I thread my swivels into the mainline and tie an overhand knot that leaves a loop with a swivel in the loop. I tie my drop lines by threading through the hook eye and then doubling the line and tying an overhand knot near the tag ends. This makes a big loop with a hook that slides around it. Put the end with the knot through the swivel and then pass the hook through and pull tight. I hope this descriptions isn't too confusing.
10 lake records, 3 all tackle, and I only added this because Rick did and I have more.