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#11138055 - 09/30/15 08:18 PM Out of State boat buying advice ?
STING'UM Offline
Outdoorsman

Registered: 12/16/09
Posts: 94
Loc: Waco, Texas
I recently found a nice boat that I'd like to purchase only to find it will be harder than I thought. My loan officer is reluctant on this purchase. He said that it would be difficult to get everything verified as for as clear title,leans and such! Has anyone been through this and what should I do get this done if the boat is worth it?

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#11138112 - 09/30/15 08:43 PM Re: Out of State boat buying advice ? [Re: STING'UM]
Capt Jerry Offline
Angler

Registered: 12/22/13
Posts: 265
Loc: Cedar Creek Lake
I purchased a boat from a dealer in Phoenix. They supplied the paperwork I needed to get Texas titles. If you are not working with a dealer, you will need to be very careful and get things checked out with TPWD BEFORE you close the deal. Just my 2 cents worth.
_________________________
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I fish because the voices in my head tell me to.

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#11138198 - 09/30/15 09:10 PM Re: Out of State boat buying advice ? [Re: STING'UM]
STING'UM Offline
Outdoorsman

Registered: 12/16/09
Posts: 94
Loc: Waco, Texas
Ok! that's good info! I'll check with TPWL first.

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#11138286 - 09/30/15 09:51 PM Re: Out of State boat buying advice ? [Re: STING'UM]
richg Offline
Angler

Registered: 01/13/03
Posts: 444
Loc: Houston, TX USA & Crossville, ...
Out of State.... trailers.... may add their own level of complexities. I am going through that now with a TN trailer.

I need a valid bill of sale and have to have it weighed before they will register it.

I will have to pay sales tax, also. richg99
_________________________
regards, richg

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#11138556 - 10/01/15 06:55 AM Re: Out of State boat buying advice ? [Re: richg]
petro Online   content
Extreme Angler

Registered: 06/13/03
Posts: 2243
Loc: Alvin, TX
Reclending. Com, they will handle everything.

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#11138568 - 10/01/15 07:04 AM Re: Out of State boat buying advice ? [Re: STING'UM]
tjbubba1 Offline
Outdoorsman

Registered: 10/08/09
Posts: 199
Loc: Little Elm, TX
reclending has done 2 boats for me smile

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#11138705 - 10/01/15 08:13 AM Re: Out of State boat buying advice ? [Re: STING'UM]
bccougar Offline
Pro Angler

Registered: 06/11/08
Posts: 978
I buy a boat out of state every year or two, but it is new. I know on a new boat it is easiest to get the dealer to finance through their local lender and then have your lender pick up the loan at the time of the first payment, if you don't like the outside lender. As far as titles and registration goes, I just fill out the out of state forms from TPWD and get a copy of the BOS and send it in with the money for the taxes and registration and it goes quite smoothly. I cant remember the new guys name at TPWD that handles this, but he will give you step by step instructions if you call him. As far as the trailer goes, if you can get the BOS it will have the weight rating and that helps avoid the inspection. I have not had to have one inspected. Good luck. P.S. be prepared to spend a few minutes on hold if you call the TPWD.
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#11139255 - 10/01/15 12:17 PM Re: Out of State boat buying advice ? [Re: STING'UM]
TX0303 Offline
Outdoorsman

Registered: 03/19/15
Posts: 114
Loc: WilCo
Texas requires a separate title for both boat and motor, some states do not. I would check with TPWD on what you need if you don't get two titles.

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#11139353 - 10/01/15 01:06 PM Re: Out of State boat buying advice ? [Re: STING'UM]
ChuChu1 Offline
Extreme Angler

Registered: 03/08/10
Posts: 2916
Loc: Gonzales, Tx
Are you buying from a dealer or individual?
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California. Well it's like breakfast cereal. You get rid of the fruits and nuts and all that's left are the flakes. Thank goodness there's a place called Texas.

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#11139562 - 10/01/15 02:27 PM Re: Out of State boat buying advice ? [Re: STING'UM]
KingwoodCat Offline
TFF Guru

Registered: 10/30/04
Posts: 37274
Loc: Broaddus TX
Originally Posted By: STING'UM
I recently found a nice boat that I'd like to purchase only to find it will be harder than I thought. My loan officer is reluctant on this purchase. He said that it would be difficult to get everything verified as for as clear title,leans and such! Has anyone been through this and what should I do get this done if the boat is worth it?


I bought one from a gentleman is Colorado, but I paid cash for it. That said, I did talk to the dealer who serviced it before I drove out there. The boat was everything the guy said it was. This might be a silly question, but does the seller have the title in hand? If so, what is your loan officer's beef?
_________________________
"Any man who thinks he can be happy and prosperous by letting the government take care of him had better take a look at the American Indian".

Henry Ford

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#11139906 - 10/01/15 05:10 PM Re: Out of State boat buying advice ? [Re: STING'UM]
STING'UM Offline
Outdoorsman

Registered: 12/16/09
Posts: 94
Loc: Waco, Texas
I'm buying from an individual and he still owes on it. The bank has a lean on it in New Mexico . So no title in hand !

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#11140103 - 10/01/15 07:00 PM Re: Out of State boat buying advice ? [Re: STING'UM]
Freeman Clark Online   content
Extreme Angler

Registered: 03/18/05
Posts: 1324
Loc: Temple, Texas
Sounds like who you are dealing with someone who don't want to do the foot work.
I have bought two out of state boats with no trouble at all. It is done every day with autos with no problems also.

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#11140164 - 10/01/15 07:27 PM Re: Out of State boat buying advice ? [Re: STING'UM]
JkWho Offline
Angler

Registered: 04/27/15
Posts: 308
Loc: Mid Cities
If the boat has a lien on it the deal should be rather easy...It really as simple as your guy calling the bank that owns the boat. They should be able to do everything over the phone to make the deal work. I agree with Freeman, sounds like your guy doesnt want to put a little work into your deal.

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#11140206 - 10/01/15 07:47 PM Re: Out of State boat buying advice ? [Re: STING'UM]
Rayzor Offline
TFF Team Angler

Registered: 05/13/08
Posts: 4505
Loc: Magnolia, Texas
Registering in Texas?

You will pay %6.25 tax to have it registered.
_________________________
Be safe,
Rayzor

2001 Triton Tx-21/225 Mercury EFI

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#11140623 - 10/01/15 10:33 PM Re: Out of State boat buying advice ? [Re: STING'UM]
beastbeason Offline
Outdoorsman

Registered: 07/21/06
Posts: 170
Loc: Burkburnett TX
Just went through this last month. IF you get the paperwork right it is not that difficult. You have two processes to go through. One for the boat and motor with TPWD, the other for the trailer with TXDMV. You can find all the forms for the boat and motor on the TPWD website. The forms for the trailer are on the TXDMV website.

You will need a bill of sale broken down with cost of the boat, motor and trailer each listed individually. I just typed out a form that we both signed. It should include the make model and VIN for the boat and motor and the trailer manufacture code or vin which ever is on it. You will also need a statement of release of lien from the sellers bank if there is still a lien on the boat and motor.

Get the titles for each and have them properly signed and notarized if needed. Some states don't title trailers so your bill of sale will cover that.

You register the boat and motor with TPWD and pay a 6.25% "User Fee" on the total cost of the boat and motor if the boat is used and coming from out of state ("tax" if it is new) + title fees. You will register the trailer with TXDOT and pay a 6.25% fee + fees. You can figure all the costs out in advance by when you fill out the forms.

(I loved the "user fee" designation to avoid calling it a tax......)

The boat, motor and trailer have forms that need to signed by the seller so print those out and take them with you when you go to pick up the boat.

I called both the TPWD and TXDMV to make sure I had the correct forms, I printed the forms and filled them out, then took them with me. When I came back I called again to make sure I had all the correct paperwork then took them in with no problems.

Both the Wichita TPWD and Burkburnett Tax offices were very easy to work with and very helpful when I had questions.

Was it a pain in the butt. YES But is was not that difficult.
_________________________
Jim
2006 BassCat Puma

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