credit unions do not often want to loan on them. The challenge is having the expertise to know what they are worth. Because I have been in and around bass boats for over 30 years, I can estimate value well. If you are selling your older boat, feel free to say 'Financing Available' in your ad and have the buyer call me. It very well may help you get it sold, and I appreciate the business!
_________________________
www.ClassicBoatLoans.com

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#11535336 - 04/11/16 05:13 PM Re: Classic Financing [Re: Classic Used Boats]
Deputy T Offline
Angler

Registered: 08/03/09
Posts: 475
Loc: Quitman, Texas
Sent you a PM
_________________________
In God we trust, All others I run through TCIC/NCIC

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#11539645 - 04/13/16 10:14 AM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
Responded to all. Thanks
_________________________
www.ClassicBoatLoans.com

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#11547960 - 04/17/16 10:04 AM Re: Classic Financing [Re: Classic Used Boats]
bullnettle Offline
Green Horn

Registered: 03/03/13
Posts: 7
pm sent

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#11550908 - 04/18/16 05:53 PM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
All messages answered. Thanks
_________________________
www.ClassicBoatLoans.com

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#11567816 - 04/26/16 08:52 PM Re: Classic Financing [Re: Classic Used Boats]
Bobby Milam Offline
TFF Team Angler

Registered: 07/13/14
Posts: 3181
Loc: Arlington
I just had the pleasure of dealing with Mike for financing a boat. He's a great guy. I requested info on Sunday evening about the process, found my boat on Monday then received a call on Tuesday that the process was complete pending a wire transfer. I'm still in disbelief how painless the entire process was and how quickly he worked. I've never had any experience in financing that was anywhere near the ease of this procedure. Not only was he fast, he was knowledgeable and took the time to answer any questions. The seller, even commented to me after dealing with Mike on his end of the sale, that I had found a gem to deal with.

If you are looking for a very smooth transaction when looking for a used boat, do yourself a favor and at least give Mike a call. You won't be sorry.

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#11569540 - 04/27/16 04:14 PM Re: Classic Financing [Re: Classic Used Boats]
Jim Reaneau Offline
Pro Angler

Registered: 11/28/05
Posts: 591
Loc: Lake Fork Texas
If your looking for and older boat or newer boat Get Classic Used Boats with Mike Kernan to help you with the arrangements. He is number one in my book in getting you financed and set to go in your new boat. GREAT PEOPLE TO DEAL WITH.
JIM REANEAU
_________________________
Lake Fork Guide Jim Reaneau

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#11587701 - 05/06/16 06:35 PM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
Thank you Bobby and Jim!

If you are looking for a boat loan give me a call if I can help get you financed!
_________________________
www.ClassicBoatLoans.com

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#11654025 - 06/08/16 09:04 AM Re: Classic Financing [Re: Classic Used Boats]
SoonerDG Offline
Extreme Angler

Registered: 02/15/02
Posts: 1577
Loc: Joshua, TX
Shout out to Mike on making this a super easy process. He's a great person to deal with!

Many thanks for all of your help!
_________________________
"Life is a matter of luck and the odds of success are in no way enhanced by extreme caution." - Erich Topp, German U-boat Commander, 1943.

When in doubt, set the hook.

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#11691676 - 06/27/16 01:34 PM Re: Classic Financing [Re: Classic Used Boats]
knob102 Offline
Outdoorsman

Registered: 04/20/16
Posts: 56
PM Sent

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#11706723 - 07/06/16 12:37 AM Re: Classic Financing [Re: Classic Used Boats]
lowew79 Offline
Extreme Angler

Registered: 05/05/11
Posts: 1548
Loc: Alvarado, Johnson County
You say BASS boat, does that mean you won't do a bay boat like a skeeter SL series, or a catfish-xpress or something like that?
_________________________
Politicians are like diapers, they both need to be changed often, and for the same reason - Unknown

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#11708986 - 07/06/16 11:56 PM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
I can do loans on those. I just have to do a little more research on the values.
_________________________
www.ClassicBoatLoans.com

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#11712895 - 07/08/16 08:04 PM Re: Classic Financing [Re: Classic Used Boats]
lowew79 Offline
Extreme Angler

Registered: 05/05/11
Posts: 1548
Loc: Alvarado, Johnson County
Originally Posted By: Classic Used Boats
I can do loans on those. I just have to do a little more research on the values.


Great thanks! I will talk to the wife we keep putting it off and putting it off, but we aren't getting any younger lol.
_________________________
Politicians are like diapers, they both need to be changed often, and for the same reason - Unknown

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#11721696 - 07/13/16 10:08 PM Re: Classic Financing [Re: Classic Used Boats]
Ricky Taylor Offline
Extreme Angler

Registered: 10/19/14
Posts: 1888
Loc: Midlothian, Texas
Mike is an a great person! After he bought my boat I consider him a friend of mine lol. Great communication throughout the whole process! Wouldn't recommend anyone other than Mr. Kernan.

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#11849079 - 09/25/16 08:50 PM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
Thanks!

Finally got a website up. Please check it out at classicboatloans.com. Shows the boats I have in stock and explains how my loan process works.

Thanks again!
_________________________
www.ClassicBoatLoans.com

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#12237228 - 05/08/17 10:05 PM Re: Classic Financing [Re: Classic Used Boats]
Txfencebuilder Offline
Outdoorsman

Registered: 05/26/16
Posts: 38
Mike is easy to deal with and it happens just as he says it will if you need financing give him a call

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#12293220 - 06/14/17 07:54 AM Re: Classic Financing [Re: Classic Used Boats]
TBassYates Offline
TFF Celebrity

Registered: 12/21/01
Posts: 6475
Loc: Scurry, Tx - S/E of Dallas
Thanks Mike for taking care of brother Danny on his boat transactions. It sure makes things easier when you are dealing with a local person you actually know instead of just someone at a bank or on a phone and is a person in the fishing and boating industry for so long. My brother was blown away with how easy the selling of his boat and purchase of a boat he has been waiting on for a while was done. He goes to pick it up this afternoon and even though it is a boat really familiar to us since it belonged to his neighbor and tournament partner at one time it is almost like getting a brand new boat but even better. I will be getting with you later down the road when I get ready for another boat myself.
_________________________

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#12293825 - 06/14/17 12:20 PM Re: Classic Financing [Re: Classic Used Boats]
GeoKimikaOil Offline
Outdoorsman

Registered: 06/13/17
Posts: 23
Loc: Winters, TX
Might be calling you soon.

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#12297776 - 06/16/17 05:05 PM Re: Classic Financing [Re: GeoKimikaOil]
Chasin Stripes Offline
Pro Angler

Registered: 06/22/15
Posts: 631
Loc: Texas
Originally Posted By: GeoKimikaOil
Might be calling you soon.



Do..... I have done 2 boats with Mike and it is a painless transaction.

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#12305231 - 06/21/17 05:40 PM Re: Classic Financing [Re: Classic Used Boats]
Verkeith Offline
Outdoorsman

Registered: 01/06/15
Posts: 203
Loc: Crowley, Texas
Pm sent

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#12356735 - 07/24/17 09:47 PM Re: Classic Financing [Re: Classic Used Boats]
Doc_K Offline
Green Horn

Registered: 01/01/16
Posts: 9
Loc: Belton, TX
Message sent.

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#12368790 - 08/01/17 10:30 PM Re: Classic Financing [Re: Classic Used Boats]
redmojo Online   content
Pro Angler

Registered: 03/02/14
Posts: 640
PM sent sir.

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#12376811 - 08/07/17 09:34 PM Re: Classic Financing [Re: Classic Used Boats]
Jakesfish Offline
Green Horn

Registered: 08/07/17
Posts: 4
Loc: Irving, Texas
Mike p.m. sent

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#12447209 - 09/29/17 05:56 PM Re: Classic Financing [Re: Classic Used Boats]
Mark Perry Online   content


Registered: 01/09/04
Posts: 51594
Loc: Highway 1
I finished up buying a boat yesterday and Mike was amazing to work with. One of the fastest and easiest buying transactions I have made. Also loved how the numbers stayed the same from quote till signing. Found the boat I wanted and Mike made if simple and easy. I highly recommend him.

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#12448562 - 10/01/17 07:52 AM Re: Classic Financing [Re: Mark Perry]
Mark in Frisco Offline
Pro Angler

Registered: 01/08/10
Posts: 650
Loc: Katy, TX
Mr Kernan,
Are your rates comparable to credit union rates?
Thanks, Mark.
_________________________
Mark in Frisco

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#12459716 - 10/09/17 05:56 PM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
No sir Mark. I handle mostly secondary market boats and customers. My niche is boats older than 5 years that are more difficult to finance or older boats that are almost impossible to finance. I have also learned that I am a good outlet for some with less than perfect credit. My best rate starts at 9% currently.
_________________________
www.ClassicBoatLoans.com

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#12459718 - 10/09/17 05:58 PM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
I believe I have caught up with all the pms. Thanks Mark!

I check here every few days but if you need to catch me quicker, feel free to call or text. 214-679-5186.
_________________________
www.ClassicBoatLoans.com

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#12489240 - 11/02/17 11:30 AM Re: Classic Financing [Re: Classic Used Boats]
Larry Mosby Offline
Outdoorsman

Registered: 12/11/14
Posts: 115
Loc: Rusk County, Garrison, Texas
Do you offer credit life and disability for loans through your business?
_________________________
Larry Mosby

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#12489964 - 11/02/17 07:45 PM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
Yes, I have an agent we can use to add that coverage.
_________________________
www.ClassicBoatLoans.com

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#12496270 - 11/08/17 06:22 AM Re: Classic Financing [Re: Classic Used Boats]
jcwebb70 Offline
Angler

Registered: 02/20/06
Posts: 357
Loc: Allen, TX
Thank you to Mike for a quick, smooth transaction. Mike found exactly what I was looking for, got it rigged, motor serviced, and fiberglass touched up to my OCD standards, and in my garage. Showroom boat w/o the showroom price!!

Guys, Mike is much more concerned with his customers being happy with the purchase and getting it right the first time, than making the sale.

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#12501873 - 11/13/17 07:30 AM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
Thanks Jeff! I hope you enjoy your boat! My Dad sure is enjoying your trade in. Heck of an upgrade for him.
_________________________
www.ClassicBoatLoans.com

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#12583779 - 01/17/18 09:13 PM Re: Classic Financing [Re: Classic Used Boats]
Ranger Glass And Mirror Offline
Green Horn

Registered: 04/22/14
Posts: 1
Loc: Texas, United States
any new inventory for 2018?

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#12585878 - 01/19/18 11:32 AM Re: Classic Financing [Re: Classic Used Boats]
Classic Used Boats Online   content
Extreme Angler

Registered: 01/07/04
Posts: 1261
Loc: Dallas, TX
Some of the boats that I have get a slight refurb before hitting the market. For anything that is ready, the photos are on my website at www.ClassicBoatLoans.com. Currently, I have the following that will be on the market soon: 2006 Ranger Z20, 2015 Ranger 119, 2006 Nitro 929, 2006 Ranger 519, 2014 Ranger Z520.
_________________________
www.ClassicBoatLoans.com

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#12602273 - 01/30/18 12:19 PM Re: Classic Financing [Re: Classic Used Boats]
Chuck72 Offline
Outdoorsman

Registered: 02/02/16
Posts: 176
Loc: Robert Lee, Tx
Mike just handled all of the paper work for my Credit Union on a boat he had previously financed. I will say it was very smooth and painless. If my Credit Union wouldn't have financed me I certainly would have gave him my business.
_________________________
-----------—----------------------------------------
2005 Charger 496TF 300 Yamaha HPDI.

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