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#11327693 - 01/06/16 07:35 PM Cheaper Boat Insurance?
**TheLoneRanger** Offline
Angler

Registered: 09/29/12
Posts: 310
Loc: Palestine TX
Looking for cheaper boat insurance... 75$ a month seems high to me. I have a 07 Z21 Ranger. What do you guys think about this? High or Not? Thanks in advance fellas...

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#11327716 - 01/06/16 07:42 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
kingdad101 Offline
TFF Guru

Registered: 10/24/05
Posts: 20708
Loc: W.F. Texas
_________________________

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#11327728 - 01/06/16 07:47 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
ToadThrower Offline
Angler

Registered: 06/29/07
Posts: 316
Loc: Arlington, TX
Price depends on coverage...whether it is replacement value or agreed value. how much liablity ..etc..etc...I dont pay that much , I pay an annual premium but it is about $400 per year ...roughly half of what you are paying..I have an 08 Bass Cat Puma..got my quotes and policy from :
Worldwide Marine Underwriters, Inc.
Bob Luellen
www.worldwidemarineins.com
15200 S. Wright Road • Suite 4
Grand Ledge, Michigan 48837
Phone: 800-339-1235 or 517-627-8080
You can find him here on the forum in the Insurance 101 under the boat section...great guy that understands coverage and boats and fishing...never had a claim but from other reports I feel like he is a stand up guy and agent.

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#11327732 - 01/06/16 07:48 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
psycho0819 Offline
Extreme Angler

Registered: 03/27/05
Posts: 1293
Loc: Kaufman
Call Bob at Worldwide Marine. Best coverage for a very fair price. Plenty of praises about him in the subforum linked above.
_________________________
If you're not living on the edge, you're taking up too much space!

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#11327771 - 01/06/16 08:06 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
**TheLoneRanger** Offline
Angler

Registered: 09/29/12
Posts: 310
Loc: Palestine TX
Thanks. I will check into it. I was paying about 50$ a month. My coverage was canceled because of non-payment (they messed up on my payment info when I called to update my account info). Some bank stuff was changed. Long story short I had it reinstated, but @ 75$ a month. When I asked why the increase I was told because my boat had a top speed of 76mph. my boat will only run 64mph on a perfect day!!! I tried to argue with them unsuccessfully! Its just a bunch of [censored] in my opinion!!! 25$ more a month is just a big jump in my opinion!

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#11327876 - 01/06/16 08:46 PM Re: Cheaper Boat Insurance? [Re: psycho0819]
G Rod Offline
Angler

Registered: 10/18/10
Posts: 299
Loc: N. Richland Hills, TX
Plus 1 for Worldwide. He will save you money....
_________________________
2016 Basscat Cougar FTD, 250 Mercury
www.mercurymarine.com -Mercury Pro Staff
www.bcfw.org Bass Club of Fort Worth

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#11327884 - 01/06/16 08:49 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
Capt Jerry Offline
Outdoorsman

Registered: 12/22/13
Posts: 241
Loc: Cedar Creek Lake
I just shopped for new boat insurance, I ended up here:
I would also suggest asking for "agreed to" value.

Michael Wallace

National Boat Owners Association

800-248-3512 ext. 3008

941-360-6888 (f)

www.nboat.com

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#11328741 - 01/07/16 09:46 AM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
BMCD Offline
TFF Team Angler

Registered: 11/01/02
Posts: 3500
Loc: Katy, Texas US
I use Geico, their marine company. New boat with extra content coverage and expanded liability run me $62 a month or $750 a year. Lately boat insurance seems to be in the business of how they can get out of a claims.

I always call world wide on each boat, but they have consistently been the highest quote I have received.


Edited by BMCD (01/07/16 12:20 PM)

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#11328744 - 01/07/16 09:49 AM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
Streetwalker Offline
TFF Team Angler

Registered: 02/28/13
Posts: 4660
Loc: Kaufman...kind of.
I went with Worldwide.

24' Sportsman Master CC, 250 hp Yamaha, Onix 10, trolling motor and trailer. Full replacement coverage and I'm not even close to paying $50 a month.
_________________________
Semper Fi



This Veteran heavily medicated for your safety. Keep me fishing and all will be well.

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#11329254 - 01/07/16 12:54 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
Muzzlebrake Offline
Extreme Angler

Registered: 12/26/14
Posts: 1004
Loc: Euless
You might try this company. They were the best price I found for my Harley. About half what the others wanted even when I lumped it into all the other vehicles I own.
http://www.markelmarine.com/
_________________________
Infidel and proud of it.

From Genesis: "And God promised men that good and obedient wives would be found in all corners of the earth."

Then He made the earth round...and He laughed and laughed and laughed!

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#11329302 - 01/07/16 01:19 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
psycho0819 Offline
Extreme Angler

Registered: 03/27/05
Posts: 1293
Loc: Kaufman
I'm with Worldwide too. My 2013 Xpress XP18CC is covered for anything practical that could or might happen, and my coverage costs about $250 per year. At that rate, and knowing I have a stand up guy in my corner if I ever had to file a claim, the $250 a year is a small price to pay.
_________________________
If you're not living on the edge, you're taking up too much space!

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#11341808 - 01/12/16 04:23 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
H-TownCrappieMan Offline
Outdoorsman

Registered: 03/11/07
Posts: 167
Loc: Southeast Texas (Cypress)
I have Seaworthy (which is now Geico Marine) I pay about $32 a month forma 2013 Tahoe.
_________________________
"Follow me and I will make thee a fisher of men!" Bust open my nets LORD!!! because, I am a wishing I was a fishing!!

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#11342096 - 01/12/16 07:11 PM Re: Cheaper Boat Insurance? [Re: H-TownCrappieMan]
Dosser Offline
Extreme Angler

Registered: 01/15/10
Posts: 2150
I run state farm. Agreed settlement policy for my 2009 BassCat Pantera Classic is $50 a month for $30k coverage
_________________________

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#11342571 - 01/12/16 10:52 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
Chemdawg Offline
Extreme Angler

Registered: 01/22/13
Posts: 1236
bob at world wide save me on my boat insurance and when i started guiding he got me insurance that was a fractions of what i was going to pay to progressive with more coverage I he is a great guy the one claim i had he was all over it had my boat back in 3 days instead of the 8 i was told by the shop he called complained and it was fixed and i was back on the water

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#11344046 - 01/13/16 03:45 PM Re: Cheaper Boat Insurance? [Re: **TheLoneRanger**]
slshaneus Online   content
Angler

Registered: 03/05/10
Posts: 372
mine with worldwide is $609 a year for agreed value no depreciation contents coverage and mchanical breakdown....its expensive to fix a boat and im on toledo bend with lots of stumps......2013 basscat puma ftd 250 proxs

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